Your First Home Buyer Guide Podcast

In today's episode, we follow the journey of first-time home buyers, Antonia and Rinch, who successfully bought their dream home. They're Home Buyer Academy graduates, and they're here to share the real deal about their experience – the good, the bad, and everything in between. Antonia and Rinch spill the beans on the assumptions they had, what actually happened, and the lessons they learned. From...

Welcome to another installment of alarming questions from property forums and even more alarming answers, where we continue to talk about the confusing world of online property advice. These forums are often the first port of call for home buyers, but they can be full of wrong information. So today, we discuss how online forums don't even have experts to moderate nor check the advice, which means...

In this episode, we expose the worst mistakes rentvestors make when it comes to tax depreciation, the pitfalls to avoid at all costs, and dispel common myths surrounding this complex topic. While the concept of tax depreciation may look like an uninteresting and dull subject, it is anything but that especially for rentvestors looking to maximise their returns. Joining us today is Mike Mortlock - M...

In today's fast-paced real estate market, buyers often feel pressured by agents to make quick decisions, but how can you be sure you're not overlooking essential details in the rush? What are the key aspects to scrutinise in your contract to prevent future issues? We delve into these critical questions at the outset, highlighting why careful property assessment is crucial. To help us better naviga...

Today, we're tackling a topic that hits close to home for many couples: buying your first house. If you've ever shopped for a home with your partner, you know it's not always smooth sailing. What you thought was a mutual understanding can turn into surprising disagreements. In this episode, we take a close look at the ups and downs of buying a home as a couple. We discuss the excitement of shared...

While we don't claim to have a crystal ball, we bring you insights and practical tips on what you can realistically expect in the property market in 2024. Today's episode is all about preparation because we understand that buying a property is a significant financial decision, and being prepared is key. Tune in as we share actionable tips to get yourself ready for the unique challenges and opportu...

Today's episode is all about the home buying journey of another Home Buyer Academy Graduate who successfully tackled the tricky task of buying a home in Melbourne. Gwenda spills the tea and takes us through the ups and downs of her story, talking about what she thought would happen, what really went down, and the smart moves that allowed her to conquer the home buying mountain. Picture this episod...

Look, we get it. Your first dive into the property pool is a big deal, and if you're scratching your head about what makes a property a good asset, this one's for you. Your first crack at the property game could set the stage for your financial future, and we're here to help you nail it. So, what truly makes a property a 'good asset'? In this episode, we break down key considerations beyond locati...

In this episode, we take a deep dive into Nick and Grace's experience, exploring the ups and downs of their home-buying adventure. They spill the beans on their early assumptions, the hiccups they faced, and the smart moves they made to avoid common mistakes. It's not just a success story; it's a roadmap for those of you gearing up for your own home-buying adventure. As we unpack Nick and Grace's...

What if we told you there are two powerful tools at your disposal, capable of turning your homeownership dreams into reality sooner than you think? Imagine achieving that goal without having to save for years to get a 20% deposit? Today, we're joined by Michael Nasser - Director of Lendstreet Mortgage Brokers, and he's here to break down the options for you; guarantor loans and the government's de...

In this episode, we delve into the burgeoning world of online property forums. While these forums may seem like supportive communities, their lack of industry expert moderation can turn them into potential minefields of misinformation. We explore the common questions that arise in these online spaces, revealing how they can inadvertently lead first home buyers into financial pitfalls. It's not unc...

Property price guides can be a source of considerable frustration for potential buyers, especially when they lack sufficient knowledge about how to interpret them. It's like trying to solve a puzzle without all the pieces. What do those numbers really mean, and why are some properties listed with a price guide while others remain shrouded in mystery? Our goal today is to make everything easy to un...

We've all heard the hype from bank economists and property forecasters about the soaring property prices one moment and the impending market crash the next. But what's the real story behind these predictions? Are they reliable indicators for those of you who are eager to step onto the property ladder for the first time? In this episode, we explore the nuances of property market predictions and the...

As we often stress in previous podcast episodes, we do recognise the challenges and importance of acquiring your first home. So today, we're here to answer your questions and address common challenges that first home buyers face when deciding where to plant their roots. We explore factors like budget, proximity to essential amenities, future growth prospects, and more. Our aim is to provide you wi...

In today's episode, we're drilling down into the fine art of dealing with real estate agents. See, when you're in the market for your very first home, it's not just about uncovering the perfect property; it's about equipping yourself with the right questions to ask real estate agents. And trust us, it's a make-or-break situation. The intel you extract from them can be a game-changer, influencing n...

In an increasingly challenging property market, the dream of owning your first home may seem like a distant goal. But, don't lose hope! In this episode, we'll show you why giving up as a first home buyer in Australia is not the solution. The ANZ Corelogic Affordability Housing Report paints a challenging picture for first-time home buyers. But in this episode, we break down these challenges and gi...

In the quest to secure their first homes, Australian first home buyers often encounter the tempting option of purchasing off-plan properties, especially apartments. These properties can offer enticing incentives, but are they worth the risk? In this episode, we explore 10 reasons why off-plan properties are so high-risk for Australian first home buyers. We talk about the pressing issues surroundin...

What if we told you that one of the most common pieces of advice out there, "Every Property Doubles in Value Every 10 Years," might not be what you think it appears to be? In today's installment of our Bad Advice Series, we delve deep into the notion that property values double every decade. It's an enticing prospect, and you may have even come across statistics that seem to support this claim. Ho...

In today's installment of our bad advice series, we delve into a piece of guidance that's often thrown around in the world of home buying: "Keep your cards close to your chest, don't tell the agent anything." It's the kind of advice that seems wise on the surface, but is it truly beneficial for first-time home buyers in Australia? Join us as we break down the misconceptions surrounding this advice...

We get it; the journey to owning your first home can be an overwhelming and daunting experience. But before you heed the clichéd advice of "It doesn't matter what you buy, just get on the property ladder," tune in to this as we reveal why this well-intentioned counsel might be one of the worst pieces of property advice you could receive. In this installment of our Bad Advice Series, we delve deep...

Are you a first home buyer in Australia? If so, you've probably heard the mantra: "Save up 20% for a deposit to avoid the dreaded lender's mortgage insurance." But here's the thing – lender's mortgage insurance, or LMI, might not be the enemy it's made out to be. Contrary to popular belief, LMI isn't a dirty term. Join us as we sit down with Strachan Taylor, a respected expert from Helia, to explo...

Are property spruikers exploiting first home buyers' dreams? In a market saturated with alluring promises, some argue that property spruikers are taking advantage of the aspirations of first home buyers. Is it ethical to dangle the prospect of homeownership without providing a comprehensive understanding of the risks involved? You've probably scrolled through your social media feeds and undoubtedl...

Today, we're diving into Home Buyer Academy's very own "13 Key Property Principles." These principles are like the North Star for property buyers, coming from our extensive experience in the property field. We're here to break them down and make them accessible in this value-packed episode. You might've heard us mention these principles before, but today we're putting them all together. These prin...

Property TV shows have become a staple for anyone daydreaming about their future home. But the reality is, what you see on the screen is often a curated narrative that doesn't always mirror the real-life home buying process. As first home buyers, it's crucial to understand the difference between TV magic and the true journey of homeownership. In today's episode, we're lifting the curtain to reveal...

In this digital age, information is right at the tip of our fingertips, and a quick Google search can provide you with a wealth of knowledge. But with the abundance of information comes the challenge of separating the wheat from the chaff. Anyone can claim to be an expert, and sifting through the vast sea of knowledge can be overwhelming, especially for first home buyers in Australia. In today’s e...