Money Talks

It’s an Open topic show today. We have emails we’ll address on various topics. We have money saving tips and a suggestion to calm your financial fears. And we take your questions.  Discussion: decrease of retail spending war isn't "good" for economy email - canceling credit cards https://www.consumer.ftc.gov/blog/2021/03/free-weekly-credit-reports-during-covid-extended-until-april-2022 how ma...

What can you do with a houseful of Grandma’s things? Where can you go to find that perfect retro dining set? Maybe you need to learn about auctions. We’re happy to have Dwight Stephens from Stephens Auction House with us today to answer our questions about this method of shopping and selling.  Suggested website: https://www.auctionzip.com/ https://www.liveauctioneers.com/ https://www.mississi...

We’ve got some personal finance statistics to share with you today. We hope by learning these facts you can change your life or help someone you care about change theirs. Our data comes from Morningstar. Their website says: Morningstar has been empowering investors since 1984 through research.  https://www.morningstar.com/company Discussion: COVID rates in Mississippi Inflation talk ways to g...

IRAs and Roth IRAs - what are the rules if you need to withdraw money? How do you set one up? What’s the difference between the 2 anyway? What about an inherited IRA or RMDs? What about the new rules concerning RMDs – required minimum distributions? Why do we have RMDs? Who takes them? When do you have to take them? Is there a special time of the year to take them? What can you do or wha...

It’s less than 6 months before the gift giving holidays at the end of the year. Time to remind ourselves to not go into holiday debt. We’ve got some tips to discuss between your personal finance questions.  Discussion: child tax credit - different amounts depending on age of child and income. IT'S AN ADVANCE CHILD TAX CREDIT ON TAX RETURN. If you want to "opt out" go to https://www.irs.gov/cr...

We’ve got one of our long-time guests on the show today – Shawn Mercer, from the Social Security Administration. He’ll take your social security questions. Our expert hosts take your personal finance questions.  https://www.ssa.gov/ The social security administration has gotten nimble with looking up baby names. You can read the top national names. You can look up the top 100 names per state....

What are you afraid of? Do you have financial worries? We’d like to address some common financial fears. We want to help you label the fear and give you ways to face the fear. Our experts are on hand to answer personal financial concerns and questions.  Producer Liz Gill came across an article on the website: https://womenwhomoney.com/common-financial-fears-overcome-money-worries/ and wanted...

Everyone wishes they handled money better. The Mississippi Council of Economic Education hopes to increase economic and financial literacy in Mississippi. We learn from our guest, Selena Swartzfager, President of MCEE how they do this, and we take your personal finance questions.  Family Financial Fun Day Saturday June 12th – Lynn Meadow’s Discovery Center, Gulfport 9-11am Register onlin...

Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement. Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement? We're talking F. I. R. E.? We learn what that is and take your personal finance questions.  Financial Independence, Retire Early from the 1992 book "Your Money or Your Life"...

Are you interested in a better job? Looking for a first job or are unemployed? The Mississippi Department of Employment Security is a resource for you. Experts from MDES will answer your job fair, win job center, and unemployment questions.  Our guests are from the Mississippi Department of Employment Security. Daphne James with the WIN Jobs Center, Adam Todd with the Governor’s Job Fair, and...

Thursday, May 13, 2021 Tales from the Crypt  Is Bitcoin and its sister digital currencies really money?  Money represents work and earnings on that work or skill. It has 3 functions. It’s a medium of exchange. You can buy stuff with it-- trade it for food, housing, clothing, etc. Certainly, we are hearing more and more about cryptocurrency being accepted as a form of payment. Money is al...

We love to have guests and special topics on Money Talks but sometimes we like to just see what you’d like to ask. We call these Open Topic shows. We’ll have some current events to discuss. You’re welcome to call in with your opinions and questions about what’s going on in the news now.  Discussion: gasoline supply 8th of May Emancipation https://themsms.org/8th-of-may-emancipation-celebratio...

Money Talks will de-mystify asking for a raise with this broadcast. Our guest today is Scott Stinson – Director of Human Resources here at Mississippi Public Broadcasting who will give us inside information on the best time and the best way to ask for a bigger salary.  Discussion: Why don't we talk about salaries more? What are the laws? Prepare to ask for a raise Know what your job could pay...

Guest, Ray Higgins - Director of PERS This podcast has information about PERS for retirees, those close to retirement, and those employees still working with retirement in the future. You could read the Public Employee Retirement System of Mississippi handbook, or listen to MPB’s Money Talks broadcast and podcast with the director of PERS, Ray Higgins. You’ll get a good understanding of how PERS b...

What’s an annuity? Are they all the same? Who needs one? We’ll learn about these financial products from our financial analysists - Nancy and Ryder - who can also take your personal finance questions. Discussion about annuities Calls: paying off a student loan are annuities good or bad? what is an index fixed annuity how to get started in investing paying extra on a mortgage what's up with GameSto...

If you are a renter or a landlord, you'll particularly want to listen today’s Money Talks. Our guest is the Executive Director for Mississippi Home Corporation. Scott Spivey talks about the agency and the grants available to Mississippians who can’t pay rent during this pandemic. He discusses programs for first time home buyers and rehabilitation assistance. Our expert hosts are also available to...

We’ve made it to April in 2021. We’ve got some IRS tax tips to share, some April buy and not to buy suggestions. But this is just chit chat between your calls and emails. It’s an Open Topic show. In the News: IMF forcast for global growth Yeld curve Observances in April: Fair Housing Month Financial Literacy Month National Financial Capability Month National Internship Awareness Month Money Smart...

Money Talks wants to help you today to Prepare Before the Storm. That “storm” might be weather, economic, or family issues. We’ve got some websites and some suggestions. New Perspectives blog posts: https://newper.blogspot.com/ Financial Resilience And Mutual Aid  Saturday, February 20, 2021 On Preparedness Friday, February 19, 2021 In the News: PPP loans expanded Job losses going down Suez C...

It’s time to review all the topics we’ve covered on Money Talks in the past 12 months. If you’ve missed any episodes, we’ll give you the flavor of some of the episodes so you can find the ones that interest you on our podcast.  Last Spring, we talked a lot about current events each week. We had guests from the Mississippi Department of Employment Security, we talked about fraud and the Cares...

There’s been talk but no action on raising the federal minimum wage. On a recent Money Talks we had some passionate callers express their opinions on the minimum wage. We’d like to discuss the topic for the full hour today – between your personal finance questions. Our guest today is State Economist Corey Miller. http://www.mississippi.edu/urc/ Calls: Automation instead of workers Impact on retire...

Do you still have student loans? Do your grandchildren have student loans? Our guest today is Bruce McClary from the Nation Foundation for Credit Counseling. We’ll learn how the pandemic is affecting student loans and what to expect for those about to enter higher education. Call the Nation Foundation for Credit Counseling about student loans at 1-877-406-6322 or the general number 800.388.22...

If you’re a regular listener to MPB Think Radio, you are a regular listener to news stories. Today, our experts are going to translate those news stories to how that information affects you – in Mississippi.  Income tax, stimulus payments, minimum wage retail sales collections special perpose acquisitions new Treasury Secretary cryptocurrencies Income tax phase out the next COVID relief - enh...

Guests: MDES Executive Director, Jackie Turner, Deputy Executive Director-General Counsel, John Garrett, and Director, Office of ReEmployment Assistance, Erma Cook Hosts: Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performan...

Everyone likes free. Some folks need free versions of services or items. We’re working off a list from MSN 27 Things You Should Never Pay For — and How to Get Them for Free Birthday meals: 20 Restaurant Chains That Offer Free Food for Your Birthday  Through April of 2021, you can get free credit reports from Equifax, Experian and TransUnion as often as once a week.  https://www.annualcre...

Our experts discuss the saga of GameStop stock. With information about: The IMF CBO silver market bubbles: displacement, boom, uphoria, profit taking, panic short sells hedge funds retail investors collusion Robinhood and the funds they have on hand Calls about: mutual funds and how "big" is GameStop owning part of a company earning per share where to buy savings bonds: banks comment Will there be...