The SME Stream

The workplace is often dynamic - young people make their way in, technology change how things are done, new talent shift the team culture, and dress codes can differ from strict to casual. With the rise of remote and hybrid-jobs these days, what do employers and employees need to see eye-to-eye on? How much flexibility should both sides expect, and where can they compromise? And with people t...

What if, instead of trying to stick to a budget yourself, you handed over your pay and let someone else manage it? Australian budgeting service MyBudget has launched in New Zealand, offering to receive clients’ income into a trust account, pay their bills, put money aside for future expenses and savings, and transfer back an agreed amount for everyday spending. It’s an unusual model &m...

Finding the right manufacturer is one thing. Making sure they actually deliver the product you agreed on is another. In Part 2 of our manufacturing series, we sit down with TK Wang, founder of Epic Sourcing, to walk through what happens after you’ve found your supplier - from briefing the factory and developing samples to production, quality checks and shipping your finished product to New Z...

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While they may sound like the same sentiment, there is a difference between financial freedom and financial peace.   For most people, financial freedom is quite a way down the line, as it gives someone the opportunity to quit working for good and live "freely".  Financial peace on the other hand, is simply organising things so that you aren't constantly worried about money – someth...

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A forced split would need separate IT systems, companies, boards, executive teams etc. More complexity means more cost. Garth Bray 2degrees Business wrap See omnystudio.com/listener for privacy information.

As business owners, you know how hard it is keeping up with your business, let alone the news. Join Wilhelmina O'Keeffe each week as she gives you a rundown of the biggest stories that could impact your business, so you can make informed decisions with expert advice.   This week,  GDP is out so are the green shoots finally starting to grow? Has our brain drain run its course? and the muc...

New Zealand’s major political parties appear to be moving closer together on KiwiSaver – but there are some significant differences in how far they’re willing to go. Liam Dann and Tamsyn Parker look at plans to increase employer contributions, whether compulsory saving is the answer to New Zealand’s retirement shortfall, and why businesses may ultimately carry much of the c...

Infrastructure shapes our daily lives, but some might think that it's too often planned election by election.  Infrastructure New Zealand wants to put an end to stop-start funding and shifting priorities, launching "Let's Build NZ".  The campaign promises to put choices in front of voters and rate the parties against its eight priorities.  Today on The Front Page, Infrastructure NZ...

Labour's Chris Hipkins responds to another slip in the polls amid National's renewed attacks on CGT. See omnystudio.com/listener for privacy information.

Panellists Anne Gibson and Rob Campbell discuss the coalition government's treaty clauses bill and Sydney Sweeney's controversial sports betting ad. See omnystudio.com/listener for privacy information.

National Campaign Chair Simeon Brown says Labour's CGT will tax property owners on price rises rather than real gains. See omnystudio.com/listener for privacy information.

Garth Bray joins Herald NOW with the latest in business with thanks to Forsyth Barr See omnystudio.com/listener for privacy information.

JustFund’s Lauren Milne on the rise of divorce finance and why people can still struggle to access cash when relationships break down. See omnystudio.com/listener for privacy information.

AI leaders are calling for more regulation on the developing technologies. Gorilla Technology CEO Paul Spain joins Herald NOW. See omnystudio.com/listener for privacy information.

Craigs Investment Partners Head of International Fixed Income, Andrew Ede on rising bond yields, central-bank decisions and what it means for investors. See omnystudio.com/listener for privacy information.

Surging global oil prices and bond yields could keep inflation higher than expected and force the Reserve Bank to raise the OCR faster than expected.  Some economists now expect the Official Cash Rate to reach 4% before the end of the year.  The Government says the Pre-election Economic and Fiscal Update —due out in two weeks— will try to reflect changes in borrowing costs.&n...

NZIER economist Ting Huang on why New Zealand’s recovery will be gradual, with cautious households and weak investment holding back growth. See omnystudio.com/listener for privacy information.

Nicola Willis is hinting National could introduce more income tax cuts if the party's re-elected, but Kiwis may have to wait for them. Speaking on a panel at BusinessNZ’s election conference in Wellington, Willis said the party has been monitoring 'bracket creep' and adjustments could be made after a return to surplus.  OliverShaw Tax Partner Robin Oliver says there's a case for indexin...

Economist Cameron Bagrie on how likely the RBNZ will lift the official cash rate in October given the ongoing mideast conflict. See omnystudio.com/listener for privacy information.

Net migration is back on the rise as the brain drain eases.  Stats NZ data shows the number of people moving here in the year to July outnumbered those leaving by 20,300.  Annually, that net migration has risen almost 55%, with arrivals up 5% and departures down 4%.  Immigration Expert Simon Laurent told Andrew Dickens that much as it has in the past, the security and safety of New...

What we should do with KiwiSaver continues to be a hot topic this election season.   The latest party to throw their idea into the ring is Labour, which wants to lift the employer contribution rate to 6% by 2032.  They would also introduce compulsory employer contributions, even when employees have paused or reduced their own share and extend employer contributions to workers over 6...

With the election under two months away, questions have been raised over the impact of Labour's proposed capital gains tax. This campaign promise has copped some backlash, with National releasing several AI-generated ads condemning its impact. Dentons tax partner Bruce Bernacchi says it could take some time to reveal the impacts of a capital gains tax, given the current 'flat' state of the propert...

The Finance Minister's brushing off concerns about the government's fast track programme.  Local Government New Zealand is calling on central Government to pause all referrals on housing projects - claiming they're bypassing council decisions. It wants a review to clarify the housing fast track's role within the new planning system. Nicola Willis says she wants to make clear fast-track approv...