A STEWARD'S VIEW

This week's work is about coming to clarity with your Universal Pie Chart - taking overall risk and return, charting it, and measuring it. It's about knowing whether or not value has been added in to you portolio, in terms of diversification and correlation. It's about knowing whether or not you've actually built a great plan for your financial assets, compared to the market's...

It's difficult to sum up a multi-step process designed to optimize assets, but this week's topic does just that. We march closer to asset optimization scoring, as we examine the Universal Pie Chart. Discover the aggregate risk, return, and Shape Ratio - across multiple time periods, and then compare those metrics to the market and to an optimized model. Seek to extract risk and enhance ret...

This week we turn to the benefits of Asset Aggregation. We discuss what diversification is, and what it isn't, and we move closer to a conversation about Optimizing Assets. We hope you enjoy this week's foundational work on the benefits of a singular investment plan, including genuine diversification, tax optimization, and a correlation analysis. We continue to encourage you to take time t...

Don't miss this critical episode in the new ASV Investment Planning Series! This simple but robust episode focuses on the value of asset aggregation in the context of Investment Planning. It articulates the universal view of assets that is needed to begin building an investment plan, and the cost of inefficiency if the work isn't done. Most importantly, learn the process and ongoing benefi...

We hope you enjoy this week's episode on the practicalities of projecting your cash position into the near future, so you can properly time your expenses, and move further away from the distractions that poor cash flow can bring, and move nearer to the places that God has for you to be. Weekly verse: Hebrews 13:5 tells us, "Keep your life free from love of money, and be content with what...

The U.S. job market is slowing, but resilient. Non-farm payrolls (additions or subtractions to jobs available in the marketplace) - a coincident indicator - has decreased in recent years. The unemployment rate - another coincident indicstor - stands at 4.3%. Thankfully, initial jobless claims - a leading indicator - are at relative lows. Combining these points, we can see that the U.S. has increas...

This episode details the realities of cash flow planning, knowing your "n" and then staying on track towards funding goals and ultimately, funding a legacy. Find out why cash flow is the unsung hero of all great financial planning efforts. We think you'll see that "If Cash Is King, Cash Flow is Queen." Be sure to check out this week's attachments to equip you in navigat...

This episode connects estate planning to wealth transfer, and wealth transfer to legacy. Legacy is the history, the ethos, the overall stewardship transition involved in wealth moving from one generation to the next. Much is made of business ownership and the compexities involved. Enjoy this non-technical episode that may be the biggest blessing yet from ASV! Verse of the Week: "A good man le...

Join this focused conversation about real treasure and passing it to your (prepared) heirs! Consider a family meeting and a legacy letter to begin and then cement your estate. Let the financial and legal work follow God's purposes with Mom and Dad and the full picture of their lives.

Enjoy this episode as Aaron Kolkman brings life to the dialgue about multi-generational wealth and the Basics of Estate Planning with OBBBA. Learn the important changes that affect your family, and some tactical concepts to help you navigate them.

The tragedy of a failed wealth transfer is the greatest risk a family faces. This critical episode presents the harsh realities of this risk and considerations for managing (or avoiding) it. Listen to these pivotal points as Aaron Kolkman moves you through estate planning and closer to Planned Giving and Legacy... Then listen again, and again, and again.

Another hit in the "Beyond Returns" Series! Listen as Paul Larsen and Chaz Lowder join in this episode about the clarity provided by your balance sheet and income statement. Enjoy learning about this daily, dynamic puzzle box that is your financial foundation. Understand its relationship to your life goals, and see the benefit to your decisions that it brings!

How do you know if your goals are funded optimally (efficiently)? Aaron Kolkman brings his thought leadership to the long-term investment community - investors and advisors alike, in this critical episode on measuring asset optimization. Listen as you learn the method and the mechanism for knowing your score.

Consider more about Stewardism - The Bible as a 4-Chapter Gospel, and the reweaving of Shalom in our lives. Enjoy this rich discussion with Paul Larsen about engaging with God's Story, flourishing, and moving towards restoration. Book reference: ‘Reweaving Shalom: Your work and the Restoration of All Things.’

This unique offering in the "Beyond Returns" series describes the investor's place in the economic environment. Aaron Kolkman gives a summary of leading, current, and lagging economic indicators, and their relevance to your decisions - all of them, not one of them. Likewise, listeners get a sense of how no one economic or political person directs the economy. Expect this episode to d...

Listen to this first in ASV's "Beyond Returns" Series, as Aaron Kolkman brings clarity to the classic conversation about indexed (passive) and active investing. Learn ways to consider an optimal, global, and long-term approach that is sensitive to fees, but focused on consistency.

Finally, a short summary and a holistic view of OBBBA! Tune out the noise and be encouraged about the years ahead, as Aaron Kolkman brings historical context to the economics of this important set of fiscal policy changes.

A timely and fascinating conversation about creation, innovation, and the role of mankind in the evolution of technology. Listen as Paul Larsen provides historical and biblical context for the era of Artificial Intelligence.

Paul Larsen examines the actions of Stewardship and the mindset of Stewardism. Listen as he and Aaron Kolkman unpack the Stewardism at Work, and Leaving a Legacy.

A big picture summary of the cost of managing returns and risk! Listen to this episode designed to encourage investors towards a net return and analysis, not a fee analyis. Learn about the various fee types, and methods of evaluating the cost of management, but also the net return and risk. Visit www.astewardsview.com for more.

Connecting total returns, risk management, and your goals. Don't miss this critical episode as Aaron Kolkman raises the conversation for investors - away from headlines and hype, and back to purpose-driven goal funding.

Aaron Kolkman weaves current events into the current global economic picture, and advocates for a single investment plan across accounts. Listen, learn, and leverage the perspective offered for investors!

Special guest Wendy Seelhoff offers stewardship perspective about your home as both a refuge and an asset. Listen for insightful market trends and key decision points, for both sellers and buyers.

Aaron Kolkman covers the basics to help you make clearer decisions as you optimize your income tax picture. Get a handle on the income tax plan associated with your investment plan, and start to think in terms of wealth accretion through multi-year tax planning.

Paul Larsen combines work, service, thriving and flourishing into a word: Stewardism. He proposes this mindset as a life approach designed to get more God, and to thereby live abundantly. Multiple scripture references are given, and groundwork is laid for this important weekly series on living a life of Stewardism.