Charles Dzama

Federal Employees Retirement & Benefits Podcast by CD Financial

The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.  Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

Autor

Charles Dzama

Categorie

Business

Cel mai nou episod

8 iul. 2026

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Episoade

Don't Die Young Part 2 - Lose the Pain 19.10.2023

This week's episode we will be discussing: - Pain In Retirement – Heck No!   - No Pain - Lose it How?   - A Little Elixir Works Wonders Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions o...

Don't Die Young Part 3 - Pain With Gain 19.10.2023

This week's episode we will be discussing: - You Can’t Work Out Anymore (you’re too old) - That’s a Lie! - Stretch It Out – When? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or idea...

Don't Die Young - Part 1 05.10.2023

-  $ Money & Mindset – both are key   -  Do You Have Enough of Both?   -  Touching People’s Lives   -  Part Time Job for The People (the money doesn’t hurt either) Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfin...

What Causes Inflation? 28.09.2023

This week's episode we will be discussing: - What Happens When We Create More Money? - Why Does The Cost of Living Get So High? - Is This Permanent? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org wit...

LTC Long Term Care What Is It? 23.09.2023

This week's episode we will be discussing: -  Why Do I Need It? -  How Will It Help? -  Isn’t It Expensive? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or ideas you’d like to have a...

Is the Tax Man Stealing Your Money? 20.09.2023

This week's episode we will be discussing: - How Can I Get Rid of Taxes? - What Do I Get to Keep In Retirement? - Making a Plan to Get Rid of Uncle Sam & the State! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info...

Can the Stock Market Ruin Your Retirement? 07.09.2023

This week's episode we will be discussing: -   Stable Retirement Income - How? _ -   Losses Are a Retirees Enemy! -   Laying the Income Foundation NOW Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org w...

How Much Do You Cost? 31.08.2023

This week's episode we will be discussing: -   Financial Ruin or Financial Success? -   Increasing Annually – Why? -   Establishing How Much You’ll Need In Retirement – WHERE DO YOU START? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Ple...

How Will You Pay Your Retirement Expenses? 24.08.2023

This week's episode we will be discussing: -   Pensions – Are They Enough? -   Gross VS Net – Don’t be Fooled! -   Don't Leave Money on the Table! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org...

Social Security - Are You Getting All The Money You're Owed? 17.08.2023

This week's episode we will be discussing: -   Don’t Miss Out! -   Are There Benefits You Aren’t Getting? -   What Combination Will Save You The Most? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org w...

Have You Established Your Written Retirement Income Plan? 10.08.2023

This week's episode we will be discussing:   -   Any Home Needs a Foundation Built on Concrete & Rock!   -   Does Your Pay Check Fluctuate w/ Your TSP/401K???    -   Reliable Source of Income Essential from Retirement Savings! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-...

Danger - Don't Outlive Your Money! 03.08.2023

This week's episode we will be discussing: -   Have You Stress Tested Your Money? -   Will Your Money Last as Long as You Do? -   Inflation – Will It Ruin Your Plan? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cd...

TSP Beneficiaries - Lost or Found - Are Any Listed? 27.07.2023

This week's episode we will be discussing: - New Website Erased Many Beneficiaries! - Your Spouse May Not Be Listed At All! - Have You Checked Your Beneficiaries on tsp.gov? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at inf...

Don't Retire Without Purpose! 07.07.2023

This week's episode we will be discussing: - What Are You Retiring To? - Retire With a Purpose – Live Longer - A Sense of Belonging Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or id...

The SVB Bank Failure & Why It Happened 26.06.2023

This week we will be discussing: - Banks Failing Why? - Do I Need to Worry? - Will I Lose Money or Is This an Opportunity? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or ideas you’d like to...

Is It a Mistake to Use the G Fund? 09.06.2023

This week's episode we will be discussing: - How Meager Are G-Fund's Returns? - Is the G Fund Really Pacing Inflation? - Should You Beware of Bond Funds? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Email us with questions or ideas you’...

Don't Make This One Mistake With Your TSP/401K RMD! 06.06.2023

This week's episode we will be discussing: - Should You Leave Your Money Growing TAXABLE In TSP? - What Is a Required Minimum Distribution? - What Do YOU Want Your TSP To Do For YOU? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email...

Can You Avoid Taxes in TSP? 26.05.2023

This week's episode we will be discussing: - Is There A Roth Option For Your TSP Balance? - What Is A Private Roth Conversion? - Can I Convert My TSP All At Once? Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Click the subscribe button to stay up to date! We love hearing from you! Please email us with questions or...

Do You Have to Withdraw Your TSP? 21.05.2023

This week's episode we will be discussing: - Can You Withdraw From Just One Fund? - How Many Times Can You Withdraw Before You Have To Take Your Balance? - Does It Matter What You Want To Do With Your TSP? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing...

Is An FSA (Flex Spending Account) Really Worth It? 13.05.2023

This Week We Will Be Discussing: - What Healthcare Expenses Are Covered? - How Do I Calculate My Personal Need For an FSA? - How Can This Save Me Tax Money? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site:...

How Does Survivor Benefit Affect Pension? 08.05.2023

This week's episode we will be discussing: -Will This Reduce My Pension? - What If My Spouse Is Using My Federal Health Insurance? - Do I Have To Make This Decision Now? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Facebook! https://www.facebook.com/CDFina...

Are You Making These 3 FERS Retirement Mistakes? 28.04.2023

This week's episode we will be discussing: - Don't Miss Out on the Bonus, Find Out How! - Why Should I Keep My Basic Group Life Insurance (FEGLI)? - How Much Will Survivor Benefit Take Out of My Pension? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Fa...

Can You Withdraw Your TSP At Age 59.5? 22.04.2023

This week's episode we will be discussing: - Don't Miss Out on the Bonus, Find Out How! - Why Should I Keep My Basic Group Life Insurance (FEGLI)? - How Much Will Survivor Benefit Take Out of My Pension? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adv...

How Much Annual Leave Can You Cash Out? 15.04.2023

This week's episode we will be discussing: - Will Taxes Take it All? - When Will the Money Arrive? - Does This Come in One Lump Sum? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of...

How Does High 3 Affect Your Pension? 10.04.2023

This week's episode we will be discussing: - Can I Boost My High 3? - Accurately Calculating High 3? - Should I Take a TDY (temporary duty)? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential...

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