Your Retirement with David Meche

Can you afford to retire in today's market? David Meche and Kevin Blanchard discuss one of the biggest questions they hear from people they meet; can I retire? They also talk about the best way to diversify your portfolio in the current market and will social security benefits see a reduction next year?  See omnystudio.com/listener for privacy information.

Are you making one of the biggest mistakes with your 401(K)? David Meche and Kevin Blanchard breakdown the problems they most commonly see in clients portfolios and find out if you can pass the balance test.  See omnystudio.com/listener for privacy information.

What is the best age to claim social security? David Meche and Kevin Blanchard discuss the best ways to optimize your social security in retirement. They also discuss why so many Americans are retiring early and why you should consider an annuity.  See omnystudio.com/listener for privacy information.

How much money do you need to enjoy retirement? David Meche and Kevin Blanchard breakdown the best way to start creating a plan now to enjoy retirement. They also discuss the income replacement formula and the most common traps people fall into when getting ready to stop working.  See omnystudio.com/listener for privacy information.

How much longer will social security last? David Meche and Kevin Blanchard discuss the future of the government program and what changes are in the future. They also talk about people maxing out their 401(k). Is it a good thing or not?  See omnystudio.com/listener for privacy information.

When can you afford to retire? David Meche and Kevin Blanchard discuss the first steps you should take to set yourself up for a successful retirement. They also discuss changes made by the Secure Act 2.0 and how they can affect your financial future.  See omnystudio.com/listener for privacy information.

Do you know what is in your retirement plan? David Meche and Kevin Blanchard discuss the proper ingredients everyone should have to create a successful portfolio. They also talk about how late is too late to plan for retirement?  See omnystudio.com/listener for privacy information.

What do people regret the most in retirement? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses a recent survey that say's half of retirees say they would do their retirement different if they could do it over again. He also recession proofing your portfolio and the first steps you need to take now.  See omnystudio.com/listener for privacy information.

How much money should you put into and annuity and what roll does it play in a retirement plan? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses how financial tools have evolved over the years. He also talks about an NBA star who has one last goal to accomplish before calling it a career.    See omnystudio.com/listener for privacy information.

When should you call a professional to help you with your portfolio and what is the first step you should take? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses why your neighbors and friends may not have the most sound financial advice. He also talks about covering your monthly expenses when you enter retirement and that paycheck stops.  See omnystudio.com/listener for privacy...

How much money should you take out of your portfolio each month in retirement? Financial Advisor at Meche & Associates, Kevin Blanchard, breaks down if you should celebrate getting a tax return or not. He also talks about relocating an old 401(K) and what a first meeting is like.  See omnystudio.com/listener for privacy information.

Should you be holding cash? David Meche of Meche & Associates discusses if you should keep your cash or put it in the market. He also talks about circumventing taxes and how to legally keep more money in your pocket rather than giving it to Uncle Sam.  See omnystudio.com/listener for privacy information.

Should you delay your retirement because of the state of the current market? David Meche of Meche & Associates discusses the importance of knowing where you are financially and having a plan with your portfolio. He also shares fatherly financial advice that he learned as a kid and the message he hopes to pass on.  See omnystudio.com/listener for privacy information.

How much money should you keep in your rainy day fund? David Meche of Mech & Associates discusses how much cash you should have at your disposal. He also talks about the downsides of retirement and what you can do now to fill-in the income gap if social security gets cut later.  See omnystudio.com/listener for privacy information.

When is the right time to get a second opinion on your retirement plan? David Meche of Meche & Associates discusses when you should seek the advice of an advisor. He also talks about target date funds and how they differ a customized strategy, as well as how to become more tax efficient. See omnystudio.com/listener for privacy information.

What are some of the most common bad habits people have when it comes to their finances in retirement? David Meche of Meche & Associates discusses several problems he sees on a day-to-day basis, as well as a proposal to change the tax status of your 401(k).  See omnystudio.com/listener for privacy information.

Do you know how much exposure you have in the market? David Meche of Meche & Associates discusses the importance of a customized plan and how you can highlight exposed areas you may not see at surface level. He also talks about what you should do with your tax refund and savings vs. fun, which are you planning to have?  See omnystudio.com/listener for privacy information.

Will you outlive the money you've saved for retirement? David Meche of Meche and Associates discusses the financial fears most retirees face. He also talks about the most common thing people underestimate when heading into retirement and is the 60/40 portfolio back?  See omnystudio.com/listener for privacy information.

What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap.  See omnystudio.com/listener for privacy information.

Is congress going to raise the age for Social Security? David Meche of Meche and Associates discusses what you need to know about the future of Social Security. He also talks about the tools you may need to prepare for a recession and if you should let your adult children move back in with you.  See omnystudio.com/listener for privacy information.

How much money do you need in your portfolio before you meet with a financial advisor? David Meche discusses this topic, as well as, the difference between advice from an advisor vs. a friend. He also talks about how much growth you need to sustain your retirement goals.  See omnystudio.com/listener for privacy information.

How much money should you save to retire comfortably? David Meche of Meche and Associates discusses the recent Silicon Valley Bank collapse and discusses ways to keep your money protected in a volatile market.  See omnystudio.com/listener for privacy information.

Are you balancing risk with rewards in your portfolio? David Meche of Meche and Associates discusses the importance of having the proper financial balance in your retirement plan and how the right team can make a difference. He also talk's about setting up an estate plan to donate to charity and why tax planning for the future is a big deal.  See omnystudio.com/listener for privacy information.