Your Money With Mary Holm

Christmas is a time for reflection and so financial author and journalist Mary Holm examines what financial decisions she has made and regretted. Christmas is a time for reflection and so financial author and journalist Mary Holm examines what financial decisions she has made and regretted. Go to this episode on rnz.co.nz for more details

Financial author and journalist Mary Holm has been at a conference this morning looking at financial education in schools and payday lending. Financial author and journalist Mary Holm has been at a conference this morning on Building Financially Capable Communities. The wide range of topics included looking at financial education in schools and payday lending. Go to this episode on rnz.co.nz for m...

Financial journalist and author Mary Holm and Jesse discuss some research on why people are not in KiwiSaver. Many of their reasons, although not all, are not really valid. Financial journalist and author Mary Holm starts with a brief follow-up on the last segment, looking at how you can invest cheaply in shares. Then she and Jesse discuss some research on why people are not in KiwiSaver. Many of...

Financial journalist and seminar presenter talks about the best way to invest in shares. She's also giving two talks at the Tauranga Arts Festival on Sunday 3 November. Financial journalist and seminar presenter talks about the best way to invest in shares. She's also giving two talks at the Tauranga Arts Festival on Sunday 3 November. Details are here Go to this episode on rnz.co.nz for more...

Financial journalist and author, Mary Holm participated in The Mindful Money Conference in Auckland this week and discusses some of the key points raised. When you think about investing, do the words ethics or sustainability spring to mind when you're making decisions? Financial journalist and author, Mary Holm participated in The Mindful Money Conference in Auckland this week and discusses s...

How often do you think about insurance, do you even have insurance and if you do is it the right type of insurance for your situation? Is the cover adequate? How often do you think about insurance, do you even have insurance and if you do is it the right type of insurance for your situation? Is the cover adequate? RNZ National, Financial journalist and author, Mary Holm discusses whether or not Ne...

Financial journalist and author Mary Holm discusses the factors that most affect your KiwiSaver growth. Go to this episode on rnz.co.nz for more details

Financial journalist and author Mary Holm looks at your options in a rising share market - should you get out or stay in? And if you stay in - what should your approach be? Financial journalist and author Mary Holm looks at your options in a rising share market - should you get out or stay in? And if you stay in - what should your approach be? Go to this episode on rnz.co.nz for more details

Mary talks ethical investment. There are two new developments in ethical investing - otherwise known as socially responsible or ESG (environment, social, governance) investing. Financial journalist and author Mary Holm explains what it is, and whether you can get comparable returns to other investments. She then describes how some of New Zealand's biggest funds have spearheaded a campaign to...

Financial journalist and author Mary Holm talks about how KiwiSaver has reached two milestones. Financial journalist and author Mary Holm talks about how KiwiSaver has reached two milestones. She also urges members to make sure - in the next few days - that they will get the maximum government contribution this year, and suggests people aged 60 to 64 sign up before July 1 to get a better deal from...

Financial journalist and author Mary Holm looks today at understanding risk and return. In a recent ASB survey, people were asked "which type of savings or investment product gives the best return?" and given a list of possible answers. Financial journalist and author Mary Holm looks today at understanding risk and return. In a recent ASB survey, people were asked "which type of savings or in...

Financial journalist and author Mary Holm is our regular money expert and today she's looking specifically at investments. Financial journalist and author Mary Holm is our regular money and investement expert and today she's looking specifically at investments. She says people often do lots of research before getting into an investment, but they take too little notice of how they will be able...

Mary Holm offers insights from conference on retirement income policies at the University of Auckland's Retirement Policy and Research Centre. All sorts of issues were aired last week when about 20 speakers addressed a conference about retirement income policies at the University of Auckland's Retirement Policy and Research Centre. Minister of Consumer Affairs Kris Faafoi spoke of his concern...

Financial columnist and author Mary Holm answers two listeners' questions about shares and warns listeners about the dangers of insider trading Financial columnist and author Mary Holm answers two listeners' questions about shares. The first is a long and thoughtful query about why a company should care when one person buys its shares from another person. The second is about how you should go...

KiwiSaver is getting more flexible, and opening its doors to those over 65 - although not completely. Mary Holm explains what it all means. KiwiSaver is getting more flexible, and opening its doors to those over 65 - although not completely. Some changes took place on April 1 this year, and others will take place on July 1. Mary Holm explains what it all means. The changes already in place give em...

Having some money that you can easily access when things go wrong is one of the most important aspects of managing your finances. Having some money that you can easily access when things go wrong is one of the most important aspects of managing your finances. A lack of such money is often what tips people into debt that they then struggle to pay off. It can be the start of a slippery slope. Mary H...

Couples often differ over money - and unless you can deal with them, such differences will at least create tensions, and sometimes cause breakups. Couples often differ over money. It might be in their attitudes - to saving versus spending, how much risk to take in investing, what to invest in and so on. Or it might be that they've got together later in life with very different incomes and ass...

Mary explains a bit about an online tool called Smart Investor, which has been created to give financial information to everyday New Zealanders Three government organisations have got together and made an online tool, called Smart Investor, for ordinary New Zealanders. It was launched this week. It gives you heaps of information about investing, from basic principles to comparison of KiwiSaver and...

Mary discusses three ways to play with numbers. The first is dollar cost averaging. The second is the rule of 72. The third is what happens if you have 40 years in KiwiSaver. Mary Holm discusses three ways to play with numbers. The first is dollar cost averaging, how if you invest regularly - in KiwiSaver or elsewhere - you buy bargains even if you don't realise it. The second is the rule of...

Have KiwiSaver concerns? RNZ listeners share theirs with personal finance advisor Mary Holm, asking if it's better to switch funds when their KiwiSaver balance falls, whether to move KiwiSaver money to term deposits in retirement, how self-employed people can make the most of KiwiSaver and how to tell if their fund is low or high-risk. Share markets have been volatile lately, and RNZ listeners hav...

In Mary's last segment with Jesse, she asked listeners to send in questions. The best five questions are answered in this segment. In Mary's last segment with Jesse, she asked listeners to send in questions. The best five questions are answered in this segment, with questioners each winning a copy of Mary's new book, Rich Enough? A Laid-back Guide for Every Kiwi. "We've got fiv...

In Mary's new book, Rich Enough? A laid-back guide for every Kiwi, she writes about eight steps to get your finances sorted. She talks with Jesse about why it's best to do it in steps. In Mary Holm's new book, Rich Enough? A laid-back guide for every Kiwi, she writes about eight steps to get your finances sorted. Listen to the full interview with Mary Holm Mary talks with Jesse about why it&#...

Mary Holm discusses reverse mortgages, which can be a good way for retired people to make use of the money they have tied up in their homes. Reverse mortgages can be a good way for retired people to make use of the often huge amounts of money they have tied up in their homes. With a reverse mortgage, you make no repayments until you leave your home or die. The negative is that the loan will grow a...

Shall I go for a fixed or floating mortgage, and how long a term? Is it better to put extra money into my mortgage or my KiwiSaver fund? Can I use my KiwiSaver fund to buy a container house? Mary Holm answers listeners' questions about mortgages. Shall I go for a fixed or floating mortgage, and how long a term? Is it better to put extra money into my mortgage or my KiwiSaver fund? Can I use my Kiw...

Is that new item of clothing really going to make you happier in the long run? Do you really need to hold on to your Saturday brunch habit? Mary Holm looks into why we spend unnecessarily and suggests how we can take more control. She also discusses how to tell lenders you don't want to be offered loans, ideas for making Christmas less expensive, and places you can get free support to help cut you...