Crushing Debt

AI is becoming a financial "advisor"… but does it know you ? Are you using AI for budgets, investing, medical or even legal advice? Should you trust AI with your money? AI can give you answers… but it can't give you accountability." On this week's episide Shawn & George asked AI for Financial Advice:  What AI Gets RIGHT (Be fair and exciting) What AI Gets WRONG (or Dangerous) AI & Investing: Oppor...

What are some confessions about money that you don't want to admit? What were you taught about money versus what is reality about money? If you could start over with money, or had to start over with money, what would you do? Financial literacy isn't about being "smart with money"… it's about unlearning bad habits we picked up growing up, on TikTok, or just by surviving life. April is Financial Lit...

Are you using personal credit cards to run your business? Are you traking what you spend by category? Do you have multiple "deferred interest" or "90-days same as cash" debt balances? If so, then this week's podcast episode is an interview by Shawn & George of Nancy Ward, of www. WeeklyDebtPlan.com .  There's a moment a lot of solopreneurs hit:  they're putting in the work, the business is moving,...

What does TikTok get right, and what does it get very wrong? Girl Marth and Boy Math, what could go wrong? On this week's episode of the podcast, Shawn and George doomscroll ... um deep dive into some TikTok advice.  What do we agree with?  Disagree with?  Laugh with, and laugh at? You can watch the videos directly on TikTok at these links: https://www.tiktok.com/@rachelcruze/video/760383252563024...

March Madness is one of our favorite times of the year! Therefore, we've put together a list of the 16 worst money habits, in a "Salty-16" to see which habit wins as the worst habit. LEFT REGION: Everyday & Emotional   B1   ·   EVERYDAY MONEY LEAKS 1   Daily impulse spending  vs. 16   Forgotten subscriptions  People instantly relate.   B2   ·   EMOTIONAL SPENDING 8   Stress shopping  vs. 9   Rewar...

What is a lucky break? Were they lucky or were they ready? Can you actually create your own luck? How do you position yourself to be lucky?  How do you engineer your own luck? On this week's episode, Shawn & George, two professionals who've seen it all - one from the courtroom, on from the coaching room - dismantle the myth that financially successful people are simply lucky, and make the case tha...

Welcome to the Religion of Crushing Debt, where we regularly confess our sins and ask for forgiveness. What sins have you committed that you would like forgiveness from Shawn & George? In this week's episode, we talk about financial "sins" most borrowers make, even innocently or unbeknownst to them.  Some of the sins include: I make money but live paycheck to paycheck. I maxed out my 401(k) but ha...

What are some common things that hold people back from building wealth? What can you do to avoid or counter these things, and how can you build wealth? On this week's episode of the Crushing Debt Podcast, Shawn & George talk about ten things that typically hold people back from building wealth and what they can do about it, including: Lifestyle Creep / Inflation Confusing consumption with investin...

Why is "we never fight about money" an unhealthy sign to a relationship? Can you overcome your ego to ask for help? This week's guest on the Crushing Debt Podcast is TJ Recinella, a financial coach, speaker, and the founder of TJR Financial Coaching, where he helps individuals and couples  dream big and live free  by moving from financial stress and confusion to clarity, confidence, and long-term...

Happy Valentine's Day from The Crushing Debt Podcast! What is "good debt?" What is "bad debt?" What is debt that is neither good or bad? In this week's episode, Shawn & George talk about the difference between "good" and "bad" debt, including a four-question debt test: Does the debt help you earn more money? Is the interest rate under control? Would "future me" thank "present me" for this decision...

Do you work with family? How does relationship-based networking impact your life? Your company?  Your bottom line? What are some of the biggest misconceptions about networking? In this week's episode of The Crushing Debt Podcast, Shawn & George talk to Spencer Reynolds and his son Kamryn Reynolds, Co-Executive Directors of BNI Tampa. Originally from Northern Utah, Spencer and his family packed up...

FIVE HUNDRED EPISODES of The Crushing Debt Podcast !! Who knew way back in November 2015, that the Podcase would: (1) turn 10 years old, and (2) celebrate episode 500? We like to think that The Crushing Debt Podcast is Florida's longest running legal episodic podcast - maybe even the Country's longest running... What have we learned over 500 (plus) episodes? What has changed in terms of money and...

What would you do if you had to start over in 2026? Would starting over be a reset or a setback? In this week's episode, Shawn & George talk about what you would do if you suddenly lost everything and you had to start over again.  Unfortunately, this is a common theme amongst clients as they deal with job loss, divorce, poor economic conditions, health issues, etc. In this week's episode, we talk...

You should visit your doctor annually for a physical.  Do you give your business an annual check up?  If so, when? What things should you focus on in January as we start the new year? In this week's episode, Shawn & George talk about these topics and more, including: Tax Compliance Corporation or LLC renewal Reviewing Your Prior Years' Numbers Expense and Recurring Payments Audit Pricing Audit (sh...

Why do resolutions die? How do you beat the odds and make your resolutions a reality? On January 1, we all believe that we are about to become someone who meal preps, budgets, and never impulse buys.  Does that always happen? On this week's episode of the podcast, Shawn & George talk about why resolutions die, including: Rebellion spending Waning motivation Shame or avoidance February Lack of trac...

Happy New Year from the Crushing Debt Podcast! How do you manage your credit card debt after the holidays? What are some tips for starting the new year on the path to being debt free? Did you know that the average American household spends approximately $1,100 per person for gifts? In this week's episode of the podcast, Shawn & George talk about managing credit card debt after the holidays, includ...

Merry Christmas from The Crushing Debt Podcast !! How much "stuff" does the average American home have? How many people utilize off-site storage for their stuff? Are you able to park your car in your garage? How long do you take searching for "missing" items? How much does the average American family spend on non-essential goods. This week, Shawn & George talk to Beth Ruck with Conquering Clutter...

What are your 2026 Resolutions? What are your 2026 Goals? What is the difference between a Resolution and a Goal? In this week's episode, Shawn & George flip the script on last week's episode and instead of looking back on 2025, they look forward to 2026, talking about things like: One Word for 2026 Goals for 2026, personally and professionally Trends for 2026, like Housing Interest Student Loans...

As we near the end of 2025, how was this year for you?  Personally?  Professionally? What was some of the biggest financial news in 2025? What are you looking forward to in 2026? As the year comes to an end, Shawn & George take a look back, and a small look forward at 2025 and 2026, including topics like: Mortgage / Interest Rates Grocery and Utility costs Government Shut Down Student Loan Adjustm...

What can you learn about budgeting from Santa's Holiday preparation?   What lessons do the holiday bring? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Overhead costs Supply chain issues Labor force issues North Pole budgeting Budgeting among multiple celebrations Gift-giving expectations Holiday season cash-flow We hope you had an amazing Thanksgiving break and a...

What Thanksgiving traditions do you have? Do you eat a big meal surrounded by family, a smaller meal with less people, or Thanksgiving is not really your thing? In this week's episode of The Crushing Debt Podcast, we wish everyone a Happy Thanksgiving.  As has become our tradition, because we release the show every Thursday, Shawn & George talk about: Black Friday and Sales / Shopping Financial Ad...

Do you know what taxes are dischargeable in bankruptcy and which are not? Do you owe Trust Fund Tax?  What if you cannot pay it? On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Tax Attorney Alena Miles. Alena has an L.L.M. in taxation, and is a CPA.  She is the founder of Attorney Legal and focuses her practice on federal tax law and international tax matters. She provi...

What lessons can you learn about selling from your kids? What lessons can you learn about debt from your kids? While we didn't get to participate in this year's community garage sale, my son did collect, clean and sell golf balls at a golf tournament recently. Some of the lessons he learned: Timing - know your market and their needs Networking - with other kids selling other items (like lemonade)...

Who's in more debt, Landlord or Tenant? How can landlords reduce costs and increase the profitability of their rentals? How can a property manager increase your profits and save you money? In today's episode, I interview Mark Sorokurs of Central Pinellas Realty and Collman Properties. I've known Mark about seven years and he's been in real estate for about eight years now after "retiring" from IT...

Happy Halloween! On October 31, do you give out candy? Do you turn your lights off and pretend not to be home?  Do you go to Halloween parties? What "vampires" are out there sucking your wallet dry? On this week's episode, Shawn & George take a funny look at those "vampires" that you should avoid, like Subscription Vampires Convenience Fee Vampires Tipping Vampires Lifestyle Vampires Tax Debt Vamp...