Your Money

Inspired by a report that suggested Canadians needed $1.7 Million dollars for retirement, Peter hopped on the mic to showcase how this report is entirely incorrect. Joining Peter was Vy Tri Truong and the two of them simplified how you can break down and calculate your retirement income. Retirement planning is always an important discussion and you will want to hear the tips Peter and Vy Tri provi...

In this episode, Peter welcomes Blair Mantin, President of Sands & Associates, British Columbia's premier Licensed Insolvency Trustee firm with 35 years of experience helping those with problem debt. Amidst an unprecedented rise in personal insolvencies—up 30% year over year, largely due to soaring inflation, escalating interest rates, and a severe housing crisis—they delve into the oft-misund...

On the Season 3 Finale of Your Money, Peter is joined by Shannon Allison, CEO of Everything Financial Group and Vy Tri Truong who runs Everything Financial Mortgage Group. This season has been all about the Omni Formula and all the different steps that go into creating a proper financial plan to get you to the end result, a Personal Financial Organizer. It's the perfect way to wrap up what has bee...

Season 3 has been all about the Omni Formula and as the season draws to a close, on this episode Peter is talking about the Omni Formula Estate Directory. To talk about this, Shannon Allison, CEO at Everything Financial joins the conversation and help navigate thru common questions that come up when talking about people's estate.  

As Season 3 progresses, all the steps in the OMNI Formula are hit and in this episode, Separation and Finances are as Peter is joined by Sarah Morse of BTM Lawyers. Sarah is an accredited family mediator, arbitrator and parenting coordinator and she answers all the questions around separation and finances.  It doesn't have to get ugly and Sarah explains how.

As the OMNI Formula is being explained from top to bottom and all parts in between, this episode focuses on wills and having a power of attorney. Peter is joined by Bart Aldrich, a Notary Public and the two of them try to teach what's important and the best questions to ask when talking about wills. See omnystudio.com/listener for privacy information.

As the journey thru the Omni Formula continues, episode 14 is all about Personal Insurance. On today's episode, Peter is joined by Josh Krenus, President and CEO of Alteri Insurnace to talk about the importance of personal insurance when solidifying your financial plan.   See omnystudio.com/listener for privacy information.

A crucial piece of the Omny Formula is Long Term Care Insurance and it's not to be overlooked in your overall planning. On this episode, Peter break it all down. You don't want to miss it! See omnystudio.com/listener for privacy information.

As we work our way through The Omny Formula this season. today’s episode title is ‘Disability Insurance 101’, and Peter is joined once again by Chris Cook, Senior Sales Consultant Life & Living Benefits at RBC Insurance to help answer the key questions - you probably didn’t even know to ask - about Disability Insurance.     See omnystudio.com/listener for privacy information.

As we work our way through The Omny Formula this season and in this episode title, it's all about Critical Illness Insurance. Peter is joined by Chris Cook, Senior Sales Consultant Life & Living Benefits at RBC Insurance to help answer the key questions - you probably didn’t even know to ask - about Critical Illness Insurance. See omnystudio.com/listener for privacy information.

As the guys continue thru the Omny Formula, Life Insurance is the main focus and just why it's so important in building your financial plan. With Life Insurance being so crucial, you will want to listen to this episode right away! See omnystudio.com/listener for privacy information.

TAXES TAXES TAXES. Peter and David talk all about taxes on this episode and why they're so important when building your financial plan.  "It's not about what you make, it's about what you save" as Peter outlines in the show opening and trying to find those savings is essential. See omnystudio.com/listener for privacy information.

As the guys continue to work through the Omni Formula, Episode 8 is all about RRSP's.  David and Peter go thru all the do's and don'ts around RRSP's and the big misconception about there being a "RRSP Season". That term makes Peter physically ill and he explains why in this informative episode. See omnystudio.com/listener for privacy information.

As the title suggests, this episode is all about TFSA's. What are they, why are they important and how does it relate to the conversation of this entire season and that is the Omni Formula. Listen to David Pratt and Peter Cishecki break it all down and give you the do's and don'ts when it comes to TFSA's. It's a very informative episode that you don't want to miss! See omnystudio.com/listener for...

As Season 3 moves on outlining the Omni Formula, Peter and Dave break down the need for portfolio managers and why you should use one when creating your financial plan. Times have changed and the need for a portfolio manager is more important than ever. Listen to this episode and all previous Season 3 episodes to hear more about the Omni Formula. See omnystudio.com/listener for privacy information...

"Fees" can be a scary word to some, but with the Omny Formula and following along with some simple Do's and Don'ts, you'll no longer think of that word the same way. On Season 3, Episode 4, Dave Pratt and Peter Cisecki break it all down and will debunk a lot of the myths and confusing language in the investment space. See omnystudio.com/listener for privacy information.

On episode 3, Peter takes over the host mic and is joined by Vy Tri Truong, mortgage broker with Everything Financial. As the guys work thru the Omny Formula during Season 3 of the podcast, this episode is all about mortgages and securing the right one as a key part to your financial plan. See omnystudio.com/listener for privacy information.

On episode 2, Peter and Dave break down the necessary information you need for when you are constructing your financial plan. A lot of people are intimidated by what is needed, but Peter shows you just how easy the process can be and breaks it down step by step.   See omnystudio.com/listener for privacy information.

Peter and Dave are back for Season 3 of 'Your Money' and in the season premiere, they talk about the top 10 Questions to ask when you're interviewing from a financial planner. Creating a financial plan is so important and the guys talk about the steps that are involved in finding the right person to fit your needs. If you have a topic or question you want the guys to cover in a future season 3 epi...

Peter and Dave spend this final episode of Season 2 of 'Your Money' recapping the biggest takeaway advice from this season's topics including on RRSPs, TFSAs, Insurance, Portfolio Management, Mortgages and so much more. If you have a topic or question you want the guys to cover in a season 3 episode please email yourmoney@everythingfinancial.com   . See omnystudio.com/listener for privacy informat...

In this episode Peter and Dave are back to raise everyone's financial knowledge talking Tax Free Savings Accounts - and the top 10 things you should know - like withdrawal rules and what happens if you over-contribute - all to help you use your TFSA the right way so you can save money and have it tax free when you need it. If you have a question for Peter you can send it to yourmoney (at) everythi...

In this episode Peter and Dave are back to raise everyone's financial knowledge talking taxes - and the top 10 things you should know to help you save time and money when tax time arrives. If you have a question for Peter you can send it to yourmoney (at) everythingfinancial (dot) com. See omnystudio.com/listener for privacy information.

In this special episode Peter and Dave are joined by Josh Krenus CEO and Founder of Alteri Insurance. Josh gives you the inside scoop on the Top 10 things you need to know - but didn't know to ask - about Property Insurance. From the differences of 'Replacement Value' to 'Depreciated Value', to how claims impact your rates, and what kinds of claims can be considered 'Acts of God', plus more. If yo...

In this episode Peter and Dave are back to raise everyone's financial knowledge delving into one of Peter's biggest annual pet peeves the complete sham that is 'RRSP Season'. Peter explains how to properly use RRSPs as a part of your overall financial plan strategy - year round - for tax planning and investing - including how to know exactly the right amount to buy and how to not fall into the ban...

In this special episode Peter and Dave are joined by Notary Public Bart Aldrich to delve into 'Notary Public 101' - everything you need to know in how Notary Publics can assist you. The guys cover everything from questions around Wills and Estate Planning to Real Estate Conveyancing and everything in between. You can book a consultation with Bart at coquitlamnotarypublic (dot) ca. If you have a qu...