Your Money Your Business - The Podcast with Debbie Colbourn

The website & all things Debbie

For the majority of middle class America, the struggle month to month is a reality that most cannot shake. Even when your head is telling you you "make a good salary" or "get paid well" or "We're doing okay" There are whole industries that struggle financially. Where people that try to increase their prices are called out as bad, insincere, scammers, even dishonest. Yet rarely is this true. They a...

In today's climate, with talks of an impending recession, or mega-corps stealing money from those who really needed it, PPP and SBA loan frauds escalating, SEC and white collar crime investigations and endless comments on the socials blaming literally everyone except yourself for your money shortage it's super important to take a step back and get back the things that we are actually able to contr...

If you are not doing something, that would result in something you deeply believe that you want, something is holding you back. Is it lack of courage? Needs more brave? Or is the answer in plain sight, but literally sounds ridiculous to you. Crazy. Illogical. Or maybe you can't ask for help because ...   This week we are talking about fear, the real talk behind why you're scared, even if they...

Mercury in retrograde, stars out of alignment, or are you just out of sorts? Trying to do stuff at times that you should really be doing something else. The structure of your weeks and months is critically linked with procrastination and the struggle to keep yourself accountable.  Have you found that some days you sit down to work and it's like banging your head on a wall? And other days, you...

That time you pull into the driveway, press the garage door opener and then sit in your car and think "I don't remember driving home". We've all done it. Habits on autopilot. Whether it's something your partner does that annoys the crap out of you, or your regular stop for coffee or tea every time you go somewhere, habits are behind every move. The good, the bad, and the OMG WTF ones.   This...

Everyone of us faces this in our life, many times and uninterrupted it can derail you and set you, and your business or family back so badly you'll never realize what hit you. And yet it is really, really super easy to stop. In 2022 distraction and exaggeration has escalated to a crisis point. And pattern interrupters are the absolute best antidote for that. This week we are talking about Pattern...

Underneath all of our great intentions and plans lies an invisible saboteur whose sole job is to get you to stop doing something. And that something is always something that feels good, or better. And the saboteur is illogical, irrational yet intensely effective, in a not so good way. This week we are talking about Self-Sabotage. How we sabotage our money, our relationships, health, business and o...

When it feels like everything is falling apart around us, it is on us as individuals to have our own back. To reach up and find something we can grab onto, even for just a moment, to help us move forward. To double down on moving past the dumb stuff we keep doing.   In an effort to help you see that even when the ridiculous and the totally unexpected happen to trip you up, and even keep you e...

You can choose to have a life you love today OR you can scrimp, and save, and budget and always be working towards "someday" feeling like it's impossible to ever have anything you really enjoy. Not reckless spending - mindful spending - and really dialing into what matters to you today, and what's for the future. Come join me on this weeks episode and start digging into your money spending and way...

It's a lifestyle and well-being killer. A relationship killer. And a vision killer. Yet it doesn't have to be that way, even if that is how you saw your parents live, or brothers or sisters. The solution lies in a simple math equation. As long as you have the only belief that matters - that no matter what your situation is today, that you can figure everything out. And you won't stop trying till y...

Our mind is jam packed full of so many thoughts it sometimes feels exhausting to stop and listen to them. Yet when we do, we find that they've been like a naughty little boy telling us lie after lie. Hiding them in stories that we buy at face value. The stories, are like putting on VR glasses and seeing a whole different world, in this case a world of extremes, where there are only two possible op...

Each of us has a desire to be valued and to be able to help others, to share our knowledge, our experience and our insights, and even our doubts. Yet this is a double edged sword when we feel taken advantage of. When we share something and then watch as the person simply discards it in the same way they toss their Starbucks cup. Is there a way to be able to be open to providing a level of guidance...

There are many signs, but none quite as obvious of a codependent relationship than a business bank account that is always feeding the owner. Worse yet, not having a separate business bank account. This episode will help you discover the truth and share with you six different pieces to consider in building a strong healthy balance in personal life and business.

The things you tell yourself about money are almost always different from what someone else is telling themselves. 'Cause we all have different experiences from the time we're little right to just a moment ago. Yet we assume that the other person thinks the same way about money - about earning it, saving it, spending it and investing it. These differences are a major source of conflict in relation...

Simple and sweet - this short episode is about learning to think more about your words, and how easy it is to cut off the flow of ideas even before they get a chance to germinate. It's about always being learning, and how not to get caught putting what other people will think ahead of being open to something that could present a different perspective. Join me in this episode, a very personal one

People everywhere are sabotaging themselves, depriving themselves of their own visions and impact, simply because the tough or boring stuff gets the better of them. Funny thing is they don't realize they are doing it at the time. It's another one of those sneaky little things. Getting to your thing needs persistence. It needs you to persevere. To keep going no matter what. Sure it's cliché. Let's...

Each day the chasm between people gets greater, not just between the billionaires and the middle class, but between husband and wives, family members, friends. The money chasm. And more and more people are discovering that being cheap feels like it is the only way they can get ahead. They are spending all their energy trying to find a cheaper option - feeling like they have to work harder and hard...

As children we all believed that anything as possible no matter what circumstances we were going up in. then adults starting telling us "that won't work" 'it's too hard" " you don't have what you need to do that" Killed all the dream muscles - yet there are amazing humans whose products and services we use everyday - who have proven that the impossible is possible. Why is it a big challenge for us...

Underearning is an epidemic in today's society all over the world ... undercharging, settling for a wage or salary that is below your skill and knowledge, bartering, giving away your time AKA sweat equity in someone's project. And it is easy to see in someone else, much harder in yourself. Correcting your underearning means first understanding where in your life you are undervaluing yourself, and...

Big Lessons - Classic Failures - and The To-Do List that is now The Didn't Get Done List for 2021 We all have those, and we also have the wins, both big and little that were key to our growth mindset, and to the results and impact that our lives have on those we seek to engage with. Life is not about just participating, it is about being the best you possibly can be at every step along the way. Th...

The words have already escaped from your mouth, and can never be taken back. The savory and sweet taste of that thing you'd sworn off of, still tickles your taste buds. And regret is chomping at the bit, screaming "What the hell were you thinking? Did you not learn anything the last time?" The lessons we need in our life are deep, hidden, blunt, rooted in life-long habits and in language that we c...

Paycheck to paycheck is a brutally uncomfortable way to live and honestly I'm sick of the experts saying its your inability to budget. It's not!!! There is so much more to it. Have you ever heard someone say "He successfully ran a non-profit" - how hard is it to NOT make a profit? The majority of for-profit businesses have that mastered. You've probably done that in your family's finances if you h...

That feeling you're spending too much. Or scared to spend money on food. Having overdue bills with money in the bank. The constant cycle of feast and famine - you get paid, you pay the mortgage, buy groceries, pay part of your credit card balance, and then you freak out There's not enough What do you do - you spend any cushion or excess that you have. On what? Instant gratification - dinners out,...

The five people in your circle are the fuel that fires up your potential to reach your dreams, goals and vision. It can feel like dragging a thousand pound weight behind you when you are unable to see how another person is impacting you. There are toxic people. There are your biggest cheerleaders. There are people who just care if you succeed or not. And someone at every point on that scale. When...