Crushing Debt

On this special Bonus episode of The Crushing Debt Podcast, we talk about Governor DeSantis's Executive Order, No. 20-94 regarding a stay on mortgage foreclosures and evictions in Florida based on COVID-19. You can find the Executive Order here . We also interview our friend, Bill Mantooth the Area Manager for Loan Depot, the largest purchase mortgage lender in the Country, about mortgage forbeara...

In this week's episode of The Crushing Debt Podcast, we interview attorney Jeff Love of Gibbs Giden law firm. Jeff's practice focuses on real estate transactions, multi-family investing and syndications. In this week's episode, Jeff and I talk about: What is the real estate market going to do? Are we facing another Great Recession, or merely a market correction? What is the current local market in...

This week's episode of The Crushing Debt Podcast is for our real estate investor listeners. I interview bankruptcy lawyer, asset protection lawyer, and CPA Mark Pierce about asset protection. Mark is a Wyoming attorney who uses Wyoming LLC laws, and asset protection trusts to help his clients avoid liability.  Specifically, we talk about: Advantages and disadvantages to form your LLC in your home...

In this week's episode of the Crushing Debt Podcast, I interview bankruptcy lawyer, consumer advocate, and founder of Collateral Bankruptcy Services, Ian Leavengood. Collateral Bankruptcy Services (CBS) helps borrowers return their secured vehicles to the creditor.  In today's episode, we talk about: What CBS is and how it started. Who CBS helps, and when. What a 521 letter is and why its relevant...

Professional and collegiate sports have been cancelled, foreign travel is suspended, schools are closed, conferences are cancelled, the markets are in a state of shock.  While we all self-quarantine, force-quarantine, and practice "social distancing" I thought I would string together some interviews to discuss the impact of COVID-19, or the Coronavirus, on the economy.  Thank you all who provided...

In this week's episode of the Crushing Debt Podcast, I discuss bankruptcy code sections 362(b)(22) and 362(l). Why are these sections important? They describe the landlord's rights when a tenant files bankruptcy. The landlord's next step after the tenant files eviction is going to be determined by: (a) whether the landlord has a judgment for possession, and (b) what the tenant represents to the Co...

Fresh off the heals of Podfest 2020, and Episode 208 (Top 10 things to Generate Referrals from a Conference), one suggestion to grow the show was to create bonus episodes. I'm not going to do these very often, probably when I have a non-legal topic (like today). To refresh: Goals- had two of them and accomplished both.  Tools - my shirts, stickers, books, and business cards. Never Eat Alone - I ne...

Welcome to the last show of year four of content for The Crushing Debt Podcast! Like last year's episode at around this same time, as you listen to this show (if you listen on the day of release) I'll be on my way to Orlando for Podfest Multimedia Expo 2020. This will be my fourth year attending and my third year speaking! In this episode, I provide my top ten (plus one bonus) tips on how to gener...

In this week's episode of the Crushing Debt Podcast, I cover three different topics: 1. Beneficial amendments to Florida's Documentary Stamp Tax statutes, eliminating this particular tax for transfers of property between spouses. 2. Partition lawsuits and why it is never a good idea to gift real estate to your significant other, and expect to be repaid when for household expenses when the relation...

Student Loans are not dischargeable in bankruptcy, right? Maybe they are! This week's Crushing Debt Podcast Episode is about the case Rosenberg v. NY State Higher Education Services Corp. For those of you who want the case cite, it is pending in the Bankruptcy Court in the United States District Court, Southern District of New York.  Case No. 18-35379, Adversary Proceeding 18-09023. The majority o...

Almost every year, I attend the Judge Alexander Paskay Memorial Bankruptcy Seminar sponsored by the American Bankruptcy Institute (ABI).  By attending at least every other year, I earn all of the Continuing Legal Education I need for each 3-year reporting cycle. At this year's seminar, I was able to grab some quick interviews with four attorneys: Traci Stevenson - Chapter 7 Trustee, and Bankruptcy...

On this week's episode of the Crushing Debt Podcast, I interview structural engineer, Australian, Real Estate Investor, Author and Podcast host Reed Goossens. You'll hear Reed's story of how he left Australia to move to the United States and ended up building a portfolio of over $200 million in multi-family real estate holdings. You will hear about Reed's influences, including Rich Dad Poor Dad by...

I am an avid reader, and make time nearly every morning to read while the house is quiet and the wife & kids are still sleeping. In 2019, I read 41 books, and when I use the word "read" I mean I physically held the book in my hand and turned the pages.  I do applaud all of those who listen to books on audio, but there's nothing like sitting in quiet and reading. Plus, I use my drive time to listen...

In this week's Episode of The Crushing Debt Podcast, I talk to Clint Haynes, CFP, founder and president of Next-Gen Wealth.  Clint created the Financial Freedom Blueprint Course and, as a special offer to listeners of the Crushing Debt Podcast, has provided a coupon code for you to use the materials in the course to get your finances under control, or give your finances the tweak you need to accom...

While we try to be thorough with our client consultations, there is a lot of information to take in regarding the process of filing for bankruptcy. In early 2019, during our strategic planning for 2019, I heard about a "turbulence report" (and I wish I could remember from where).  The concept is to provide clients with as many different instances where the bankruptcy case could experience some com...

Welcome to show 200 of The Crushing Debt Podcast! To kick off 2020, I talk about the Top 20 ideas to reduce or eliminate your Debt.   I talk about everything from Bankruptcy to Negotiations, and everything in between (if I listed them all here, you wouldn't need to listen to the show). I really appreciate all of you who have listened to a single episode or subscribed to the show, or supported it i...

A confession - I miscounted and thought that today's episode would be Episode 200 of The Crushing Debt Podcast, so when you listen to that episode next week (please subscribe to the show - its free), it will sound like it was supposed to be released today. Therefore, for Episode 199, I thought I'd talk a bit about networking.  Where do I network, why, and what are some different ideas I have to ge...

This week's guest on The Crushing Debt Podcast wants you to attain financial independence or less outside of the Wall Street Casino.  He is the host of the Income Hacker podcast, Ryan Wright. You can go to his website - www. DoHardMoney.com/Crushing-Debt-Podcast for a free copy of his book "How to Get More Money Than You Can Handle" and check out his Real Estate Guide to Finding Deals. Ryan and I...

On this week's episode of The Crushing Debt Podcast, Jack Bosch, The Land Guy. Jack came to the United States in 1997 with two suitcases. We talk about Jack's system for land flipping, which has made him financially independent.  Jack focuses on land valued between $10,000 and $100,000, and we talk about the three (3) types of properties he invests in and who he sells to, plus his Financial Philos...

Michael Watkins was a guest on the Crushing Debt Podcast almost 100 episodes ago, in Episode 97, talking about tax savings through cost segregation. In today's episode, Michael and I discuss wealth transfer, including, his company Tampa Bay Advisory, LLC, his start in the financial services industry, advice for people nearing retirement, and Michael's new project, Retirement Tampa Bay. My take-awa...

In this week's episode of the Crushing Debt Podcast, we interview our friends from Tax Resolution Task Force - Andrea Pope Bauman, CPA, and Jake Blanchard, Esq. I've known Andrea as a Chapter 7 Bankruptcy Trustee, a position she held for nearly 20 years prior to recently stepping down from that role. However, prior to being a Trustee, Andrea was an IRS Revenue Officer. She's taken that experience...

Happy Thanksgiving from The Crushing Debt Podcast and Yesner Law. While it has become an annual tradition to use the show to list what we are most proud of accomplishing in the previous year, I also talk about two topics, inspired by listeners, on today's show: 1. Why did I form an LLC if it doesn't protect me? 2. As the seller of real estate in Florida, what do I have to disclose (the Johnson v....

On this week's episode of The Crushing Debt Podcast, we interview our long-time friend and referral partner, Barb Kyes, managing partner of ActionCOACH Tampa Bay. Long-time listeners may remember that we had Barb's daughter, Juliet Kyes on the show way back in Episode 63 and we're thrilled to have Barb on this week's show. Contact Barb at Barb@ActionCOACHTampaBay.com or www. ActionCOACHTampaBay.co...

In this week's episode of The Crushing Debt Podcast, I interview Robert Farrington, The College Investor. Robert started his website and blog - www. TheCollegeInvestor.com - in 2009 after hearing some pretty scary financial advice that he was not okay with. His website is filled with personal financial topics for millennials (and others), with a focus on escaping student loan debt. Robert also has...

On this week's episode of The Crushing Debt Podcast, we interview Mark Willis of Lake Growth Financial Services.  Mark is a Certified Financial Planner, and Host of The Not Your Average Financial Podcast. On today's show, we talk about: How can an entrepreneur "fire" their banker. How can people meet their financial milestones without unnecessary risk? How to protect your assets in the event of a...