Ringgit and Sense

Ronnie Lim, Headof Consumer Banking, Alliance Bank serves some sobering figures on how we are overspending, too much too soon. See omnystudio.com/listener for privacy information.

It's been hailed as the new threat to fiat currency and unsurprisingly so with it's value doubling in a few short months in 2013. Controlled by a guerilla style peer-to-peer network, it's completely decentralised nature spooks analysts. Part-geeky project, part-currency that fuels the darker side of the internet..will Bitcoin ever be reagrded as a real currency? See omnystudio.com/listener for pri...

Making friends isn't easy but it gets a little bit mroe complicated when they are supposed to help mind your financial affairs. Lee Mun Wai and Amelia Hong of Success Concepts list out the essential criteria in choosing a financial buddy. See omnystudio.com/listener for privacy information.

With the General Elections looming, many investors are holding tight to their cash reserves.  Lee Mun Wai and Joyce Chuah from Success Concepts on whether this is necesssarily wise. See omnystudio.com/listener for privacy information.

We bid adieu to the dragon and herald in the year of the water snake.  Master Kenny Hoo, a Good Feng Shui Master researcher gives his feng shui predictions for the year in terms of personal finance. See omnystudio.com/listener for privacy information.

Securities Commission Malaysia introduced a new framework last year, which allowed retail investors to have direct access to bonds and sukuk. We spoke to the chief business officer of Bond Pricing Agency, Mohd Shaharul, to learn a thing or two about delving into the world of bonds. See omnystudio.com/listener for privacy information.

The price of gold has risen by 500% in the last ten years, and at USD 1,650 an ounce, it may not be an affordable option. Together with Daniel Foo, author and founder of SilverInMalaysia.com, we get an insight as to why silver is becoming a more popular investment choice. See omnystudio.com/listener for privacy information.

Jeffery Tie, author of Aiki Trading: Trading in Harmony with the Markets, shares with us how your trading strategies can be implemented with the principles of martial arts. See omnystudio.com/listener for privacy information.

Joyce Chuah and Lee Mun Wai from Success Concepts join us as we unveil a number of things to look our for while you reassess your financial net worth for 2013. See omnystudio.com/listener for privacy information.

To go beyond the usual mutual funds or unit trusts in your investment mix, there is always an option of a relatively new investment product in Malaysia, Exchange Traded Funds (ETF). We speak to a financial observer, Julian Ng, for a lesson in ETF 101. See omnystudio.com/listener for privacy information.

Manulife Asset Management recently issued a report that introduces its Retirement Preparedness Indicator, which highlights the financial and economic conditions influencing the ability of individual economies to provision for their aging populations. We delve into how prepared Malaysians are when it comes to retirement in comparison to other countries in the region. See omnystudio.com/listener for...

We sit down with iMoney founder Lee Ching Wei, to go back to basics about choosing the right credit card. See omnystudio.com/listener for privacy information.

We usually leave retirement planning up til the very last minute. Could we ever be too old to start planning for retirement? We speak to Anthony Ang of the Malaysian Financial Planners’ Council to find out. See omnystudio.com/listener for privacy information.

April is still far away and although we have plenty of time before we start filing our tax returns, it is always good to be armed with information beforehand. So on the topic of Zakat, we find out a bit more from Anuar Shuib representing the Malaysian Financial Planning Council, about the purpose of paying Zakat and the tax rebates that Muslims can get towards paying Zakat. See omnystudi...

Joyce Chuah and Lee Mun Wai from Success Concepts join us again this time to speak about the telltale signs of a Ponzi scheme and what you can do to safeguard your money. See omnystudio.com/listener for privacy information.

Michael Reyes, CEO of Moneytree, speaks about starting good financial habits from young and the importance of entrepreneurship education. See omnystudio.com/listener for privacy information.

In our final series, Ng Chze How, Director of Retail and Retirement Funds from AmInvest talks to us about PRS vs The World. See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this second edition, we ask him, “What is PRS?” See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this introductory edition, we dwell into the question of: Are you saving enough for your retirement? See omnystudio.com/listener for privacy information.

We speak with Rockwills Group Managing Director Mr Saw Leong Aun as well as Senior General Manager Azhar Iskandar to get a better understanding on the crucial role of the administrator in an estate. See omnystudio.com/listener for privacy information.

We go over with Thanneermalai Somasundaram from Chartered Tax Institute of Malaysia what impact the Budget will have on the average Joe. See omnystudio.com/listener for privacy information.

Jared Lim, Managing Director of Loanstreet, talks about what you need to consider when shopping for loans. See omnystudio.com/listener for privacy information.

Joyce Chua and Lee Mun Wai from Success Concepts discuss how debt can put money in your pockets and how it can actually be good for you. See omnystudio.com/listener for privacy information.

Yap Ming Hui, an independent financial advisor, discusses our pursuit to move beyond being middle income, whereby many of us attempt to increase our wealth forgetting the need to be financially free first. See omnystudio.com/listener for privacy information.

Akiko, from Japan, was hired 13 years ago to teach Japanese at a language centre in KL. Now she has made an offer to buy the centre from the owner. But to take that step, she first sought a financial planner to get her personal finances in order. See omnystudio.com/listener for privacy information.