Plan Your Federal Retirement Podcast

What can you really control in your federal retirement? In this episode, Micah and Jamie explore the common challenges federal employees face with retirement planning, TSP, and benefits management. Learn how mismanaging your retirement benefits can lead to financial setbacks and discover the key steps to take control of your future. https://zurl.co/T8p7F

Can I suspend FEHB in retirement then start it again later if my new (private sector) employer offers health coverage benefits that I'd like to take advantage of? - Michael https://zurl.co/OVYii

I have 15 years of federal service and am 55 years old. I have only been in the FEHB for my most recent 3 years of federal employment. I want to leave federal service soon. If I want to retire with FEHB, could I do that by reentering federal service later on for a further 2 years? In other words, can I lock in federal health benefits by becoming a postal worker at age 63-65, for example? - Kim 

In this throwback episode Micah and Tammy will discuss what coverage do you have, and what coverage do you actually need? Everything you need to know about Medicare and Federal Employees Health Benefits, providing you with the answers you need to make informed decisions about your health coverage. Understand the importance of healthcare planning and find out the critical changes in healthcare plan...

The more confident you are that you won't be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn't just for the vulnerable population anymore. It's happening with higher intensity levels than we have ever seen before. While there is never a "foolproof" method of avoiding being victimized, there are a few steps that you can take to safeguard yourself and your loved ones. ...

Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in August. Thanks. - Fred https://zurl.co/PcyUl

Is "buy and hold" really the best strategy for retirement investing? In this podcast episode, Micah and Christian explore why this popular approach might not hold up especially in retirement. They explain how inflation, market downturns, and income needs require a more flexible investment strategy. You'll learn to build a written plan, prepare for volatility, and make better decisions with your TS...

Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is - I understand that if I retire at MRA and 10 that I cannot take my annuity without penalty until I am 62. Is there an option to continue with health benefits at time of resignation and not collect annuity until age 62 or do you have to start both at the same time? - Nancy  https://zurl.co...

Think you know how your FERS pension, Social Security, or military retirement will be taxed? Think again. In this episode, Micah and Floyd break down the tax pitfalls federal employees often overlook—like unexpected withholding issues, taxable income from multiple sources, and the impact of rental property depreciation. They share real examples and strategies to help you plan ahead and avoid costl...

First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question...I am a 54 year old federal law enforcement officer. I plan to retire in June after 33 years of service. My plan was always to transfer my TSP to an IRA so I had more control. I plan to take withdrawals from the TSP/IRA immediately upon retirement. However, I recently read tha...

What does retirement really look like beyond the financials? In this podcast episode, Micah and Floyd discuss what life is like after retirement, focusing on more than just finances. They cover essential topics such as planning your daily routine, staying active, considering relocation, and having conversations with your spouse. The episode offers key steps to help you create a meaningful and fulf...

I'm 65 now,  still working usps, when I retire in 1 to 2 years, I'm interested in keeping monthly health insurance down.  Is it more cost effective to keep fehb only, or get Medicare part b. I know best would be both, but I want to keep monthly cost low - Damian    https://zurl.co/veOww

Tax season can be overwhelming, but federal employees can stay ahead with the right strategies.  In this podcast episode, Micah and Christian break down essential tax planning techniques, including the importance of estimated tax payments, understanding tax brackets, and how to avoid common pitfalls. Discover how proactive tax planning can save you money and reduce stress when it's time to file. ...