Stuff About Money They Didn't Teach You In School

Many of our financial decisions are rooted in what others are doing; however, oftentimes their goals are far different than ours. They are essentially playing a different game with different rules. In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss the dangers of taking financial cues from playing different games than we are in both inve...

As the tax landscape ever changes, it becomes more important for your CPA and Financial Planner to collaborate. In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP® are joined by fellow financial advisor Richard Oring and CPA Douglas Ziegler, to discuss why you want two of your most important advisors to be in communication.  Are you minimizing capital gain ta...

In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, interviews Felix Garcia, our co-host’s fearless father, drops serious wisdom in this intimate conversation. Erik and Xavier go deep with Felix...Family, finances, the immigrant's struggle...this episode has it all. Episode Highlights: Felix shares with us the story of how he left Cuba and came t...

Building wealth is easier when you have time on your side. Time allows you to leverage compound interest.  Listen in as Xavier Angel, CFP® and Erik Garcia, CFP® introduce you to your secret weapon to wealth building. Episode Highlights: Erik talks about the current state of the stock market and mentions that it is common for a market to lose 10% of its value per year. (3:46) Erik differentiates be...

In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, sit down with Nolin Frias CFP®, CPWA®, CIMA®, CSRIC to chat about how to never have a car note again, or at least the option of no car note Episode Highlights: Nolin shares a little bit about himself. (3:51) Nolin explains that not all debt is bad debt. (9:27) Nolin shares how he manages his expenses with h...

In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss 2 ways to increase your net worth in 2022. Your net worth is an important measure of how you are doing financially over time. They break down the different asset and liability types that are important for you to track. School is in session. Episode Highlights: Xavier explains what net wo...

In this episode of the Stuff About Money podcast, Erik Garcia, CFP® sits down with Phil Blancato, CEO of Ladenburg Asset Management. Phil shares with us his simple formula for investment success. Then Phil and Erik break down what inflation is and how the federal reserve has to walk a fine line to keep it in check. Is inflation here to stay? What should investors be doing with their investments du...

In the premiere episode of the Stuff About Money They Didn’t Teach You In School podcast, co-hosts Erik Garcia CFP® and Xavier Angel ChFC, CLTC, are joined by Dr. Matt Morris LPC, LMFT, who explains that how money is used and managed is often a thermometer of health or wellness in the couple.  Episode Highlights: Erik and Xavier open the episode by offering a quick run-through of their history. (1...

They might not have taught you the stuff about money you needed to know to build wealth, but Xavier and Erik are ready to take you back to school. When it comes to money, it is never too late to start learning.