October Research, LLC
Keys to Real Estate
An industry-centric podcast, Keys to Real Estate features in-depth conversations for anyone interested in deepening their understanding of the real estate ecosystem. Listeners can take charge of their self-learning in business-critical information and key topics that are central to thriving under the ever-changing demands placed on businesses today. Our long-form conversations featuring today’s newsmakers and thought-leaders, allow listeners to engage with each episode at the time and place of their choosing.
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October Research, LLC
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8 okt 2026
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RESPA Reform & Regulatory Confusion - Loretta Salzano | S2E2 20.03.2025 43:13
The evolving mortgage regulatory landscape, particularly changes within the Consumer Financial Protection Bureau (CFPB) and proposed RESPA reforms to RESPA have major implications for the mortgage industry. Loretta Salzano, founding partner of Franzen-Salzano, joined October Research Chief Knowledge Officer Mary Schuster to discuss the importance of modernizing marketing practices, and the need fo...
Can Your Business Weather a Natural Disaster? - Aaron Davis and Mike LaRosa | S2E1 06.03.2025 37:43
Real estate businesses are no strangers to the need for resilience in the face of adversity. While most may have a gameplan for dealing with unfavorable market conditions or regulatory uncertainty, how many are prepared to weather adversity caused by Mother Nature? In this episode, October Research Chief Knowledge Officer Mary Schuster spoke with Mike LaRosa and Aaron Davis of the Florida Agency N...
Bonus Episode | Dr. Mark Calabria - Safety, Soundness and a Second Trump Administration 08.01.2025 57:44
In this special episode of Keys to Real Estate, we interrupt our season break to bring you a timely and insightful conversation with Dr. Mark Calabria, former FHFA Director and key figure in the first Trump administration. With the recent presidential election in November, we explore what the housing and lending industries might face in a potential Trump 2.0 term from someone widely speculated to...
Positive Culture: If You Build It, They Will Come - Deb Wiley | S1E20 03.10.2024 36:05
In Part 2 of our discussion with people operations expert Deb Wiley described the importance of considering the entire employee lifecycle, not just recruiting. This means developing and maintaining a positive workplace culture, which carves out space for recognition, clear communication, and facilitating healthy feedback. She also emphasized the importance of identifying and mitigating factors tha...
Win the Talent Race - Deb Wiley | S1E19 26.09.2024 22:31
Listen as people operations expert Deb Wiley offers real world examples of the impact company culture can have on hiring and retaining top talent as the real estate sector finds itself headed into a more growth-oriented business environment. Deb and Mary explore the differences between traditional HR and the people business, the unique challenges of hiring in real estate, and innovative approaches...
Let's Get Digital! - Alan Frelix | S1E18 19.09.2024 37:31
In this conversation, Alan Frelix, the founder of The Closing Exchange (now a part of ICE Mortgage Technology) discusses the importance of having a variety of ways to service customers. From his experience in both lending and title/settlement, Alan is clear on the importance of scaling and integrating ever-evolving digital technology into their processes. He says it will not only enhance the custo...
Put Me In, Coach! - Alison Gareffa | S1E17 05.09.2024 43:08
As a certified executive coach with a wealth of title industry experience, who better than Alison Gareffa to discuss various approaches real estate professionals can take to sharpen their leadership skills? How does coaching work and how does it benefit busy professionals? Alison explains the distinctions between coaching, consulting, and therapy, emphasizing how coaching is all about focusing on...
Is a Regulatory Remodel in Our Future? - David Friend | S1E16 29.08.2024 37:49
In the second part of our conversation with mortgage consultant and attorney David Friend, follow along as we discuss the potential impact changes in federal regulations could have on the real estate industry. As covered in part 1 of our discussion, the elimination of Chevron deference as a standard principle for interpreting ambiguous regulations could open the floodgates for a slew of litigation...
The post-Chevron World is Here! Now What? - David Friend | S1E15 22.08.2024 39:29
What does a former CFPB attorney (who was a critical part of the crafting and implementation of TRID) think about the new world post Chevron ? Follow along as David Friend, Esq., owner of Friend Mortgage Consulting, breaks down the implications of recent Supreme Court decisions with respect to the regulatory framework and, by extension, the real estate finance sector. This conversation explores th...
Secrets of a Healthy Marketplace - Chuck Cain | S1E14 15.08.2024 46:14
Join part 2 of our conversation with FNF Senior Vice President Charles Cain as he covers the changing realities in the real estate industry and tips for increasing profitability. Together Chuck and Mary discuss: the challenges state regulators face today and how to effectively work with your regulator to achieve a healthy marketplace, the CFPB’s consideration of prohibiting buyers from paying for...
What the Presidential Election Could Mean for Real Estate - Chuck Cain | S1E13 08.08.2024 1:00:51
In this conversation, host Mary Schuster and FNF Senior Vice President Charles Cain discuss the potential implications of the November presidential election for the real estate sector. becoming more active and addressing issues in various industries. A second Trump administration is likely to look significantly different from one led by a member of the Biden-Harris administration in terms of regul...
The Benefits of Creating a Human-Centric Workplace - Lisa Walden | S1E12 01.08.2024 25:15
In Part 2 of her conversation with Lisa Walden, co-founder of Good Company Consulting, host Mary Schuster discuss the changing social and professional compacts informed by the unique economic challenges faced by Gen Z, and how their lived experience and observations of older generations have shaped their worldview and approach to work. Walden addresses practical reasons companies should prioritize...
The Future of Work is NOW! - Lisa Walden | S1E11 25.07.2024 31:04
“These kids today don’t want to work!” is a sentiment that’s been prevalent in American society since at least 1894, according to research cited by Lisa Walden, co-founder of Good Company Consulting, in her discussion with October Research Chief Knowledge Officer Mary Schuster. Listen as they explore the concept of the “Great Chasm” in the evolving workplace, which refers to the growing disconnect...
Appraisal Technology's Impact on the Real Estate Transaction - Margaret Nelson-Quin | S1E10 18.07.2024 29:53
In an episode for seasoned appraisal professionals and the merely curious, join October Research Chief Knowledge Officer Mary Schuster and Valuation Review Editor Mike Holzheimer as they shared hosting duties and interviewed Margaret Nelson-Quin, owner of Phoenix Appraisal Network. They explored the purpose of appraisals, the impact of emerging technology within the appraisal industry, and the mul...
Chevron's Done, Now What? - Elizabeth Childers | S1E9 11.07.2024 34:03
Following the Supreme Court’s historic decision to strike down Chevron deference, RESPA News Editor Elizabeth Childers, who is also an attorney, helps our audience unpack the various implications for the regulatory regime overseeing the real estate industry. Listen in as we explore the background and significance of Chevron and what its repeal could mean for existing regulations and new ones. The...
S1E8 | Organic Intelligence - Hoyt Mann 04.07.2024 47:42
In this conversation, Mary Schuster and Hoyt Mann discuss the impact of technology on work-life balance and mental well-being. They explore the challenges of staying connected 24/7 and the importance of unplugging and taking time for yourself. As technology automates more and more functions people have been doing manually, the hope is for people to have more time to engage with the aspects of work...
S1E7 | Can Title Clouds Fight Fraud? - Ryan Marshall 27.06.2024 37:20
Listen as Equity Protect CEO Ryan Marshall discusses the growing and latest types of fraud in the real estate industry and how to fight back -via the creative use of intentional title clouds. Marshall offers his perspective on unique and evolving methods bad actors use to perpetrate crimes such as seller impersonation, deed fraud, fake mortgages, fake assignments, and contract for deed fraud. Some...
S1E6 | Securing Your Business Data - Kevin Nincehelser 20.06.2024 50:05
Listen as Kevin Nincehelser, chief operating officer for Premier One, covers everything from digital security to artificial intelligence (AI), highlighting some practical advice for protecting business data from a variety of potential risks and considering the growing impact of AI. Speaking with host Mary Schuster, he offers examples in programs and software companies use every day, including emai...
S1E5 | Navigating the Politics and Policies of Now - Mark Calabria 13.06.2024 49:26
Dr. Mark Calabria, former director of the Federal Housing Finance Agency, a senior advisor at Cato Institute and author of Shelter from the Storm: How a Covid Mortgage Meltdown was Averted, sat down with Mary Schuster at the 2024 National Settlement Services Summit (NS3). The discussion begins with Dr. Calabria describing his background in government, challenges faced, and his core beliefs, princi...
S1E4 | Fishing for Answers about Chevron Deference - Lauren Campisi 06.06.2024 45:30
What does a fishing boat have to do with long-standing judicial standards? Lauren Campisi, partner at Hinshaw & Culbertson LLP, spoke with host Mary Schuster about how the outcome of Loper Bright v. Raimondo – a case involving herring fishermen in New England – could have sweeping consequences for laws and regulations that mortgage and title professionals refer to everyday. This is because the...
S1E3 | Change Management and Tough Decisions - Marcus Hunt and Wayne Stanley 30.05.2024 43:30
With an uptick in mergers and acquisitions in the title insurance industry, where buyers are looking to acquire companies before the market fully recovers, consulting firm Title Success looks to provide guidance for navigating the various components of these complex transitions, assisting with exit strategies, valuations, and connecting buyers and sellers. Prospective buyers and sellers have conce...
S1E2 | Let's Talk Commercial - Joe Powell 22.05.2024 43:47
Having just celebrated his 27-year anniversary in commercial real estate, FNF Vice President and Managing Underwriting Council Joe Powell had plenty of knowledge to share about the industry and the current state of the commercial real estate market. From its resilience following the pandemic to the diverse asset classes within commercial real estate, Powell emphasized the importance of conservativ...
S1E1 | The Power of Humor in Business - Phillip Schulman 13.05.2024 1:01:19
Phil Schulman, Industry Legend. Who else would we choose as our inaugural guest? Listen in as Phil discusses his retirement, lessons learned over a professional lifetime, the importance of humor in business and how it can be used effectively. He shares memorable moments from his career as a lawyer and public speaker. Phil reflects on his passion for law and how he knew from a young age that he wan...
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