Financial Nuggets

In this episode, Michael walks you through how you can still turn your keys in for retirement even during a market meltdown.  Also discussed :  - How long does it take markets to recover? - How should your portfolio be built to withstand meltdowns - 3 keys to ensuring success http://oliveharbor.com

In this episode, Joe discusses why cash is so important in retirement, and how it can actually increase your rate of return. He also discusses which investments are truly liquid in retirement vs which ones are perceived to be liquid. http://oliveharbor.com

In this episode, Michael begins detailing the intricacies of life after turning in your keys... retirement. What should you consider after you've turned them in? What about when you're getting close to turning them in? And what if you're still years or decades away? 4 Rules to Retirement Planning http://oliveharbor.com  

Michael discusses the top 5 financial to dos for operators to accomplish when they are selected or within their first 12 months of being an operator http://oliveharbor.com

This week, Joe discusses real estate investing. Is it right for you? http://oliveharbor.com

Michael continues to see more and more articles that are mentioning 'Stagflation.' What is Stagflation? Should you be concerned? How should you build your portfolio to deal with it?

Joe discusses a common question from clients 'Is the market too high to invest right now?'. He also discusses price to earnings ratios and earnings per share for historical context on where markets are today http://oliveharbor.com

Joe and Michael discuss Olive Harbor and why they branded a new business specifically for CFA operators. Also - They discuss the difference in financial advisors and why operators continue coming to them for questions around business planning http://oliveharbor.com

Michael and Joe discuss the 3 things to make a retention strategy great : Deferral, emotional impact, simplicity. Also - They discuss a great strategy that maximizes FCR and tax deductions to create a great retention bonus plan for your top team members http://www.michaelgpalmer.com

Michael and Joe DeLisi discuss a business owners most important asset and the difference between performance incentives and retention incentives. http://www.michaelgpalmer.com

Michael discusses the impacts that elections have had on markets and investing. Does a Republican or Democrat president have better historical performance in the stock market? What should we do if our 'side' doesn't win? http://www.michaelgpalmer.com

More and more headlines are showing up in 2024 about the financial security of banks. Should you be concerned?  Why did banks fail in 2023?  Understanding bonds helps you understand a banks balance sheet http://www.michaelgpalmer.com

In this episode, Michael discusses savings strategies for your kids/grandkids, particularly younger kids, including college planning, weddings, cars, life http://www.michaelgpalmer.com

Michael discusses business and planning strategies for your working age kids. How can you save money on taxes by hiring your kids and teach them about money principles? http://www.michaelgpalmer.com

In this episode, Michael looks at the many people and companies who claim to be able to predict short term market movements such as any given year... Looking back at last year, how did these predictions age for 2023? What can we learn from this? http://www.michaelgpalmer.com

IRS updates to be aware of http://www.michaelgpalmer.com

Goals, Retention Strategies, Purpose http://www.michaelgpalmer.com

Reviewing the year and talking through some EOY planning thoughts http://www.michaelgpalmer.com

Michael discusses the investor performance in history. During the last 30 years, the S&P has returned roughly 9.65% yet the average investor only averages roughly 6.8%... Why is this? http://www.michaelgpalmer.com

What questions should good investors ask about their investment strategy? http://www.michaelgpalmer.com

What questions should good investors ask about their investment strategy? http://www.michaelgpalmer.com

What is a stock? Bond? What are the principles of investing? http://www.michaelgpalmer.com

Guest : Michelle Sutter from GIOA discussing open enrollment! HSAs and how an operator can use them http://www.michaelgpalmer.com

In this episode, Michael continues the discussion on the 401k. Specifically, the pros/cons of a 401k and he answers the question 'should you invest in a traditional or roth 401k?' http://www.michaelgpalmer.com

Michael discusses the history of the 401k, some options for the plan design in your 401k and the details of the GIOA payroll integrated 401k! http://www.michaelgpalmer.com