The Money Alchemist Podcast

What is your default setting when confronted with the prospect of saving more?  Do you immediately think about how you can cut expenses or do you think about different ways to increase your income?  There is a limit to how much you can reduce your expenses, especially if you have dependents.  Your ability to earn, on the other hand, is open ended.  There are realistic limits, of course, but many n...

Low cost investment providers such as Vanguard have commoditized investing, pushing wealth managers to broaden their scope to deliver value.  When “S&P and chill” effectively summarizes a sensible approach to wealth building, what more is there for advisors to do?  Just as Warren Buffett’s advice “be fearful when others are greedy, and greedy when others are fearful” is easy in concept, diffic...

Saving for retirement is a challenge, perhaps one of life’s greatest challenges.  It requires a sacrificial mindset that favors tomorrow over today.  This mindset can eventually calcify, becoming an ingrained personality trait.  Shifting this mindset in retirement can be an even greater challenge, but is necessary to live with an optimal quality of life.    ______   About your Hosts   Ben Jones Ma...

What should you do when market volatility spikes to the downside?  We’ve heard to never run from a bear but lie down and play dead.  The same holds true in bear markets, more or less.  Ben and Brent go a few steps further on what to do.  First, they elaborate on what’s behind the August 2024 spike in volatility.     The market may have calmed down for now, but a listen might help you prepare for t...

Ben and Brent sit down to discuss how wealthy families can preserve legacy through generational gifting using strategic planning.  Everyone has an estate plan, the default option usually being the worst one.  It’s important to think about what impact your money will have on people after you die.  It’s an uncomfortable reality to face, but a failure in doing so can cost you what would otherwise be...

Some investors seek to cool off their portfolios by sitting on the sidelines under the shade.  Is market seasonality still a thing, and what should investors do about it?  Ben and Brent shed some sunlight on the old “sell in May and go away” sentiment and break down the phenomenon and the login therein.    ___   Today’s Host   Ben Jones Managing Director of National Wealth Management Group, LLC ww...

In today’s episode, Ben Jones sits with Jim Blair, Vice President/Co-Founder of Premier Social Security Consulting, to discuss all things Social Security.  Jim pulls from more than 35 years of experience working for the Social Security Administration.     From when to file to the financial health of the program, they cast a wide net.  Whether you’re about to file for your benefit or you’re just cu...

Join Brent and special guest Todd Finch as they sit down to talk about real estate. Why now may be a good time to buy, and what you can do to be more effective when buying your next home.   For more questions, email us at Trevor@nwmgadvisors.com ____   Special Guest:  Todd Finch - Realtor  513-785-9994 Tfinch@comey.com   ____   Infinite Wealth Planning: www. InfiniteWealthPlanning.com National Wea...

Ben and Brent take a stroll across the shifting landscape of education in the US.  The demand for private education is increasing as popular college funding plans become much more flexible.  College tuition inflation seems to have hit some resistance as high school graduates become more discerning.  Things are changing and mostly for the better!     Join your hosts of The Money Alchemists podcasts...

Ben and Brent dive deep into Vanguard’s 31-page study on America’s retirement readiness released in 2023. The news isn’t great, as the title of the episode implies. Most Americans will be forced to make less-than-comfortable decisions during their golden years to keep solvent. They discuss what this means for people in this situation and what investors can do today to set themselves up for a retir...

Election season is upon us and the question plaguing investor minds is: what should I do in reaction to outcome “X” or outcome “Y”.  Brent and Ben tackle this question head on and discuss what some of the ramifications of the election could be.    While culturally impactful, as it pertains to which flavor of freedom you want, the economic ramifications do not justify a radical shift in investing p...

Ben and Brent team up with a local tax planning and business consulting powerhouse, Anthony Lewis, for a three-episode series on small business planning in the post-COVID environment.     Kirsch CPA - https://kirschcpa.com/   ____________________________________________________   Disclosure:    Securities offered through LPL Financial, Member FINRA/SIPC.  Advisory Services offered through National...

Ben and Brent team up with a local tax planning and business consulting powerhouse, Anthony Lewis, for a three-episode series on small business planning in the post-COVID environment.     Kirsch CPA - https://kirschcpa.com/   ____________________________________________________   Disclosure:    Securities offered through LPL Financial, Member FINRA/SIPC.  Advisory Services offered through National...

Ben and Brent team up with a local tax planning and business consulting powerhouse, Anthony Lewis, for a three-episode series on small business planning in the post-COVID environment.     Kirsch CPA - https://kirschcpa.com/   ____________________________________________________   Disclosure:    Securities offered through LPL Financial, Member FINRA/SIPC.  Advisory Services offered through National...

In this episode, Ben and Brent take a trip down memory lane, reminiscing on their personal journeys that led them to careers in the financial services industry.  The industry has changed substantially since they entered the business, prompting them to consider how young professionals today can pursue a financial services career.     Disclosure: The opinions voiced in this material are for general...

Ben & Brent join you this week, navigating different perspectives on how to view the asset almost all of us have, our homes.    Join us for a blend of insightful discussions and the occasional touch of dry humor.   Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performa...