Flourish Insights

Episode #6: Presidential Elections and the Markets Many of our clients ask about the impact that the outcome of the presidential election may have on investments, markets, and general economic stability. Historically, on average, regardless of which party has taken the presidency average returns have been right around the same. The most important part of the upcoming election as it pertains to mar...

Episode #5: The Shape of Our Economic Recovery Our post-coronavirus economic recovery is dependent on many factors. We can look at the possible outcomes in three shapes. The first outcome, the V shape, a sharp drop, like the one we saw in March and April of this year, and equally sharp recovery is unlikely. Too much time has passed since the initial downturn for that to be the case. The U shape vi...

Episode #4: Portfolio Rebalancing: The Flourish Model Portfolio Rebalancing is a necessary and important component of sound and strategic investment management. In this week's episode, Jay Pluimer discusses how he approaches portfolio rebalancing at Flourish Wealth Management for his clients in the Minneapolis/St. Paul area and beyond. He focuses on three main criteria which you can learn more abo...

Episode #3: Why International Equities The US has substantially outperformed its global equity market counterparts in recent years, so why bother investing internationally? The answer is simple...Opportunity. US stocks only make up 54% of the global equity market. That's a 46% chance that you are missing an opportunity. As they say, past performance does not indicate future results and, the pendul...

Episode #2: FOMO and Your Investment Decisions When it comes to investing, the fear of missing out can lead you to make decisions that may not benefit your portfolio success. In our current market, where we are seeing the large tech companies grow by leaps and bounds while others, once reliable sectors, cannot seem to get ahead, there is the temptation to buy in or sell-off. You would be wise to e...

Episode 1: Why are indexes booming in the midst of a crisis? Despite global uncertainty amid the coronavirus pandemic, a slumping economy, record unemployment and fear of a recession, the stock market continues to climb. We will talk about this phenomenon on this week's episode. Always check back next week for more Flourish Insights with Jay Pluimer and don't forget to check out our insights blog...