Adulting Is Easy: Making Personal Finance & Real Estate Easy

Lauren and Jenny discuss the differences between 529's and ESA's. Check it out to see which might be right for you. Associated blog: https://www.realadultingiseasy.com/post/comparing-education-savings-plans-esa-and-529

We're breaking from tradition today. Lauren and Aric discuss how they're handling their personal finances during Covid-19. You may get some ideas from their story. They also offer a few tips. Helpful blog: Alternatives to an emergency fund: https://www.realadultingiseasy.com/post/8-alternatives-to-an-emergency-fund

Breaking from tradition, Lauren tells her sister Jenny about a contentious real estate deal. Hold on to your hat for this one. Associated blog: https://www.realadultingiseasy.com/post/real-estate-deal-gone-bad

After a slight delay, Lauren and Jenny are back and they discuss 4 different kinds of mortgages: conventional, FHA, ARM, and VA. Relevant blogs: https://www.realadultingiseasy.com/post/quick-overview-of-mortgages https://www.realadultingiseasy.com/post/what-is-an-fha-mortgage-loan https://www.realadultingiseasy.com/post/what-is-an-adjustable-rate-mortgage-arm Also mentioned: https://www.realadulti...

Lauren and Jenny talk about some ways to fall back on net worth or take on debt instead of having an emergency fund. (Note: Emergency funds are still the best way to stash short term cash.) Associated blog: https://www.realadultingiseasy.com/post/8-alternatives-to-an-emergency-fund

Lauren and Jenny discuss 8 easy ways to increase your savings. Blog: https://www.realadultingiseasy.com/post/8-ways-to-increase-savings

Lauren and Jenny talk about 8 steps to take once you get your first paycheck. Regardless of how long you've been working, though, there will be something for you in this one! Blog: https://flytofi.com/steps-to-take-after-landing-first-job/

Lauren and Jenny discuss 3 ways to consolidate credit card debt. (Guest) Blog: https://www.realadultingiseasy.com/post/3-ways-to-consolidate-credit-card-debt

Lauren and Aric discuss 9 types of budgets, including theirs (a hybrid). Associated blog: https://www.realadultingiseasy.com/post/adulting-with-budgets

Lauren and husband Aric detail their real estate journey to date (2019), from starter home to upgraded home to real estate investing. Blog: https://www.realadultingiseasy.com/post/real-estate-our-story

Lauren tells little sister, Jenny, the 10 things she wishes she could tell herself at 16. Related blog: https://www.realadultingiseasy.com/post/10-things-about-money-i-wish-i-could-tell-my-younger-self Books mentioned: Millionaire Next Door: https://www.amazon.com/gp/product/1589795474/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1589795474&linkCode=as2&tag=adultin...

Lauren and her sister, Jenny, discuss the 6 main reasons to use a credit card instead of a debit card. Link to the associated blog: https://www.realadultingiseasy.com/post/6-reasons-you-should-use-a-credit-card-instead-of-a-debit-card Some ties to Podcast #1: Credit.

Lauren and her cousin, Andrew, talk about the 5 main kinds of health insurance offered in the US, their different levels, and what to consider when choosing health insurance. Link to the associated blog: https://www.realadultingiseasy.com/post/health-insurance-types-levels-and-how-to-choose

Lauren and her husband, Aric, go over 7 steps you should take before meeting with a Financial Advisor. Link to the associated blog: https://www.realadultingiseasy.com/post/how-to-prepare-for-your-first-meeting-with-a-financial-adviser-7-steps

Big sister Lauren explains emergency savings, credit cards, student and auto loans, and retirement to little sister Jenny. You'll learn some surprising stats about Americans and some easy ways to get retirement saving underway. Links to associated blogs: https://www.realadultingiseasy.com/post/3-ways-to-start-saving-for-retirement https://www.realadultingiseasy.com/post/how-bad-are-americans-with-...

Big sister Lauren describes and explains credit and credit scores to little sister Jenny in this first-ever Adulting Is Easy podcast. Link to the associated blog: https://www.realadultingiseasy.com/post/credit-scores-what-they-are-why-they-matter-and-how-to-improve-yours .