Your Retirement with David Meche

David Meche gets raw about why retirement planning, especially long term care, hits home for him and why he is so passionate about what he does. He also examines how the Rolling Stones have fought retirement and how you might be able to keep your foot in the door if you would like to keep working as well. Ready to connect with David and Kevin?  Visit Meche & Associates today! See omnystud...

David Meche discusses the current state of the stock market, emphasizing a cautious approach to investing as we move into 2025. They highlight the importance of having a solid retirement plan that balances risk and accumulation, especially as individuals transition from saving to drawing from their retirement funds. Finally, Juan Soto's massive contract serves as a warning when it comes to taxes....

David Meche and Kevin Blanchard discuss the realities of retirement savings, emphasizing that the commonly cited figure of $1 million is not a one-size-fits-all solution. They explore the importance of understanding individual income and expenses in retirement, the need for flexibility in retirement planning, and the value of creating a personalized retirement plan that considers each person's uni...

David Meche and Kevin Blanchard discuss the importance of having a solid retirement plan, addressing common concerns and fears that individuals face as they approach retirement. They emphasize the need for financial education and clarity to help clients feel confident about their retirement decisions. The discussion also highlights the significance of understanding personal retirement goals and th...

Kevin Blanchard discusses various topics related to retirement planning, including the importance of understanding hidden fees in investment accounts, the significance of joint financial planning for couples, and reflections on Cher's memoir highlighting financial awareness. The conversation emphasizes the need for a retirement income budget and the importance of both partners being involved in fi...

David Meche and Kevin Blanchard discuss the importance of understanding hidden fees in retirement plans, particularly in 401ks and IRAs. They emphasize the need for transparency in financial services and the value of personal relationships with financial advisors. The conversation also covers the impact of interest rates on the economy and retirement planning, highlighting strategies to mitigate r...

The conversation delves into the complexities of 401(k) plans, focusing on the fees associated with them, the importance of managing old 401(k)s, and the financial awareness of athletes. Serena Williams may be able to afford not claiming prizes, but can you? David Meche, Kevin Blanchard and Kevin McAlpin emphasize the need for personalized retirement planning and the significance of understanding...

David Meche and Kevin Blanchard discuss the realities of retirement savings, emphasizing that the commonly cited figure of $1 million is not a one-size-fits-all solution. They explore the importance of understanding individual income and expenses in retirement, the need for flexibility in retirement planning, and the value of creating a personalized retirement plan that considers each person's uni...

David Meche discusses the parallels between Halloween candy preferences and retirement planning, emphasizing the importance of understanding different retirement accounts like 401ks and IRAs. They highlight the need for diversification as individuals approach retirement and the significance of tax strategies in managing retirement income. The discussion aims to educate listeners on the complexitie...

David Meche and Kevin Blanchard discuss the importance of having a solid retirement plan, addressing common concerns and fears that individuals face as they approach retirement. They emphasize the need for financial education and clarity to help clients feel confident about their retirement decisions. The discussion also highlights the significance of understanding personal retirement goals and th...

The conversation delves into the complexities of 401(k) plans, focusing on the fees associated with them, the importance of managing old 401(k)s, and the financial awareness of athletes. Serena Williams may be able to afford not claiming prizes, but can you? David Meche and Kevin Blanchard emphasize the need for personalized retirement planning and the significance of understanding one's financial...

David Meche and Kevin Blanchard discuss the intersection of music and retirement, featuring an interview David had with members of Lynyrd Skynyrd. They explore the musicians' perspectives on retirement, their creative processes, and the healing power of music. The discussion highlights the importance of teamwork in both music and retirement planning, emphasizing that musicians, like financial advi...

David Meche discusses the parallels between Halloween candy preferences and retirement planning, emphasizing the importance of understanding different retirement accounts like 401ks and IRAs. They highlight the need for diversification as individuals approach retirement and the significance of tax strategies in managing retirement income. The discussion aims to educate listeners on the complexitie...

The conversation discusses the importance of having a contingency plan for retirement and preparing for unexpected events. It emphasizes the need to consider 'what if' scenarios and build in buffers when creating retirement plans. David and Kevin also highlight the importance of diversifying investments and working with a financial advisor to develop a structured retirement plan.  Ready to connect...

In this episode, Kevin Blanchard discusses the transition from teaching to financial advising, emphasizing the importance of easing client anxiety during initial meetings. They share personal anecdotes about teaching experiences and the significance of creating a comfortable environment for clients to discuss their retirement plans. The conversation highlights the need for personalized financial s...

The conversation discusses the importance of having a contingency plan for retirement and preparing for unexpected events. It emphasizes the need to consider 'what if' scenarios and build in buffers when creating retirement plans. David and Kevin also highlight the importance of diversifying investments and working with a financial advisor to develop a structured retirement plan.  Ready to connect...

David Meche and Kevin Blanchard discuss the intersection of sports, particularly college football, and retirement planning. They draw parallels between the strategies used in poker and the importance of having a solid financial plan for retirement. The discussion emphasizes the need for calculated risks and the use of tools like Market Guard to manage investments effectively. The hosts also highli...

David Meche and Kevin Blanchard discuss the concept of 'lazy money' in retirement portfolios and the importance of putting that money to work. They emphasize the need for cash accessibility for emergencies while also having a plan for long-term growth and savings. The conversation highlights the risks of keeping money in low-yield investments that do not outpace inflation. David and Kevin encourag...

David Meche and Kevin Blanchard discuss the Trump tax cuts and the potential expiration of the tax cuts and jobs act in 2025. They explore the option of Roth conversions and the potential for Congress to start taxing Roths in the future. They also discuss the importance of tax planning and mitigating taxes in retirement. The conversation then shifts to the coming problem with Social Security and t...

The conversation discusses the importance of timing when it comes to taxes and retirement planning. It emphasizes the need to be aware of tax brackets and how different sources of income can affect tax rates. David and Kevin also highlight the significance of pre-planning and taking action to reduce tax liability. They mention strategies such as Roth conversions and timing Social Security benefits...

In this episode, Kevin Blanchard discusses the recent market volatility and the importance of having the right retirement plan in place. He shares insights from financial author Robert Prechter and emphasizes the need to stay calm and not panic. Kevin highlights the benefits of using MarketGuard for non-emotional, methodical, and mathematical portfolio management. He also mentions the role of comm...

The conversation discusses the recent market volatility and the concerns surrounding a possible recession. It also explores the addiction to stocks among the baby boomer generation and the importance of diversification. The hosts emphasize the need for a second opinion and offer reassurance to listeners about their retirement plans. They also touch on the topic of required minimum distributions (R...

In this podcast episode, Kevin discusses NFL players who made money mistakes and lost millions. They highlight the cases of Johnny Unitas, Warren Sapp, Terrell Owens, Chad Ochocinco, and Dan Marino. The hosts emphasize the importance of having a financial plan and working with professionals to avoid financial pitfalls in retirement. Ready to connect with David and Kevin?  Visit Meche & As...

David Meche and Kevin Blanchard discuss the Summer Olympics and the tax implications of retirement. They share their favorite sports in the Olympics and discuss the taxes that American athletes have to pay on their winnings. They then dive into the topic of taxes in retirement, explaining the different sources of income and how they are taxed. They emphasize the importance of creating a workable p...

The conversation discusses the importance of having a contingency plan for retirement and preparing for unexpected events. It emphasizes the need to consider 'what if' scenarios and build in buffers when creating retirement plans. David and Kevin also highlight the importance of diversifying investments and working with a financial advisor to develop a structured retirement plan.  Ready to connect...