Your Investment Partners With Paul & Garrett

In this episode, Paul and Garrett outline a comprehensive approach to achieving financial success through a three-part equation: money habits, financial planning, and strategic implementation. They provide actionable insights into building effective money habits, creating adaptable financial plans, and selecting appropriate strategies for investments, insurance, taxes, and estate planning. The hos...

Join Paul and Garrett in a detailed exploration of annuities, where they address common questions, concerns, and the complexities involved. This episode is dedicated to unraveling the intricacies of annuities, aiming to guide listeners through the decision-making process, understanding costs, benefits, and the strategic role annuities can play in financial planning. Key Points From This Episode Th...

This episode with Paul and Garrett tackles the pervasive issue of financial stress, offering listeners practical strategies to foster a healthier relationship with money. They discuss the importance of viewing money as a tool, the benefits of a saver's mindset, the critical role of an emergency fund, and how aligning investments with long-term goals can ease financial worries. The discussion also...

In this episode with Paul and Garrett, we delve into the important financial dates, milestones, and numbers you must be aware of for 2024. From tax brackets to retirement plan contributions, we cover various topics designed to help you plan, keep, and grow your wealth for a successful future. Whether it's understanding age-related changes or navigating tax season, we've got the insights you need....

Join hosts Paul and Garrett as they usher in the new year with a deep dive into the most critical financial considerations for 2024. This episode is an invaluable guide, offering listeners comprehensive strategies and insights to navigate the complexities of personal finance, investment planning, and market dynamics. From personal goal setting to nuanced tax strategies, this episode equips listene...

Join Paul and Garrett for a comprehensive year-end review of 2023. They conduct an in-depth year-end review of 2023, thoroughly analyzing vital financial trends and insights. They dissect a wide range of topics, from the behaviors of fund managers to global market dynamics, and delve into personal finance strategies and the impact of inflation on consumers and businesses. This episode serves as an...

In this episode of Your Investment Partners, hosts Paul and Garrett explore the various benefits of higher interest rates in the financial world. They delve into how these rates positively impact cash in bank accounts and retirement incomes, addressing the complexities and changing dynamics of financial planning and investment strategies. The episode provides a comprehensive view of how higher int...

Planning Your Legacy: A Guide to Wealth Transition and Beneficiary Management Welcome to another episode of "Your Investment Partners with Paul and Garrett." Today, we dive into a topic that's not always easy to discuss but is of utmost importance: What happens to your accounts after you're gone. We'll guide you through the process, discussing common mistakes and pitfalls, and providing valuable i...

"Navigating Financial Waters: The Power of Diversification" Welcome back to "Your Investment Partners with Paul and Garrett," your go-to podcast for all things financial. In this episode, we dive deep into the concept of diversification and why it's crucial for your financial success. You've heard the saying, "Don't put all your eggs in one basket," but what does it really mean in the world of fin...

Demystifying Life Insurance: Protecting Your Loved Ones and Your Future Welcome back to "Your Investment Partners with Paul and Garrett," the podcast that's all about financial planning and securing a successful future. If you're new here, we're thrilled to have you join us on this journey, and for our loyal listeners, welcome back, and thank you for your continued support. In today's episode, we...

Welcome to "Your Investment Partners" with Paul and Garrett. In today's solo episode, Garrett discusses what happens when a potential client reaches out to them for the first time. Reaching out to a new financial advisor can be intimidating, but their strong financial planning process and client-oriented approach make the process smooth and comfortable. Key Points Covered: The importance of the in...

Helping a Child Without Hurting Retirement Welcome to Your Investment Partners with Paul and Garrett, where we delve into all things financial, helping you plan, preserve, and grow for a successful future. In this episode, we address the common dilemma faced by parents and grandparents: how to support their children or grandchildren without jeopardizing their own retirement plans. Join Paul and Ga...

Estate Planning and Document Review: Navigating the Ever-Changing Landscape Welcome to Your Investment Partners with Paul and Garrett! In this episode, we dive into the important topic of estate planning and document review. Join us as we explore the key considerations, common pitfalls, and practical tips for effective estate planning. Discover the significance of setting goals, involving your chi...

Navigating Your Investment Portfolio Review: From High-Level Goals to Methodological Details Welcome to "Your Investment Partners" with Paul and Garrett! In this episode, we delve into the crucial aspects to consider during your investment portfolio review. It's easy to get lost in the details, but we believe starting from a high-level perspective, and focusing on your goals, leads to greater clar...

In this solo episode, Garrett tackles the essential topic of retirement numbers and dives into the key figures you need to consider when planning for your retirement. Join Garrett as he discusses: Understanding the three crucial numbers in retirement Exploring the importance of knowing your expenses and how they impact your retirement plan Assessing your non-investment income sources, such as Soci...

Mastering Social Security: Four Paths to Maximizing Your Benefit In this episode, Garrett takes the spotlight to delve into Social Security benefits and shares four strategies to maximize your Social Security benefit. Join Garrett as he discusses: Understanding how Social Security is calculated and verifying your earnings history. The importance of working a full 35 years and how it impacts your b...

Navigating Politics as an Investor Join Paul and Garrett as they discuss investment strategies that transcend political cycles. They emphasize the importance of diversifying across different industries to mitigate the impact of legislation on any one sector. With the upcoming election, they caution against getting caught up in political rhetoric and advise watching what politicians do, not what th...

Proactive Tax Strategies In this podcast, Paul and Garrett discuss the importance of considering taxes when saving for retirement. They provide insights on how to prepare for the future by saving in the right tax bucket, not only from an investment standpoint, but also from a tax perspective. The hosts explain the benefits of having multiple buckets to pull income from during retirement, including...

Are you interested in learning how to invest in dividend stocks? In this podcast episode, Paul and Garrett, talk about their investment philosophy and how dividends can play a role in an investment portfolio. A few topics that are covered: What to consider in companies with the highest dividend yields? The importance of rising dividends which may keep up with inflation and maintaining spending pow...

Cash Management During A Banking Crisis The hosts, Paul and Garrett, talk about the differences between FDIC and SIPC insurance, common pitfalls to cash management, and some ideas to protect yourself and your cash. They also discuss the history of bank closures and how it is not unusual for banks to close their doors. The hosts then delve into the concept of duration mismatch, which occurs when ba...

Family Dynamics  Today we will be talking about family dynamics. When you're transitioning from one generation to the next, there's often some hard conversations that need to take place. When do you bring a child in and what should they know, or if you're a child helping out mom and dad, what should you know and what can you do to help? Here are a few topics we will cover: When to loop in the prof...

Ways Your Retirement Can Get Off Track Today we are talking about ways your retirement can get off track. We discuss common mistakes that we've seen, and ways you may be able to avoid them. We also talk about questions you should be asking yourself through various financial stages. Here are a few topics we will cover: 4 Common ways retirement can fall short Work-optional phase Side work or part-ti...

SECURE ACT 2.0 - What You Need To Know Today we are talking about the recent legislation that was passed known as the SECURE ACT 2.0, we cover our approach to financial planning around the ever-changing legislative landscape, what unique financial planning opportunities the SECURE ACT 2.0 presents, and how you can fold this into your financial plan. Rules are always changing in Washington. Since C...

What To Do With Extra Savings In today's episode, we will be talking about what to do when you have extra savings. We will discuss how to think through the different trade-offs and balancing those with your financial goals, how to approach paying down debt and more. The problem everyone wants to have - extra savings! We will be discussing what accounts and considerations you should have if you hav...

Budgeting Budgeting can be one of the most boring categories, but it can also yield the most information in our financial spending life. In this episode, you get just me, Garrett! I will be covering four types of budgets that may work for you and how to decide if it's one that you should implement. While budgeting takes a lot of work, it can give you the clearest picture in your financial life, es...