Your American Retirement

Randy explains why most Americans 65 and older are unprepared for retirement. Plus, we explain the benefits of personal pensions and how you can beat your paycheck with the right retirement income strategies. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

As you get closer to retirement, your financial priorities should change. If your golden years are approaching, or if you have recently retired – protecting your hard-earned money from loss is extremely important. More people than ever are worried about outliving their money, so Randy explains what to do to overcome those fears. For More Information on Randy and the Show, Please Visit YourAmerican...

On this week’s Your American Retirement, Randy warns you about Bank CDs and explained how a safe retirement goes through fixed-indexed annuities. Plus, Randy preaches for the need for seniors to protect their buying power. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy dives deeper into each plan for Medicare and helps listeners understand which elements may be the right fit for them. Plus, we point out common scams surrounding Medicare that you must look out for and avoid. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy breaks down Medicare and each individual part to help determine if Medicare is right for your situation. Plus, Randy explains the 4% rule, and how a Fixed Indexed Annuity could help you improve your income during retirement. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

As we approach the annual enrollment period, there are many questions on the minds of Medicare beneficiaries. Are premiums going up? What changes can we expect in coverage? How can you make the best decisions for your healthcare needs in the coming year? Randy has the answers on this week’s edition of Your American Retirement. For More Information on Randy and the Show, Please Visit YourAmericanRe...

In this week’s episode of Your American Retirement, Randy details how the Social Security trust fund is being diminished and how you can stay ahead of the possible impoverished Social Security funds. Plus, Randy outlines three unpleasant truths about Social Security For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy explains how to protect your retirement from sequence of returns risk. Plus, he shares some Social Security tips to help you make the most of your golden years. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

In this week’s episode of Your American Retirement, Randy breaks down important financial terms one should understand to solidify their financial standing. Plus, we explain the benefits of having a MYGA, and how to properly use a MYGA to protect your safe money. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

Randy discusses proper timing for turning-on your Social Security benefits, and why the Social Security program is in trouble. Plus, we outline the seven reasons to consider a tactical approach for your retirement savings. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

Explore  energy - saving tips  for every budget, and learn solutions that go beyond the basics. Tune-in for  ways to reduce  your electric  bill  beyond switching off lights and taking shorter showers.  For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

Randy outlines the most expensive budget items for retirees today. Plus, does the 4% rule still work during times of high inflation? Randy shares his thoughts on this week’s show. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy explains the harsh realities members of Generation X face in retirement. Plus, can one retire successfully with $750,000? For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel 

In this week’s episode of Your American Retirement, Randy goes into the latest updates of state-by-state inflation and how that affects the timing of claiming social security. Plus, Randy details information on Inherited IRAs. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy explains the 4% rule and how it could help you protect your retirement savings. Plus, Randy draws a roadmap for starting your own personal pension plan. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy details the silver lining to retirement planning, plus, what are the two big mistakes people make in retirement? Randy explains it all in this show. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

In this week’s episode of Your American Retirement, Randy goes through the five financial rules Warren Buffett follows for a solid financial life. Plus, why are 1 in 5 baby boomers delaying retirement, and are American’s doubting retirement plans? For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

On this week’s episode of Your American Retirement, Randy explains the different types of annuities and which one may be right for your retirement income plan. Plus, we open the listener mailbag to answer your questions about Social Security, inflation and more! For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

Randy dives deep into the world of annuities, a financial tool that has gained significant attention in recent years. This week serves as your comprehensive guide to understanding annuities, their benefits and how they work. Randy breaks down the different types of annuities available, as well as the potential rewards associated with these investment products. For More Information on Randy and the...

In recent years, appliance manufacturers have put more emphasis on creating products that use less water and energy than older appliances. These energy-efficient appliances can save you money on your utility bills, so consider replacing old appliances with newer models. Alternatively, you can look for lower-cost ways to reduce your utility expenses, such as taking shorter showers or washing your c...

On this episode of Your American Retirement, Randy shares how you can make your retirement savings last throughout your lifetime. He also explains how annuities can play an important role in the financial plan for you and your family. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

Produced by Matt McClure In rare situations, refinancing could be a good idea for people to save on their monthly payments… even in today’s high interest rate environment. That’s the topic of this week’s Cost Cutter vignette For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

Randy dives deep into the essential steps you need to take to start planning for retirement. In this episode, he shares practical tips to help you navigate this crucial phase of your financial journey. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

On this episode of Your American Retirement, Randy goes through the five steps to master your cash flow and set yourself up for a successful retirement. Plus, Randy outlines three reasons why you should be concerned about the national debt. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube Channel 

In this episode of Your American Retirement, Randy explains the nine ways to live comfortably during your retirement. Plus, he shares a couple stories – a parable about annuities, and a personal story about a message he received from a listener who recently booked a consultation with him. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us on Our Youtube C...