On The Market

The “lock-in effect” is finally starting to break, and Americans are moving yet again. But, where are they going? The top cities people are moving to aren’t what you’d expect—in fact, many of them are where prices are actively falling. Is now the time to buy as populations grow and homes remain affordable? Three major housing market shifts are unfolding this week, and we're breaking them all down...

A new Fed Chair has been nominated—and he could do what no Fed has done before. Kevin Warsh, the youngest Fed governor appointed, serving during the Great Financial Crisis, is Trump’s new pick, and his decisions could have major impacts on the housing market. But the mainstream media is missing a few key variables, falsely assuming that Warsh will kick off a series of rate cuts that end in lower i...

This type of rental property is seeing “explosive” demand. But, they’re cheaper than many regular rental properties, get 30% more rent, and take less work than vacation rentals. More and more Americans are using them, and where they’re needed most, there’s not much supply. You might have thought it wouldn’t last, but medium-term rentals are becoming the rental property investor’s cash cow—and we h...

The 18-year real estate cycle calls for a crash in 2026. It correctly predicted the 2008 crash, it was right for decades in a row in the 1800s, and many say it’s the one true oracle for home prices. Funnily enough, it’s been 18 years since 2008, and home prices are starting to peak. But is there enough data to trust in this housing market cycle? Should you be selling your properties just shy of ev...

This could open up homebuying for millions of Americans. The question is: Is it worth it? A new housing proposal from the Trump administration adds yet another lever that first-time buyers can pull to pay for their first house. But it’s got financial advisors sweating.  We’re back with another headline episode, talking about recent moves shaking up the housing market. First, some good news from Re...

We’re always talking about residential real estate. But what about that “other” market, the one worth $24 trillion? It’s no secret that commercial real estate has had one of its toughest stretches in many years, with many calling it an outright “crash.” If we’ve already reached the bottom, could large multifamily and other assets be poised for a huge turnaround in 2026?   Over the last couple of y...

The housing market is unaffordable. But the Trump administration is trying to change that. The question is: Will any of their proposals actually work? Trump’s housing policy is clear: make buying a house more affordable for the average American. The President has floated 50-year mortgages, portable mortgages, purchasing mortgage bonds, and banning institutional investors. All of these, to some ext...

Big investors could be banned from buying single-family homes, mortgage rates drop to the lowest level in years, and one forgotten sector of real estate is predicted to “break out” in 2026. We’re only two weeks into the new year, but the housing market is shifting by the minute.  Mortgage rates fell into the 5% range last week as President Trump announced a plan to buy $200 billion in mortgage bon...

A new economic bubble could be forming, and this time, it isn’t real estate. A $20 trillion ticking time bomb could explode if one thing doesn’t go completely right…the AI industry. And the effects could be felt far beyond the stock market, with real estate taking a hit as well.  The question is: Is the AI bubble close to popping, or are we on the precipice of a new era of economic growth? Dave re...

This could be the best time to buy a rental property in years. Don’t take our word for it, a new investor sentiment survey shows a sharp surge in optimism as investors flipped from cautious to bullish going into 2026. And this hope for the housing market isn’t unfounded. In fact, almost all the data shows better buying conditions, more options, and even improved affordability. If you’re still beli...

2026 is finally here! And if you can still read this sentence without seeing double, you’ve made it!  But this year, things are going to be a little… different. We usually talk about the best places or strategies for buying rentals, but we’re going on a bit of a detour to start the year by discussing our real estate resolutions, all of which will actively help us retire early. Want to retire with...

Home prices are about to “bend”...but will they break? The 2026 housing market could be another year of a correction, but how low could we go? Last week, we gave our mortgage rate predictions for 2026; this week, we’re focusing on home price forecasts. The housing market is stuck, and something needs to give. Americans can’t afford homes at these high prices, but with so many “locked-in” homeowner...

Has real estate finally bottomed? Ben Miller, CEO of Fundrise (managing over $7B in real estate), says it’s so. And he’s not just talking about commercial real estate. If true, one particular type of real estate investment could do exceptionally well over the next year, but most people (even Dave!) are going in a different direction. Where could the next big real estate boom happen? We’re getting...

This could be the most encouraging sign for the housing market in years. It’s the final month of 2025, and the housing market has flipped from this time last year. Real prices are down, mortgage rates are near a percent lower, inventory is stabilizing, and affordability…it’s actually improving. But hints at a wave of underwater mortgages are making people nervous. With the number rising, is this t...

Is this the year the real recession finally hits? Could a new “land rush” spark a buying spree throughout the U.S. for coveted dirt that makes investors millions? And why is one type of rental property owner about to sell off their homes, ready to give you a sizable discount?  We’re still in the swing of prediction season, so this time, we’re giving you our boldest 2026 housing market predictions...

The biggest announcement of last week’s Fed meeting had nothing to do with rate cuts. Instead, a quiet, mostly overlooked statement from the Federal Reserve could mean huge things for the economy, mortgage rates, and most importantly, the housing market. The mainstream seems to have missed it, focusing on the obvious news, but we’re breaking down the Fed’s new emergency tactic to stabilize the eco...

This might be the easiest time to find real estate deals in years—and early signs suggest 2026 could be even better. The year is almost over, so today, we’re reviewing our favorite trends, tactics, and real estate investing strategies of 2025. Plus, many of them will last well into 2026. These are the things that we’re focusing on next year, and there’s a lot of good news for investors. This is sh...

We’re only a week away from winter, but the housing market is heating back up. Demand is rising as savvy buyers know that lower prices peak during the holiday season. But one crucial cohort is nowhere to be found…and it could have damaging consequences for the housing market as a whole. We’re back with another headline episode, taking the biggest stories from the housing market and giving our take...

Redfin just called it. The housing market will “reset” in 2026…or at least it’ll be the start of it. Chen Zhao, head of economics research and a returning guest on the show, has 11 predictions she and her team have formulated for the 2026 housing market. A long, slow period of progress could be upon us, as buyers get what they’ve been asking for: better affordability, a more normal market, and the...

Stock prices are up, home prices are high, gold, silver, and bitcoin have all had major bull runs. But the average American is broke. This is the “K-shaped” economy.  If you feel like it’s harder to get by and the barrier to entry to invest is rising, you’re not going crazy. We’re in a new economy—a “K-shaped” economy—where those who own assets see their net worth soar as the middle class and aver...

Years of housing market gains could be at risk, and it’s not because of mortgage rates, the Fed, or the US government…it’s because of sellers.  Since 2022, we’ve seen housing inventory rise, home prices stabilize (and fall in many major markets), and affordability slightly improve for buyers (thanks to higher supply and lower demand). But now, a new wave of “delistings” could put the future of the...

The housing market is not going to crash tomorrow. It’s also not going to boom soon. We’re not in 2008, and we’re also not in 2020. We’re in a strange gray area, a zone that most Americans have never experienced before.  We’re entering the “Great Stall.” And this could last for years.  All data points to a new kind of housing market forming. But why, and why now? Is there any chance of a housing c...

This could break the mortgage system as we know it. But, is it worth it?  New “portable mortgages” have been floated by the Trump Administration and FHFA (Federal Housing Finance Agency), allowing homeowners to take their rock-bottom mortgage rates with them when they purchase a new home. The question is: will it work? We’re breaking down the likelihood of portable mortgages, how they currently wo...

What if you could transfer your 3% mortgage rate to a new property? It could be possible in the near future. A new type of home loan would allow borrowers to move their mortgage rate when they sell and buy a new property, effectively ending the “lock-in effect” plaguing the housing market. Could a loan like this really come to fruition? We’re back on another headline episode, touching on real esta...

Another year is nearly in the books. The 2025 housing market was largely defined by construction oversupply, sluggish rent growth, flat home prices, and widespread turbulence, with residential real estate moving far more slowly than anticipated and commercial real estate all but grinding to a halt.   Yet it appears we’ve reached the bottom, and the silver lining is clear: real estate is still ripe...