Your Family And Your Retirement

Are Roth conversions really the golden ticket for your retirement—or could they push you into a costly tax trap? In this episode, Abe Ashton and Ethan break down the complexities of Roth conversions, reveal why the “big, beautiful bill” isn’t a one-size-fits-all solution, and explore new portfolio strategies like the 50-30-20 mix. Plus, learn who should—and shouldn&rs...

What does a 10-year-old millionaire, a modest warehouse worker, and a high-earning car enthusiast have in common? Their retirement futures depend more on habits than income. In this episode, Abe Ashton explores how smart decisions, not just big paychecks, shape lasting financial security. Real stories reveal why living below your means and planning early can make all the difference for your family...

What if the secret to lasting wealth isn’t flashy cars or big houses, but quiet, consistent choices anyone can make? In this episode, Abe Ashton reveals how “stealthy wealthy” families build financial security through smart tax strategies, incremental investments, and the power of time. Discover real stories and practical shifts you can start today—no magic tickets, just pr...

Are you ready to spend confidently in retirement, or does fear keep you holding back? In this episode, Abe Ashton and his team tackle the emotional hurdles retirees face when shifting from saving to spending. Discover why protecting your nest egg matters more than chasing big returns, and how a solid plan can help you enjoy your hard-earned money without guilt or worry. Real stories, expert insigh...

Are you saving for retirement but afraid to spend when the time comes? Discover why sticking to a plan beats chasing headlines, how retirees can enjoy their savings without fear, and the secrets stealthy millionaires use to build wealth quietly. Abe Ashton breaks down spending strategies, market risks, and practical tips for living your best retirement. As the founder of Ashton and Associates, Abe...

What do baseball trades and retirement planning have in common? More than you think. In this episode, Abe Ashton draws parallels between mid-season roster changes and mid-year financial checkups, urging listeners to reevaluate their retirement strategies. From portfolio reviews to finding purpose post-career, Abe and his team explore how structure and intention can transform the retirement experie...

What do 80s music and retirement planning have in common? More than you think. In this episode, Abe Ashton shares a cautionary tale about chasing shiny investment trends—like silver and crypto—and the costly consequences of ignoring sound financial advice. Drawing parallels between health and wealth, Abe emphasizes the importance of understanding your retirement strategy and taking own...

What if the secret to a fulfilling retirement isn’t a million-dollar portfolio, but a bowling ball and a guitar? Meet Rich Colorado, an 87-year-old retiree whose simple lifestyle and low-risk investment strategy challenge conventional financial wisdom. Abe Ashton and his team explore how fixed-rate CDs, modest returns, and a “boring” plan might be all you need to retire happily&m...

What happens when inheritance meets family drama? In this episode, Abe Ashton tackles a common but thorny issue: how to protect your legacy from unwanted hands—like a disliked son-in-law. With real-life examples and expert insights, Abe explains how trusts and estate planning can safeguard your assets while still allowing you to enjoy your wealth during your lifetime. Whether you're navigati...

Think you need a million dollars to get financial advice? Think again. In this episode, Abe and Ethan break down misconceptions about retirement planning, interest rates, and the real value of working with a financial advisor—no matter your account size. From locking in high CD and annuity rates to overcoming fears of judgment and cost, Abe and Ethan share insights that empower everyday peop...

In this conversation, Abe and Ethan discuss the latest updates in retirement planning, focusing on tax changes and their implications for Roth conversions. They explore the performance of major tech stocks, known as the Magnificent Seven, and the potential risks associated with a tech-heavy portfolio. The discussion also highlights the importance of evolving retirement strategies to avoid common p...

In this podcast, Abe discusses modern retirement solutions, emphasizing the importance of planning and staying engaged during retirement. Insights from former NFL quarterback Warren Moon highlight the value of exploring different activities and income streams before fully retiring. The discussion also covers the evolving nature of retirement, with many individuals opting for part-time work or side...

In this conversation, Abe discusses the multifaceted aspects of retirement planning, emphasizing the importance of not only financial stability but also personal fulfillment in retirement. He shares insights on how to approach retirement income, the implications of continuing to work, and the significance of making informed purchasing decisions during retirement. The discussion highlights the need...

In this conversation, Ethan and Stuart discuss Tom Cruise's enduring passion for filmmaking and how it relates to retirement planning. They explore the importance of designing retirement plans that allow clients to continue working on their own terms, emphasizing transparency and client involvement in the planning process. The discussion also highlights the decline of traditional pensions and offe...

In this episode, the importance of preparing for financial uncertainties in retirement, likening it to weatherproofing against storms. They explore the influence of social media on investment decisions, cautioning against following financial influencers without proper guidance. The conversation also touches on the psychological effects of spending habits, particularly in relation to the 'Target ef...

In this conversation, investment advisor Ethan Glasgow discusses the critical aspects of retirement planning, focusing on risk tolerance, the necessity of a spending plan, and tax strategies for retirees. He emphasizes the importance of understanding one's financial situation and making informed decisions to ensure a comfortable retirement. The discussion also touches on the implications of reloca...

In this conversation, Ethan Glasgow discusses innovative retirement solutions, particularly focusing on BlackRock's new approach to 401k plans that incorporate annuities. He explores the implications of this strategy for future retirees, emphasizing the importance of understanding different types of annuities and their associated fees. The discussion then shifts to the emotional aspects of retirem...

In this episode, Ethan Glasgow discusses the importance of maintaining emotional control during market volatility and offers insights into effective retirement planning strategies. He emphasizes the need to mitigate risks associated with inflation and social security, while also addressing the fears many Americans have about running out of money in retirement. The conversation highlights the signi...

In this conversation, Abe Ashton discusses the essential aspects of retirement planning, emphasizing the importance of understanding one's income needs, exploring hobbies and interests post-retirement, and making informed decisions about big purchases. He shares insights from client interactions, highlighting the need for proactive planning and the potential for retirees to enjoy their financial f...

Abe Ashton discusses the impact of social media on financial advice, emphasizing the importance of vetting information before acting on it. He highlights the potential dangers of following trends seen online, particularly in relation to personal finance.   As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of fami...

Abe Ashton discusses strategies for navigating economic uncertainty, particularly in light of a potential recession. He emphasizes the importance of building cash reserves, managing debt, and maintaining a calm approach to financial decisions.  As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nev...

Retirement planning is crucial for those without children to support them in old age. Nearly 25% of older Americans never had children and must rely on government programs or personal savings. The importance of creating a plan that includes long-term care, skilled care, and memory care is highlighted. For professional athletes, self-funded pensions using annuities offer a guaranteed income source....

In this episode of 'Your Family and Your Retirement', Abe Ashton and Ethan Glasgow discuss the current state of the stock market, the implications of tariffs on the economy, and the importance of conservative investment strategies in retirement planning. They emphasize the need for clients to stay informed and proactive in their financial planning, especially during times of market volatility. &nb...

Abe Ashton discusses the realities of retirement savings, emphasizing that many retirees do not need to reach a million dollars to secure their retirement. He talks about the importance of being debt-free moving into retirement if possible and having a well thought out plan.   As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience help...

Abe Ashton discusses the evolution of retirement planning, highlighting the shift from traditional pensions to 401ks and the growing concerns about their adequacy in the face of inflation.  As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe...