Wealth Talks

This episode is all about getting your questions answered about infinite banking and whole life insurance. Questions like:  How long should I pay my premium? Do I need to repay my loan? Can I do interest only? Can I stop my premium? How quickly can I borrow from my policy? How to structure loan repayments for Infinite Banking. These questions and more. If you have questions you would like answered...

Growing your money while it accumulates, is necessary to a good savings plan. Having easy access to your savings without having to pay taxes and, without destroying the compounding growth you are earning. Is part of what makes Infinite Banking such a beneficial financial tool. Having a cash cushion allows you to recover the opportunity cost of items you have to finance. Sometimes paying off your d...

With the historical performance of gold in the last 12 months, it has raised a lot of attention and questions, about whether owning gold is an asset, and a good investment right now. You can easily find endless advice and facts, supporting whichever view point on gold you are currently leaning towards. Rather than giving you more advice on what we would do, In this episode we look at the history s...

Dr Steve Hryszczuk is back on the podcast this week to talk about how he uses his Life Insurance policy cash values and Infinite Banking for real estate and his overall financial strategy. This is part 2 of the interview with Dr. Steve. If you haven't yet heard part 1 make sure you check out last weeks episode! Dr. Steve details how using Infinite Banking has impacted his life in the world of Real...

If you have ever considered investing in real estate, this episode is for you. Dr Steve Hryszczuk has been converting small, often overlooked office buildings into lucrative assets that create strong recurring streams of income. In this episode, Dr Steve shares his proven business plan he has developed over the last 20yrs, for building a portfolio of commercial investment properties. This is part...

Failure is an event, not a person. Its important to learn from our failures, and other peoples failures. This allows us to re-channel our energy and put ourselves in a better position for the future. 📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://mcfieinsurance.com/infinite-banking-made-simple-binder/  Follow the Wealth Talks Podcast on: Instagram:  https://www.instagram.com/w...

From the Charlie Kirk memorial event, to listening in on one a Jim Cramer show, IBC and everything in between. Join us for our round the table discussion on all the above topics. 📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://mcfieinsurance.com/infinite-banking-made-simple-binder/  Follow the Wealth Talks Podcast on: Instagram:  https://www.instagram.com/wealthtalkspodcast/?ut...

Is Whole Life always better than buying term and investing the difference? Does buying term and investing the difference give you a better return on your money? What happens if you need to use some money from your investment along the way? Is any whole life insurance policy good for infinite banking?  These are a few of the questions that come up and we answer in this episode. Not everything is as...

Many famous people throughout history and currently today, use whole life insurance as part of their financial strategy to generate and protect their wealth. Its benefits have been praised and used by some of the most successful people in America... so why do some people dislike it so much? Is it because of the the perceived lack of flexibility? Do people today have a harder time thinking longterm...

Albert Einstein famously said, "Imagination is more important than knowledge." This is because being able to be think outside the box allows you to move beyond what is known, and discover or create new things. Infinite Banking is an exercise in imagination. Infinite Banking allows you to use your money while it is still earning and growing. It allows you to recover money that would otherwise be lo...

Velocity banking is a strategy where you use a line of credit as your primary account and use lump sums to pay off a loan, usually a mortgage. The idea behind this is that using a line of credit will help you use your cash flow and extra money to cover your expenses but also go toward paying off your mortgage. Most often the velocity banking strategy utilizes a Home Equity Line of Credit (HELOC) W...

In this podcast episode, Tom, Michele and John talk about what Sherwood from Royalty Auto Service is doing for one of their customers. The customer got taken advantage of and paid way to much for a car that had problems, Royalty Auto didn't just fix her car, they helped raise money for her to use to buy a better car! Now they are taking her car shopping and they want to put her in touch with a fin...

Infinite Banking allows you to access your money while it grows.  Unlike a 401k, IRA or other retirement accounts, with infinite banking you don't have to lock away your money until retirement age. You can use your money throughout your life, while its growing. This provides huge benefits and allows you to grow your money with investments outside of infinite banking, while earning an internal rate...

Investing In Real Estate and Infinite Banking are complimentary financial strategies. Having access to equity from a life insurance policy gives you the advantage of private lending. Not having to qualify for a loan from a bank opens more real-estate opportunities and lets you move with speed and capability. We have taught infinite banking at many real-estate conferences because it is such a compl...

In 1970 home prices were about 3 x the average income Today home prices are about 7x the average income In year 2000, the average age of a first-time home buyer was about 30 yrs old Today the average age of a first-time home buyer is 38 What has caused this? Is it possible to still get ahead with the odds stacked against you? We talk about all of this and more.  Listen Now Follow the Wealth Talks...

Discover how to strike a balance between living well today and planning for tomorrow in this engaging episode. Too often, financial advisors offer one-size-fits-all advice—pay off debt, save for retirement, or invest more—without considering the full picture of your life. But life is more than just money. Time is short and finding joy in the present while securing your future is key. Saving everyt...

Real Life Infinite Banking Stories. In this episode we share a bunch of stories from our clients on how they have used infinite banking personally. A Word of Caution!   Don't listen to this episode unless you want to feel inspired and encouraged.   Go here to get the Infinite Banking Made Simple Binder for free: https://mcfieinsurance.com/    Follow the Wealth Talks Podcast on: Instagram:  https:/...

In this episode we go back to the very beginning of the Infinite Banking Concept and the teachings of Nelson Nash to look at exactly what is Infinite Banking. Learn about the discovery of Infinite Banking, the teachings of Nelson Nash, and the core principles of The Infinite Banking Concept. This episode will bring clarity to what the Infinite Banking Concept is, and why it works so well. Real lif...

The big idea of Infinite Banking is that you recover the money you're spending. The Infinite Banking Concept uses a participating whole life insurance policy to accumulate equity, then use that equity to leverage for a loan. This process can be understood easily by thinking of something we are already familiar with. A HELOC. There are some similarities to using a Home Equity Lines of Credit and us...

Go here to get the Infinite Banking Made Simple Binder for free:  https://mcfieinsurance.com/ Everything in life has a cost. Many times the cost of using one's own money is overlooked, and the earnings that your spent money could have earned, are lost forever. Using the Infinite Banking Concept and Participating Whole Life Insurance you can overcome this lost opportunity costb by having access to...

On a recent Dave Ramsey show there was a caller who is a trim carpenter making decent money, but wanting to save more. He was divorced 8 years ago, and now has 23k in savings. He owes about 25k left on his mortgage, and has a 20k dollar loan on his motor bike. Dave gave some shocking advice to this guy! We have a much different approach to how we help our clients than what Dave said to his caller,...

Warren Buffet has some advice on saving. We listen to what he has to say and discuss it. Savings is the foundation of building wealth. If you can keep your savings earning a return while you also use it to buy things, you can grow wealth even faster. Listen and discover how to grow wealth.   Go here to get the Infinite Banking Made Simple Binder for free:  https://mcfieinsurance.com/  Follow the W...

A common question we get asked is, can I start Infinite Banking with a Lump Sum?  The short answer is: Yes We find that what most people are really asking with this question is, Does it make sense to start Infinite Banking with a lump sum? A detailed answer will take into consideration the specific amount of the lump sum, personal details, as well as rules and regulations that will apply to you, a...

When people think about saving money to get ahead financially, they often think about a qualified plan. Unfortunately, qualified plans have not been all what they were cracked up to be, and today people are saving less than, before they were introduced to "help people save more" Savings have become an after thought for many people today. In reality, savings should be treated with as much urgency a...

People are not saving enough for retirement. People who are saving, are not saving in the best places. This is creating a lack of funds in retirement, and often a need to go back to work later in life. Neither of these are good options. We help people plan for and fund their retirement in a non conventional way. This allows our clients to have the freedom to progress financially even in retirement...