Spilling The Title Tea

In this episode of  Spilling the Title Tea , Ashley is joined by Springdale Title’s Post-Closing Team Lead, Olivia Bowdy, for a practical conversation about making real estate transactions smoother for everyone involved. Ashley and Olivia walk through some of the most common issues that can create last-minute problems or even delay a closing, from missing contract amendments and expired contracts...

In this episode of  Spilling the Title Tea , Ashley sits down with Mike Lerch, owner of Building Maintenance Specialists of Kentucky, to talk about hard work, entrepreneurship, family, and the importance of serving people well. Mike shares how growing up on a 3,000-acre farm shaped his work ethic, how encouragement from his wife Karie pushed him to leave his job at the University of Kentucky and s...

In this episode of  Spilling the Title Tea , Ashley sits down with Kaitlyn Wiseman, a consumer loan officer with Rural 1st, to discuss financing options designed for people who want more space, recreational land, a country home, or a place to build. Kaitlyn shares how growing up on a Kentucky farm inspired her interest in agriculture and lending, eventually leading her to her dream role as a loan...

On this fun and eye-opening episode of  Spilling the Title Tea , Ashley welcomes back REALTOR® Michelle Conner of Century 21 Advantage to share some of the craziest situations they've encountered throughout their real estate careers. From sellers refusing to move out after closing to contracts missing entire parcels of land, surprise title defects, occupied homes, unexpected animals, and other...

On this episode of  Spilling the Title Tea , Ashley sits down with Daniel Prevett, Vice President of Investments at Stirlingshire, to discuss the importance of financial planning, retirement preparation, and building a secure future. Daniel shares his unique journey from college athletics and coaching basketball to becoming a financial advisor, along with the deeply personal experiences that shape...

On this episode of  Spilling the Title Tea , Ashley sits down with Martin Caruana, co-owner of Red Haven Farm in Madison County, Kentucky. What started as a dream of owning land quickly turned into something much bigger—a thriving farm, a destination for families, and a place built around community. Martin shares his incredible journey from the Mediterranean to Canada, Michigan, and ultimately Ken...

In this episode of  Spilling the Title Tea , Ashley sits down with Springdale Title’s Knoxville closing agent, Tammy Mounsey, to discuss her inspiring career transition from restaurant management to the title industry. After spending more than 20 years working nights, weekends, and holidays in the restaurant business, Tammy made the bold decision to start over in a completely new field. Tammy shar...

In this episode of  Spilling the Title Tea , Ashley sits down with Derrick Simpson, founder of Forge Property Group, to talk about entrepreneurship, real estate investing, property management, and building a business rooted in faith and stewardship. Derrick shares how his background in federal service and private security unexpectedly led him into real estate, where he recognized a major problem i...

In this episode of  Spilling the Title Tea , Ashley sits down with Drew Meaux of ProTech IT Solutions to talk about the growing role technology plays in modern business and why ignoring cybersecurity can cost you far more than just downtime. From buying commercial real estate to protecting sensitive customer data, Drew explains how outdated systems, weak passwords, unsecured Wi-Fi, and lack of pla...

In this episode of  Spilling the Title Tea , Ashley welcomes back Joshua Williams, insurance agent with Kentucky Farm Bureau, for a conversation packed with real-life updates and practical advice. Now newly married, Joshua shares what’s changed—from merging finances and planning for the future to navigating today’s challenging housing market. He breaks down why insurance becomes even more importan...

In this quick update episode of  Spilling the Title Tea , Ashley sits down with Springdale Title COO Trevor Daugherty to break down the latest developments surrounding the FinCEN regulation and why things just got even more complicated. Just weeks after the rule went into effect, conflicting federal court rulings have already thrown the industry into uncertainty. Ashley and Trevor explain what thi...

In this episode of  Spilling the Title Tea , Ashley sits down with  Chris Stansbury , Business Development Manager at First Response Restoration, to talk about turning an unexpected career setback into a thriving business. Chris shares how being let go from his previous role led to the creation of First Response Restoration, how they built a “dream team” from day one, and why putting people—both e...

In Episode 76 of  Spilling the Title Tea , Ashley sits down with Springdale Title’s very own  Christina Inskeep , a seasoned title agent in the Ashland, Kentucky office with decades of real estate experience. Christina shares how she originally planned to become an attorney but “fell into” real estate—and never left. From starting as an abstractor to handling files from start to finish, she’s seen...

In Episode 75 of  Spilling the Title Tea , Ashley sits down in person with Olivia Bowdy to break down a major new federal rule from  FinCEN (Financial Crimes Enforcement Network)  that will significantly impact residential real estate transactions. Effective March 1, this rule targets money laundering in real estate and primarily affects  entity buyers (LLCs, corporations, trusts)  and certain cas...

In Episode 74 of  Spilling the Title Tea , Ashley sits down with  Curtis (William) Smallwood , owner of  Smallwood Elder Law , to break down what most homeowners  don’t  think about when they’re buying property: estate planning. Curtis explains why planning matters at every age, especially when your home is your biggest asset and how the right documents can help families avoid probate, protect pri...

In Episode 73 of  Spilling the Title Tea , Ashley sits down with her longtime friend  Joanna Baker , an interior design consultant with a true farm-girl foundation and a designer’s eye. Joanna shares how her love for design started with classic TV shows and HGTV, what inspired her to earn a degree in interior design, and how homeowners can avoid the most common decorating pitfalls, especially afte...

In Episode 72 of  Spilling the Title Tea , Ashley sits down with  Karie Lerch , co-owner of  Building Maintenance Specialists of Kentucky , to talk about how she and her husband Mike made the leap from a stable hospital job into entrepreneurship during the COVID era. Karie shares how faith, family, and community connections helped their business take off, why working with their kids has become a g...

In this episode of  Spilling the Title Tea , Ashley sits down with  Scott Cole , Regional Manager of  TPO Bank Relationships  at  Canopy Mortgage , to break down what’s really happening in the mortgage world—without the fluff. Scott shares his 29-year journey through the industry (including lessons from the subprime era), explains how Canopy helps  community banks compete with big-box lenders , an...

In this heartfelt episode of  Spilling the Title Tea , Ashley sits down with  Kaitlyn Miller , one of Springdale Title’s rising title agents, to talk about life behind the scenes, both in the office and at home. Kaitlyn opens up about becoming a mom, learning an entirely new industry from scratch, and navigating the beautiful chaos of raising her son, Crew, while building a career she truly enjoys...

In this episode of  Spilling the Title Tea , Ashley sits down with media and marketing entrepreneur  Kyle Terry , owner of  Freedom and Hustle . They dig into what it really looks like to build a creative business around family life, why recurring revenue beats one-off projects, and how small businesses can use simple, consistent content to actually get clients—not just likes. They also wade into...

Ashley sits down with her niece, third-grade teacher Kennedy Stone, for a straight-talk, first-time homebuyer Q&A. From where to start and which pros to trust, to rates, escrows, credit, and the sneaky mistakes that can tank a loan, this episode lays out a practical game plan for turning rent into a mortgage—without surprises. Highlights: Why your first step is a free consult with a great loan...

Ashley introduces Springdale Title’s attorney  Melinda Kirkham , whose path runs from old-school courthouse vaults to a nationwide title role during night law school. Melinda shares the skills she learned tracing titles back to U.S. patents, why she chose the JD while working full-time, and what brought her back to a collaborative, client-focused title environment. They also talk lifelong learning...

Ashley sits down with Misty Lakes, founder of Misty Lakes Coaching LLC, to talk about identity, faith, business, and the power of intentional living. Misty shares her journey from direct sales to coaching, her passion for helping women discover their God-given purpose, and her recent decision to open a physical office space. This episode blends business insights, spiritual grounding, and practical...

Ashley sits down with stylist and salon owner  Amber Spurlock  of  Golden Hour Salon Studio  to talk courage, calling, and commercial real estate. After 20 years behind the chair, Amber took a faith-fueled leap—leaving the only salon she’d ever known to purchase and renovate a historic 1912 building (formerly Berea’s jail and city hall!). They cover the nudge to start a business, navigating histor...

Ashley welcomes back Jackie Daugherty, co-owner of Springdale Title, to tackle some of the most common misconceptions in the closing process. From questions about escrow funds and loan details to misunderstandings around surveys, contracts, and power of attorney, Ashley and Jackie break down the details every buyer and seller should know. Whether you’re a first-time homebuyer or a seasoned real es...