Purpose Driven Retirement Show

Pat and Jesse take a look at the subject of tariffs and how they can affect portfolios, and also opportunities to work around their effects and the volatility in the market they can cause. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement p...

Pat and Jesse revisit some of the various stress points that can cause people to question their retirement plans, and also how putting a specific plan together with the help of a financial professional can help relieve some of the stress involved. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This we...

The Big Beautiful Bill was signed into law by President Trump on July 4, and Pat and Jesse take a look at some of its provisions and how they will affect retirees. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all the neces...

Pat and Jesse look at a new report indicating Social Security may not be able to pay full benefits beginning in 2033, a full year earlier than previously indicated, and what to do to plan for this possibility if necessary. They also revisit market volatility and how having a plan can help people deal with the ups and downs of financial markets in their plan. Jesse also announces the new book The J...

Pat and Jesse revisit the subject of market volatility, which can pop up at any given time, as well as what's known as the Dirty Dozen, which are some of the major tax scams identified by the IRS trying to scam people out of money. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program tak...

Some of the biggest risks in retirement include longevity, taxes and having all your eggs in one basket. Pat and Jesse go over some of these risks and explain how they can keep your retirement from being everything it can be and how you can avoid them with proper planning. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wis...

Pat and Jesse take a look at some of the things that stress people out when it comes to their investments in their retirement accounts, especially as it relates to risk tolerance and how much they could potentially lose if the markets take a big downturn. They also answer some listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial a...

Pat and Jesse take a look first at specialized planning for so-called high net worth individuals, then dive into income planning as part of an overall retirement financial plan. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and...

Today Pat and Jesse take a look at ways you can turn your retirement accounts into income that is consistent and guaranteed month after month, so that you can keep the lifestyle you want in retirement.  The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related t...

The Eau Claire Axemen are making their debut in June for Arena Football, and Keystone Financial is an Opening Night sponsor. Pat talks with team general manager Rich Mayne about the team and the events leading up to the opening game and the season ahead. In the second part of the show, Pat is joined by Melody Schwoerer to review Medicare and set things up for this fall's open enrollment. The Purpo...

Pat and Jesse deal with an issue that hasn't been around much in recent years but could be on the horizon - stagflation, a combination of inflation in a stagnant economy. They discuss how it could possibly affect you and your retirement horizons if it gets bad enough. In the second part of the show, they talk about what ti's like to come into their office for a visit and the process of working wit...

Taxes are not anyone's favorite subject, but they must be dealt with in retirement - and perhaps even more so because of how retirement accounts are taxed. Pat and Jesse discuss the subject from many angles and the need for anyone to be prepared for paying Uncle Sam, as well as ways to plan for doing so that could lessen the amount you may owe.  The Purpose Driven Retirement Show features Pat Cout...

First Pat and Jesse take a look at recent stock market volatility and address some common questions they receive concerning it. Then they look at the so-called Dirty Dozen, which is what the Internal Revenue Service refers to regarding various scams involving alleged unpaid taxes and related items scammers use to try and get money. The Purpose Driven Retirement Show features Pat Couture and Jesse...

Volatility is back and has been for much of 2025 to date. Pat and Jesse discuss why it is important for retirees to be proactive with their plan in times like this, but not to the extent of trying to time the market, which usually doesn't work out well for many investors. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisc...

Some economists think a recession is coming later this year. Pat and Jesse discuss this possibility, as well as recurring market volatility and how a written financial plan can help you weather either of these scenarios. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look a...

There are risks to retiring which can include longevity, taxes and other factors that you can't always see coming. Today Pat and Jesse take a look at these and discuss how having a solid plan in place can help to deal with them. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes...

Many retirees assume they will pay less in taxes in retirement because they've stopped working, but that may not be the case. Pat and Jesse take a deep dive into the way tax rates on retirement income can affect not just what you pay on withdrawals, but also on Social Security, Medicare premiums and more. They also discuss how tax planning can help possibly lower the amount you legally owe. The Pu...

Pat and Jesse revisit a couple of subjects, including deciding where you want to live in retirement. Is it where you currently are, or someplace different? They also go over the kinds of questions you need to ask to help you determine the answers you need. Then Pat goes over a retirement checklist to make sure you have everything necessary for your retirement plan. The Purpose Driven Retirement Sh...

Pat and Jesse revisit the subject of various retirement riisks, including longevity, taxes, inflation and more. They also answer listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all the nec...

One thing that is necessary in retirement planning is accounting for various expenses - not just your every day life necessities, but also the financial costs such as paying taxes, investment expenses and more. Pat and Jesse take a look at what these entail and some ways to save on these costs. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keysto...

These two subjects are subjects of endless talk and change in Washington, and retirees have plenty of questions surrounding each. Pat and Jesse discuss Social Security first, taking a look at what may happen in several years if the program reaches the point of not being able to pay all of its intended benefits. Then they dive into taxes and what could happen if Congress passes a new program where...

President Trump is proposing a number of changes to the tax laws which could extend the Tax Cuts and Jobs Act passed during his first administration. It depends on Congress to take action this year, and Pat and Jesse discuss planning opportunities you can make even before any action is taken to help lessen the tax bill you could have in retirement. The Purpose Driven Retirement Show features Pat C...

Pat and Jesse discuss three of the biggest issues that will likely affect the economy for the bulk of this year, including inflation, market volatility and Social Security. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all...

Pat and Jesse discuss recent comments by new Treasury Secretary Scott Bessent that extending the Tax Cuts and Jobs Act is essential for middle class and working individuals and families. They delve into what could happen if this act is extended and lower tax rates remain in effect, as opposed to going away if Congress doesn't act. They also look at lower interest rates possibly coming up throughou...

Do you plan to move when you retire? If so there are things which need to be planned for such as a new residence, selling your old residence, taxes and more. Pat and Jesse address the many items to be addressed whether you are moving just a few miles away or cross country. They also answer listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker...