Your Safe Money Show

This episode dives into ten practical and immediate ways you can kickstart or dramatically improve your personal savings habit right now. We cover a mix of passive strategies—like automating transfers and negotiating lower bills—and active methods, such as embracing the 30-day rule and using the envelope system. Tune in for simple, actionable advice to help you quickly build an emergency fund and...

This episode offers a crucial and compassionate look at the substantial financial challenges presented by an Alzheimer's diagnosis and the subsequent caregiver role. We detail the staggering costs associated with long-term care, specialized facilities, and home health aides, providing strategies for planning and funding this expensive journey. Additionally, we discuss the financial and career...

This episode addresses the critical and costly financial implications of an Alzheimer's diagnosis and other serious cognitive diseases. We detail the staggering financial burdens—from long-term care facilities to in-home aid—and discuss how to proactively budget for these potential expenses in your retirement plan. Tune in to learn about crucial legal documents like Power of Attorney, and ess...

This episode builds upon our popular retirement series, diving into an expanded list of critical financial, legal, and lifestyle considerations for both pre-retirees and those already enjoying life after work. We cover overlooked essentials like how to properly update beneficiary designations and the unexpected costs of travel and leisure that can strain a fixed income. Tune in for practical, acti...

We dive into the critical financial moves you must make immediately after you punch out for good. Learn how to transition from an accumulation mindset to a strategic distribution plan, including the crucial decisions about your withdrawal strategy and tax-efficient account sequencing. We cover the post-retirement checklist: from reassessing your budget to updating your estate plan and managing mar...

Many seniors struggle with low health literacy, making it difficult to understand complicated medical information, prescription directions, and treatment plans. This lack of clear understanding is a critical issue that directly leads to medication errors, poor health outcomes, and unnecessarily high out-of-pocket costs. We break down the most common pitfalls of low health literacy and share practi...

Don't let market headlines confuse you—we cut through the noise to explain the surprising push-pull effect of the Federal Reserve's rate cut and the ongoing government shutdown on your money. We break down what lower rates really mean for your mortgage, credit card debt, and savings accounts, while clarifying how the shutdown is simultaneously disrupting loan applications and delaying cr...

This episode demystifies the complexities of Medicare, providing a clear and comprehensive guide to its various parts and options. We break down the differences between Part A, B, C, and D, and explain key enrollment periods that determine your coverage. Tune in to learn how to make informed decisions about your healthcare coverage in retirement and avoid costly penalties.

Navigating retirement finances requires a new set of rules, and this episode breaks down the critical shifts you need to make. We'll cover everything from managing your cash flow and optimizing withdrawals to understanding the tax implications of your nest egg. Discover how to create a sustainable financial plan that provides security and peace of mind for your golden years.

On this episode of Your Safe Money Show, Robin is back for a week and we find out how retirement is going for her. We will talk about something many of us dream about - the golden years of retirement. What are the joys, challenges, and surprises of life after decades of hard work?

During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.

During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.

This episode provides a crucial update on the latest changes to Medicare, including new enrollment deadlines and adjustments to premiums and deductibles. We also tackle the complex world of Inherited IRAs, breaking down the rules for spousal and non-spousal beneficiaries. Tune in to learn how to navigate these important financial decisions and optimize your retirement and estate planning.

During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.

During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.

This episode delivers crucial updates on Social Security, breaking down the 2025 Cost-of-Living Adjustment (COLA) and its impact on your benefits. We'll also cover important changes to Full Retirement Age (FRA) and discuss the Social Security Fairness Act, which affects many public sector workers. Stay informed to make the most of your Social Security planning.

On this show, we’ll discuss retirement magic numbers and what it would mean to have two million dollars and five hundred thousand dollars saved for retirement.

On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.

During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.

During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.

During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.

During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.

During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire as well as traits that lead to more retirement savings.

During this episode, we’re going to discuss things Medicare covers without out-of-pocket costs as well as Medicare changes that are happening this year.