Your Money & A Cup of Joe

We all have financial concerns of some sort or another! On the latest episode of Your Money & A Cup of Joe, we’re taking a closer look at some of the key concerns shared by many affluent individuals and families today. How many of these concerns are on your own list of issues to address? Let's dive into them and offer strategies to mitigate these concerns. Timecodes: 0:06 - Introduction and ov...

Coming into 2023, there were many unknowns about the economy and how the markets would react. This speculation has left countless people contemplating smart decisions with their investment portfolio. On the latest episode of Your Money & A Cup of Joe, we're recapping how the economy has operated, so far in 2023, and what the market's reaction has been. Joe will also provide some insights on wh...

While divorce rates in the U.S. have generally been falling for some time, the sad fact is that many marriages don’t work out. On today's episode of Your Money & A Cup of Joe, we’re examining ideas and options for protecting financial assets in the event that a marriage, yours or that of a loved one, ends in divorce. Timecodes: 0:06 - Introduction and overview on the topic of the show 1:36 - H...

Here’s a question: How well do you and your spouse, or partner, work together when figuring out issues around saving, spending and investing? The answer could have a big impact on your future as individuals and as a couple. On the latest episode of Your Money & A Cup of Joe, we’re taking a closer look at how you can build a better financial partnership to go along with your marital one. Timeco...

There are approximately 8 million private companies that will change hands in the US over the next 15 years. And some business owners will need and/or want help doing it. As we have discussed before on the podcast, there are 8 ways to exit a business, 4 internally and 4 externally. On the latest episode of Your Money & A Cup of Joe, we wanted to discuss how business owners can exit in the meth...

We’re living longer than ever these days. That means our wealth may need to see us through what could be an extremely lengthy retirement. On the latest episode of Your Money & A Cup of Joe, We’re exploring how an increasingly important aspect of wealth management, called longevity planning, can potentially help position our finances for the long haul. Timecodes: 0:06 - Introduction and overvie...

We all have the standard insurance that helps protect us and our finances—such as auto insurance and homeowners insurance. But are those policies enough to safeguard your assets if you’re faced with an extremely big claim against you? On the latest episode of Your. Money & A Cup of Joe, we’re taking a closer look at personal umbrella insurance and discovering just how important it can be if yo...

If you’re a business owner who decides to sell or transition the ownership of your business, do you know what your next move will be? For some entrepreneurs who want to stay part of the business world they know so well, becoming an independent consultant can be a new stage in their entrepreneurial lives. On the latest episode of Your Money & A Cup of Joe, we’re taking a look at some key issues...

In Joe's work with high-net-worth clients, he is seeing a troubling trend: Too many successful, wealthy people and families are not getting the financial guidance that’s most appropriate to help them achieve their key financial goals. On the latest episode of Your Money & A Cup of Joe, we’re going to examine why that’s happening and what individuals and families can do about it. Timecodes: 0:0...

If you are like many business owners, you’re looking out for more than just the financial health of your company. You also want to take care of your family and loved ones by providing for them and setting them up for rewarding lives of their own. On today's episode of Your Money & A Cup of Joe, we’re going to explore how proactive estate planning can help you pursue those goals. Timecodes: 0:0...

For all of us, there may come a day when we are asked to be the executor of an estate. It’s a task that comes with some serious responsibilities as well as some important risks if you mismanage your duties. On this episode of Your Money & A Cup of Joe, we’re going to look at what being an executor is all about and how to decide if you should take on the role if asked. Timecodes: 0:06 - Introdu...

Business owners want to better understand their clients so they can serve them exceptionally well and grow their enterprise. And while surveys, market research and other tools can be key parts of that effort, there’s another smart marketing strategy that too many entrepreneurs overlook. On this episode of Your Money & A Cup of Joe, we’re exploring how to enlist your current clients in your fut...

Affluent families and individuals often have so many things on their plate, that it's easy to overlook issues with one of their largest assets: their homes. And our homes are of course important to our financial security, as well as our personal sense of stability with everything going on in the world right now. On the latest episode of Your Money & A Cup of Joe, we're exploring the five most...

As 2022 drew to a close, Congress passed new legislation that is going to impact and entice employers to put in place and/or tweak their current retirement plan. We're continuing with our two-part series featuring the notable changes that Secure Act 2.0 has introduced. Joined by Josh Sutin, of Chamberlain Hrdlicka, we're exploring the considerations that impact employers. Timecodes: 0:06 - Introdu...

As 2022 drew to a close, Congress passed new legislation that is going to impact and entice employers to put in place and/or tweak their current retirement plan. In the next two episodes of Your Money & A Cup of Joe, we're examining some of the provisions that individuals, employers and company leaders will want to know more about in Secure Act 2.0. And in today's episode, we're focusing parti...

Many business owners are always looking to motivate their employees, generate better results and save themselves some taxes. On the latest episode of Your Money & A Cup of Joe, we’re looking at one tool that can potentially do that and more for some businesses. It’s a retirement plan and succession tool called an employee stock option plan, or ESOP. Tune in for another great dialogue that's bo...

With so many changes happening in the world, perhaps even in your own family, a trust you've set up to achieve your financial goals could be outdated! On the latest episode of Your Money & A Cup of Joe, we're examining how to size up the current status of your trust to see whether it's still on track, so you can decide if any changes are appropriate. Timecodes: 0:06 - Introduction and overview...

Running a successful family business takes a tremendous amount of both working hard and working smart. You also need to navigate family dynamics along the way, which adds its own layer of complex challenges to the mix. On the latest installment of Your Money & A Cup of Joe, we’re examining some of the key mistakes that too many successful family businesses make and how to best avoid them. Time...

When it comes to managing wealth, it’s pretty rare to just stumble into success. We find the most successful individuals and families employ a specific process that is designed to anticipate the challenges they’ll face and achieve the outcomes they most want. On the latest installment of Your Money & A Cup of Joe, we're exploring the "Virtuous Cycle" and how you can use it to power the pursuit...

Your company's good name is a key driver of your future success! In the latest installment of Your Money & A Cup of Joe, we're examining the right steps to nurture your reputation among clients, prospects, partners and the public at large. Also, we'll explore how to respond quickly in the event your reputation takes a big hit. This episode is packed with some helpful takeaways for you and your...

Great success in life and business is often fueled by deep connections and productive relationships! On the latest installment of Your Money & A Cup of Joe, we're examining the importance of relationships, as well as a four-step process for helping you build and enhance connections to help you reach your goals. Sit back, relax, and enjoy yet another thought-provoking conversation on the show!...

How confident are you that your business planning efforts are on track to get you the results you want and need? Unfortunately, many business and wealth plans aren't fully aligned with their owners' goals. On the latest installment of Your Money & A Cup of Joe, we're examining how a business stress test can help entrepreneurs, determine where they stand and what changes they may need to make t...

None of us want to think about losing our mental edge later in life, but it's something you need to consider. Commonly, people experience a degradation of financial decision-making abilities and "mental sharpness" beginning in their 60s or 70s. On the latest installment of Your Money & A Cup of Joe, we're addressing strategies to safeguard your assets from any wealth-destroying mental money mi...

Planned giving can help you do well financially, while also making an impact on others. When you provide meaningful financial support to the causes you care about, the potential for tax breaks arises. On the latest installment of Your Money & A Cup of Joe, we're exploring the various charitable giving strategies and vehicles that can help you get started, as well as reinforce your existing phi...

Many of us have thought about how to best transfer our wealth to our heirs someday. Unfortunately, parents and grandparents with significant assets don't always spend enough time on passing along the values that helped the build, grow, and maintain that wealth. On the latest installment of Your Money & A Cup of Joe, we're examining the importance of transferring values to our kids, as well as...