Smart Tax Talk with John Blanchard

Join John Blancher, retirement strategist of Matthew James Tax and Wealth Management , as he delves into the possible impact of stagflation on your retirement savings. With concerns about stagnant economic growth, high inflation, and high unemployment reminiscent of the 1970s, it's crucial to protect your nest egg. Discover advice on diversification and investment strategies, including real estate...

John Blanchard discusses the importance of having a diversified portfolio (and why so many people get diversification wrong) on this episode of The Retirement Roux. Get to know/ schedule a complimentary appointment with the team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.

Choosing the retirement advisor to work with may seem like a big deal.  And in truth, it should be.  This is a relationship that can potentially last 20, 30 years... even longer.  So on this episode, John discusses some things you should look for when trying to find the right advisor for you. Schedule a complimentary time to speak with Acadiana's Retirement Strategist: https://matthew-james.com/ S...

Unless your retirement is short, you are almost certainly going to experience not just one, but multiple recessions over the course of your 20+ year retirement.  The real danger is not that they occur, but when they occur.  But since we can't control when the market goes up or down, how do we deal with that sequencing risk?  John discusses this and more on this episode. Alleviate that risk by deve...

You probably know how much your cable bill is every month, and hopefully you've decided that the value that you get from what you pay is worth it.  But how about your 401k plan?  Can you make a call about the value you're getting from the plan if you don't actually know what it's costing you?  John discusses how to find that out, and discusses options if you decide that you're paying too much for...

Once you put money into a Roth IRA, whether through a conversion or direct contribution, you're free to do whatever you want with it without any tax implications... right?  Not entirely.  John breaks down the ins and outs, and discusses why keeping all your eggs in one basket- even a tax free basket- isn't necessarily the best idea. Start developing your game plan with Acadiana's Retirement Strate...

Retirement isn't for everyone, but that doesn't mean you shouldn't plan for it anyway.  On this episode, John talks about the benefits of making a plan for something you may not ever hope to do. Whether retirement is in the cards or not, you can start developing your plan with Acadiana's Retirement Strategist at https://matthew-james.com/ See omnystudio.com/listener for privacy information.

The term "net worth" seems like it is only applied to celebrities, but is is something that everyone actually has. This week, John not only talks about how to discover what your net worth is, but ways to go about actually improving it. Schedule a time to speak with Acadiana's Retirement Strategist at https://matthew-james.com/ See omnystudio.com/listener for privacy information.

Is it possible to go the entirety of your retirement without paying any taxes?  Probably not... unless your retirement is either A: very short or B: very illegal, but there are certainly things you can do to lower your obligations over the 20-30+ years you'll spend in retirement, and John walks us through a few of the different strategies on this episode. Start developing your plan to keep Uncle S...

Plus, John discusses options you may want to look at if presented with a pension buyout.   Learn more about Acadiana's Retirement Strategist at https://matthew-james.com/ See omnystudio.com/listener for privacy information.

What can setting up a fantasy football roster teach us about retirement planning?  John breaks it down, plus: what have you spent more time on this year- choosing which shows to binge watch or choosing your health and financial benefits during open enrollment? Create your championship retirement roster at https://matthew-james.com/ See omnystudio.com/listener for privacy information.

The short answer: yes, there's a time and place. The longer answer: that time and place is much less often than other financial professionals might have you believe.  On this episode, John talks about how the benefits that an annuity can provide are often achievable, at less cost to you, through other strategies. See omnystudio.com/listener for privacy information.

Retirement can seem like a lofty goal, especially these days with so many factors in play.  This week, John talks about how to get started, and why you should put a plan together even if you don't ever intend on retiring. See omnystudio.com/listener for privacy information.