Between the Lies Podcast

Trump's team announced you might be able to raid your 401k for a down payment on a house. Sounds like IBC at first glance, right? Not even close.   Welcome to Between The Lies, where Rob Brayton from Perfect Spiral Capital helps me understand why government solutions to government-created problems always make things worse. This week we're tackling Kevin Hassett's proposal to let people withdraw 40...

I heard a rumor that Trump wants to cap credit card rates at 10%. Personally, I was just thinking it's already too easy to move up economically in America. Not like we have an unaffordability crisis constantly making headlines or anything.   Welcome to another episode where Rob Brayton from Perfect Spiral Capital and I break down another government solution that's likely to create more problems th...

Housing prices are too damn high. You can try Mamdani's approach, or you can try Trump's. Time will tell who's right. My guess is neither.   Welcome to another episode where Rob Brayton from Perfect Spiral Capital and I try to figure out what unforeseen and cataclysmic effects might come from Trump's latest housing market intervention. This week's headline: banning institutional investors like Bla...

We barely contained ourselves last episode talking policy loans, so naturally we're back at it this week.   Welcome to another episode where Luke Tatum, Rob Brayton from Perfect Spiral Capital, and I dive into exactly how we're putting infinite banking to work in 2025. Not theory. Not sales pitches. Just real examples of what we're actually doing with our policies this year.   What We Cover: Luke'...

As we close out 2025, Luke, Rob, and I wanted to do something different. Instead of talking theory, we're sharing exactly what we actually used our policy loans for this year.   Welcome to the Christmas edition of Between The Lies, where we get real about infinite banking in practice. Not the sales pitch version - the actual day-to-day mechanics of how this works when you're running your life and...

Here we go again. Big tax refunds are on the way, I'm told. Sounds like the money printer is revving up again.   Welcome to another episode where Luke Tatum, Rob Brayton from Perfect Spiral Capital, and I try to make sense of political bribery disguised as tax policy. This week we're tackling Trump's "One Big Beautiful Bill Act" and why your bigger refund check is actually just theft with extra st...

We keep getting asked in the YouTube comments: How are you any type of alternative when life insurance companies still make money off investments? This week's Between The Lies tackles that question head-on with some uncomfortable truths Bloomberg doesn't want you to understand. Luke and Rob break down a recent Bloomberg article warning about private equity firms creating "credit hazards" in retire...

Welcome back to Between The Lies, where we navigate economic uncertainty with Austrian economics and practical wealth strategies. I'm Nicky P, joined by Luke Tatum and Rob Brayton from Perfect Spiral Capital.   This week we tackle something that should terrify every investor: what happens when the people you trust to predict market behavior can only shrug? Nvidia and Alphabet together make up 13%...

Trump just announced 50-year mortgages to "fix" the housing crisis. His logic? If FDR's 30-year mortgages were good, then 50-year mortgages must be better. Bigger number equals better, right? Wrong. In this episode, Luke Tatum and Rob Brayton from Perfect Spiral Capital break down the mathematical reality behind Trump's latest intervention. The numbers are brutal: After 10 years of payments on a 5...

Welcome to day 36 of the "apocalypse" - also known as the longest government shutdown in US history. Except nothing actually collapsed. Parks closed while we sent billions overseas. SNAP benefits are being held hostage while Congress gets paid. It's almost like they're using your groceries as a political weapon.   Luke Tatum & Rob Brayton from Perfect Spiral Capital, and myself break down the stra...

Everywhere you look today, AI is on everyone's tongue. Nowhere more than Wall Street. But is this the beginning of a new economy or just the next bubble ready to burst? Welcome to Between The Lies, where we cut through the hype to give you the real story on what's happening with your money. I'm Nicky P, joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   Thi...

Welcome back to Between The Lies, where we drag financial crises out of the shadows before they destroy your wealth. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week we're getting way outside my depth, but what I keep hearing in all this noise is we are right at the precipice of another huge financial crisis. The question is...

Is Government Ownership Really New or Just Business As Usual? This week on Between The Lies, we're diving into something that looks new but smells awfully familiar. Trump's administration just took stakes in a number of companies including, Intel , MP Materials, Lithium Americas, Trilogy Metals, and US Steel. The media's calling it unprecedented. We're calling it 2008 with better marketing.   The...

Welcome back to Between The Lies, where we celebrate the rare moments when government actually stops doing things to us. I'm Nicky P, and I'm joined by the truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's headline confusion: Government shutdown is looming, and apparently Republicans and Democrats can't get their business together. But here's what nobody's asking...

Welcome back to Between The Lies, where we expose the financial reality hidden behind government statistics. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton. This week's headline is almost comical: According to the Fed, Americans are apparently on holiday out to the beach and just swimming in debt. $1.2 trillion in credit card debt. $43...

Welcome back to Between The Lies, where we cut through the political spin to give you the real story behind monetary manipulation. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's headline perfectly captures our clown world economics: Despite Trump urging us to "take advantage of unprecedented prosperity," Fed Chairman Jer...

Welcome back to Between The Lies, where we expose the financial propaganda and give you the real story behind market manipulation. I'm Nicky P, and I'm joined by the money truth-teller at Perfect Spiral Capital - Rob Brayton.   This week's headline contradiction: S&P 500 and Nasdaq hit all-time highs while every real economic indicator screams recession. Oracle surges, PPI inflation data fuels Fed...

Welcome back to Between The Lies, where we cut through government propaganda to give you the real story on policies that affect your wallet. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's bombshell: A US court just ruled most of Trump's tariffs illegal. But here's what nobody's talking about - these "negotiation tools" h...

Welcome back to Between The Lies, where we call out the lies that both sides tell and give you the real story on America's slide into authoritarianism. I'm Nicky P, and I'm joined by the freedom-loving money brains at Perfect Spiral Capital - Luke Tatum and Corey Sinz.   This week's bombshell: Trump just took a 10% stake in Intel on behalf of the United States government. And guess who's cheering...

Welcome back to Between The Lies, where we rip apart the financial fairy tales and give you the real story behind economic manipulation. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week, we're diving deep into Jerome Powell's embattled legacy at the Federal Reserve. With Trump breathing down his neck and demanding different...

Welcome back to Between The Lies, where we strip away the financial BS and give you the tools to thrive in an uncertain world. I'm Nicky P, and I'm joined by the complete money brain trust at Perfect Spiral Capital - Luke Tatum, Rob Brayton, and Corey Sinz. This week's headline hit different: inflation is falling globally, but here in America? It just keeps climbing. So when exactly should I expec...

Welcome back to Between The Lies, where we cut through the BS to give you the real story on what's happening in our increasingly controlled world. I'm Nicky P, and I'm joined once again by the money brains at Perfect Spiral Capital - Luke Tatum and Rob Brayton. This week, we're diving into something the mainstream media won't touch: Visa and MasterCard's coordinated attack on particular sects of t...

Welcome to Between The Lies, where we cut through the noise to give you the real story on what's happening in our uncertain world. I'm Nicky P, and today I'm joined by the money brains at Perfect Spiral Capital - Luke Tatum and Rob Brayton. We're diving deep into Trump's latest crypto regulation announcement. According to CNBC, bills that couldn't get traction before suddenly have the votes to mov...