Keep The Change

I recently sat down with Willie Leota on the Fresh Moni podcast for a deep dive into New Zealand's economy, the recent budget, and what Kiwis can actually do about their financial situation. Checkout more podcasts from Willie on his channel Fresh Moni: https://www.youtube.com/@willieleotafreshmoni/ I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate...

New Zealanders pride themselves on the laid-back lifestyle but in life, being too cruisey can cost you. In a world that’s moving faster than ever, speed is a competitive advantage. Speed in decision-making. Speed in execution. Speed in learning. First, you have to know where you’re going and what you’re doing it for.  While others are still “thinking about it,” you’ve already tested, iterated...

I overheard an older gentleman talking about how great KiwiSaver is for younger people. He said: “My kids are going to have millions in there by the time they’re 65… I think.”. “I think” were the 2 words that stuck with me. Because I genuinely believe that most Kiwi don’t KNOW. So the first question is... Have you ever run your numbers to see what your KiwiSaver will be at 65?I did this...

I Team up with Jake from Generate and John from Kauri Wealth for this essential retirement reality check that every Kiwi needs to watch. We break down the brutal truth about retirement costs in New Zealand and why most people are nowhere near prepared for what's coming. Key topics covered: The new Kiwi Saver changes: 3.5% contributions in 2025, 4% by 2028 Why the $260 government contribution cut a...

Meet Mahesh Muralidhar, the tech executive, investor, and the man on a mission to birth 10 billion-dollar Kiwi startups by 2026. Mahesh shares the lessons he learned scaling global giants like Canva and Airtasker, and why he returned home to lead the charge in New Zealand’s tech ecosystem through Phase One Ventures.  We dive deep into:   •  What’s holding Kiwi tech back an...

Having an emergency fund has changed my life. Why? Well it changed who I was. So let’s start putting SOMETHING aside. Just like this person did: The assurance and peace it gives you having an emergency fund is second to none! The thing people don’t realise is start small and the relief from stress of your car breaking down or the likes lessens. It’s not too late, get started and save one. Or...

The Power of Proximity: Get Closer to What You Want! Today we define and explore the concept of proximity why getting closer to action, opportunity, and the right people can change your life.  As the economy begins to shift, now is the time to lean into environments where people are thinking bigger, doing more, and moving forward.  Whether it’s health, wealth, mindset, or momentum proxim...

We each don’t know what each other are REALLY going through. We may all have different incomes. Different realities. But the key to remember? Money doesn’t miss anybody. Instead of wishing for someone else’s life, what if you started reshaping your own? Tidy up one thing. One money issue at a time. Start with where you are and build from there. How could YOUR life be better if you tidied...

Recently I teamed up with Lighthouse Financial and Sorted for this emergency fund masterclass, and it's exactly what every Kiwi needs to hear right now. 44% of Kiwis don't have an emergency fund. That's 2.3 million adults walking around completely exposed to life's curveballs. In this session, James from Lighthouse, Tom from Sorted, and I break down: Why you need $1,000 before you do anything else...

You see it online all the time: “Not everyone wants to be a business owner. Well, no sh*t. You don't often hear: ‘’Not everyone can be an employee.’’ Right now, over 406,000 Kiwi are currently receiving a form of ‘main benefit’ government support. Imagine if just 10% of those 406,000 people were equipped with boring ole income-generating skills? Why haven't we normalised this? Hosted on Acast...

What makes a great fighter and an even better coach?  City Kickboxing head coach Eugene Bareman opens up about his journey into fighting, the critical role of self-discipline, and why mental toughness matters more than raw talent.  We explore the reality of big paydays, the resilience required to stay at the top, and how he’s helped shape a culture where even the biggest superstars stay...

Today, we sit down with Rose Kennedy, the visionary behind Rose’s Dining Table (https://www.rosesdiningtable.co.nz/), a unique experience that turns dining into a form of creative expression.  From quitting her full-time corporate job because she knew she wasn’t herself, to designing immersive dining experiences across New Zealand, Rose shares how her signature pink dining table became a symb...

Prepare to be inspired by Aaron Wilton-Jones, entrepreneur, TikTok sensation, and co-founder of Autoclean Premium Detailing. The once skydiving instructor launched a thriving car detailing business that changed his life and took him on a journey to making more money online than he had from cleaning the cars. With over a million combined followers on social media, Aaron is now teaching thousands wo...

Sometimes I find myself wondering…what if the reality is that most people don’t actually want to accept what it takes to make their lives better? Billion-dollar wisdom can be served up cheaper than your $7 trim flat white you need to go for a walk. It’s almost as though, now that it’s all sitting in front of us, we are thinking ‘I better pretend I don’t know, so then I don’t need to take action’....

Unemployment Hits 5.2% 400,000 Kiwi Want More Work We’ve got to the stage of the cycle where more people than ever want more employment. But many are fishing in the wrong pond or using the wrong fishing line altogether. Why? Well they haven’t been taught how to fish. What if more of them knew how to increase their income by other means? Back when unemployment was 3.3% I was encouraging people to l...

Banks are slow. Fintech is fast. Dosh is here to shake up how money moves in New Zealand.  In this episode, we chat with Shane Marsh, one of the co-founders behind Dosh about the pain points they're solving, what financial innovation actually looks like, and what’s next in the race to modernise Kiwi banking.  Over the past four years, they’ve rolled out savings accounts, cash back debit...

A person recently explained that they borrowed money against the equity in their property to invest into shares. They came into some money and paid down non tax-decuctible debt and then turned around and borrowed it to by stocks. Because the new loan is used for investment purposes, the interest is now potentially tax-deductible (not tax advice!!!). We dive into the world of 'debt recycling'. Hey...

I sit down with Viv from Girls Get Off , a trailblazing brand challenging societal norms and empowering women to embrace their pleasure and confidence.  We dive into Viv’s journey as a founder, the challenges of disrupting the status quo, building a strong community, and what it really takes to grow a purpose-driven business when the powers that be won’t let you run any advertising.  Viv...

Put simply: this is a buyer’s market, and it’s looking even colder in winter. Will prices keep falling? Will FOMO return? Will interest rates spark another surge? Maybe. Maybe not. I don’t know, but I can't see where the demand will come from. Here's my case for why housing will be flat for another 12 months. Hey thanks for listening! Please take some form of action from this content, don’t just b...

The property market has been flat for some time and many people are hurting with the fact that they bought poorly in the peak. Tama is seeing this frustration in his DM’s.  In this episode, we sit down with Tama Singh , a Kiwi property coach with over 200 deals done. This is his third time on the podcast so we find out whats changed, how many flips he has done and what he is seeing in the mar...

Maybe, like me, you’ll decide that if the current system isn’t enough, it’s time to take matters into your own hands. From there, if you feel strongly enough about this, campaign for further change too. Put your own bloody life jacket on first. I get it, the economy is tough and the cost of living sucks, but there will always be something demanding your dollars. It’s not about perfect timing. It’s...

I sit down with my Mum to unpack the money lessons that shaped her (and maybe me!), personally and financially. I learn plenty including a surprise that she manages 11 bank accounts and I ask her why!  From childhood jobs and frugal habits to navigating tough times and celebrating financial wins, Mum shares the stories, values, and moments that defined her relationship with money. We look at...

Note: this is the same podcast we recently released, but without the swearing bleeped out due to popular request Strap yourself in because today we sit down with mental performance coach David Niethe, author of the book The Winning Mindset. Weightlifters, Lydia Ko, Israel Adesanya, Olympians, Millionaires - just a sample of Dave’s clientele.  Together, we explore how the same mental tools use...

It’s often said with confidence, like ‘duhhh how do you not know this?’. But where did this saying come from and does it even make sense anymore? I get it, it sounds comforting. Sensible. Even savvy. Like you’ve got it all figured out. But it's another financial throwaway line that hides a much harder truth: owning a home doesn’t guarantee financial security in retirement. Let's get real for a sec...

Paul Quickenden, Chief Commercial Officer at Easy Crypto is back on the podcast and we explore the dynamic world of cryptocurrency in 2025. Easy Crypto recently sold too so we will find out what that is about and where to next.  We delve into: Bitcoin's Evolution: is Bitcoin transitioning from a volatile asset to a more stable investment option, potentially becoming the 'new boring' in the in...