Your Retirement Planning Simplified

In this engaging episode of Fireside Financial, Joe and Regan dive into a range of retirement-related questions from their audience. Covering topics like CPP, pension plans, and retirement planning strategies, they provide insightful advice and analysis. They explore scenarios involving part-time work after age 60 and its impact on CPP, the decision-making process for defined benefit pension plans...

The choice between savoring retirement and leaving an inheritance can become a pivotal decision when you're planning for retirement. We examine some common misconceptions, revealing that this dilemma isn't an either-or situation. Rather, it's a nuanced balance between personal enjoyment and providing for loved ones.  Read the full show notes and find more information here: EP 52 Show Notes

In this episode, host Joseph welcomes travel expert Danielle to the show. With years of experience in finding creative ways to afford travel, Danielle shares her insights on financially savvy travel. She highlights the importance of understanding your travel style and aligning your spending with your priorities. Whether you're a retiree looking to indulge in luxury travel or someone seeking afford...

In this episode, we dive further into the world of taxes for business owners. We highlight the advantage of tax deferral by keeping profits within the corporation. Dividends emerge as an option, offering flexibility in personal investment choices and the opportunity to avoid CPP contributions.  Read the full show notes and find more information here: EP 50 Show Notes

In this podcast episode, we delve further into the world of tax planning in retirement. We stress the importance of basic financial education and understanding the tax buckets that can significantly impact tax liability. Joe emphasizes the long-term benefits of tax deferral, debunking misconceptions that can lead to missed opportunities. Read the full show notes and find more information here: EP...

In Episode 4 of Fireside Financial, Joseph and Regan discuss the increasing trend of parents supporting their millennial children financially. They explore different forms of assistance parents are offering, including down payments on homes, groceries, rent, and mortgages. The hosts stress the importance of a solid financial plan to ensure the support does not compromise the parents' retirement or...

In this episode, Joe and Lindsay delve into a pressing question that many investors have: "My portfolio is down $100,000 - will it recover?"  Drawing from a client's concern, we navigate the emotional and practical aspects of dealing with portfolio losses. We emphasize the importance of understanding market volatility and highlight the need for a well-diversified investment strategy. Joe introduce...

In this episode, Joe, and Lindsay answer two listener questions related to retirement planning. They emphasize the importance of starting retirement planning as early as possible to take advantage of the power of compounding. While the ideal time to start concrete retirement planning is about three to four years before retirement, Joe recommends getting clear on one's values and purpose even earli...

In this podcast, Joe interviews Jacquie Doucette from "Beyond Retirement" who shares her journey with retirement. Jacquie discusses people's common fears about retirement and emphasizes the importance of addressing not just the financial aspects but also the psychological and social aspects of retirement.  Read the full show notes and find more information here:   EP 46 Show Notes  

In this episode of YRPS, we explore the various types of retirement beyond the traditional notion of stopping work at age 65. We delve into 9 different types of retirement, including continuing to work, transitioning to part-time or a reduced schedule, starting a new business, switching careers, or dedicating time to charitable causes. Retirement as an opportunity to pursue passions, explore new o...

In this episode of "Your Retirement Planning Simplified," Joe and Lindsay introduce the new Retirement Planning Simplified website and discuss the "Retirement Navigator", a comprehensive tool designed to simplify retirement planning. The Retirement Navigator works like a map or a compass to give you direction in retirement. It was created to make retirement planning accessible to everyone. The Nav...

In this episode of Fireside Financial, Joe and Regan delve into the fascinating topic of retirement spending. They explore two sides of the same coin: the challenges faced by individuals who feel unprepared for unexpected expenses during retirement, and those who are reluctant to spend their hard-earned savings due to fear of running out of money. Joseph and Regan share valuable insights and real-...

In this episode, we dive into the popular topic of the 4% rule and its relevance toretirement planning. Wediscuss how the 4% rule is a safe withdrawal rate ratherthan a prediction of investment returns, emphasizing its purpose in ensuringfinancial security in the worst-case scenarios.  Read the full show notes and find more information here: EP 43 Show Noes

Join Certified Financial Planners, Joe Curry (Retirement Planning Simplified) and Freeman Linde (Retire Mentorship), as they explore "The Four Horsemen" and their impact on your financial success in retirement. Read the full show notes and find more information here: Ep # 42 Show Notes  

If you're feeling frustrated and overwhelmed by the complexity of CPP and OAS timing and the lack of customized strategies to help you achieve smarter retirement planning, then you are not alone!  Read the full show notes and find more information here: FF Ep 2 Show Notes

This episode discusses the importance of equity and inclusivity in financial planning. We also look at the unique needs and challenges faced by the theLGBTQ+ community regarding retirement planning and financial management. Laura stresses the value of tailoring advice to each client's needs to create trust, ultimately fostering an inclusive atmosphere that addresses unique financial challenges for...

In this episode, Jane Robertson, founder of Single Seniors for Tax Fairness, shares her personal journey and the challenges faced by herself and other single seniors in retirement. She explains that single seniors make up 39% of all seniors, but they are penalized by the tax system for not having a partner.  Read the full show notes and find more information here: RPS Ep 40 Show Notes

A compelling sense of purpose accompanies a fulfilling life. Often, we derive that sense of purpose from our work. It can be a struggle to replace that compelling sense of purpose in retirement. However, uncovering a new purpose during retirement can be freeing and give you a renewed sense of joy and fulfillment. Read the full show notes and find more information here: RPS Ep 39 Show Notes

In the realm of retirement planning, successful retirees exhibit specific characteristics that contribute to their financial stability. One key factor is good money management habits, including diligent saving from an early age, which allows funds to compound and grow over time. Equally important is living within one's means and prioritizing monetary savings. Another crucial aspect is the ability...

In this episode Joe and Lindsay examine the nuances of life insurance inretirement. Do we really needit, or is it just another added cost? Read the full show notes and find more information here: RPS Ep 38 Show Notes  

In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This is a great episode to start learning about all the ins and outs of retirement income planning. Read the full show notes and find more information here: RPS Ep 37 Show Notes

There isn't a wealth of information on how to retire as a single person. However, it'snot uncommon to enter retirementon your ownfor a variety of reasons. The reality is that single people don't have as many planning options as couples, but there are some options.  Read the full show notes and find more information here: RPS Ep 36 Show Notes

Unretirement is the phenomenon of people returning to work after retiring from their careers or jobs. It's a trend that's becoming increasingly common. This might mean returning to a former job, starting a new career or business, working part-time, or taking on consulting or freelance work. People are living longer, healthier lives. This means that some retirees continue to look for the emotional,...

Retirement planning for business owners means creating and telling a good story for the sale of their company. Transitioning into the sale of a company and into retirement also means having a great long-term plan. In this episode, BobGauvreau, founder, and CEO of Gauvreau Accounting Tax Law Advisory, joins us to lend us his wealth of knowledge on retirement planning for business owners.   Read the...

How can we pursue a better investment experience? Knowing how to invest is something but understanding how to get the most from your experience is another. There are many components that go into being a successful investor including knowledge of the market, practicing smart diversification, and focusing on what you can control. Read the full show notes and find more information here: RPS Ep 33 Sho...