Young Money with Tracey Bissett

Throughout the pandemic, immigration plateaued in Canada. However, as we continue to rebuild after the last few years, we have seen a huge influx of newcomers. To better understand the experiences of newcomers and the unique challenges they face as they begin their lives in Canada, Scotiabank conducted interviews with some of these newcomers. In this episode, Tracy Gomes, SVP Retail Customer Value...

Hala Taha is the host of the Young and Profiting (YAP) Podcast, frequently ranked as a #1 education podcast across all apps. Hala is also the founder and CEO of YAP Media, a social media and podcast marketing agency for podcasters, celebrities, and CEOs. In this episode, she joins the show to share her advice for those looking to start their own successful businesses through gaining experience, ta...

Maya Ray owns and operates FYC Vending, which (in just two short years) she has turned into a 6-figure company. Maya's goal now is to pass on the knowledge and expertise she has built in this industry to students and young adults who are going through what she went through only a few years ago. In this episode, she joins the show to share her success secrets and advice for anyone hoping to start a...

Entrepreneurship is often a difficult journey. Starting a business as a woman at a young age simply adds more challenges. Our two guests today have both created something inspirational by themselves and have truly showcased what it means to have an entrepreneurial spirit. Jowana Burgan is a recent Mechanical Engineering Graduate who has initiated the Girls Mechanic Team, running hands-on workshops...

Over the last few months, you've probably heard the word "inflation" numerous times. Inflation refers to a general progressive increase in the prices of goods and services in an economy. When the general price level rises, each unit of currency buys fewer goods and services; consequently, inflation corresponds to a reduction in the purchasing power of money. So, how does this impact you and your g...

In the fast-paced, over-worked society that we live in, setting aside time for rest throughout the day is becoming crucial for mental health. However, it is tricky to find a comfortable spot to take a snooze. This is where Plufl comes in. Inspired by the classic dog bed, the Plufl is designed to alleviate stress and anxiety by providing a space to recharge. Noah Silverman and Yuki Kinoshita, Co-Fo...

Today we are showcasing two more young money scholarship recipients, Bradford Sonnenberg and Jasmine Hasmatali. These students are incredibly insightful and share their post secondary experiences, including what is and isn't working for them. They also describe in depth how scholarships have impacted their lives and share their advice for anyone thinking about applying for scholarships themselves....

When making purchasing decisions, it is becoming apparent that many of us are beginning to take into consideration the ethicality of what we are buying and how it is produced. Spending ethically doesn't have to be difficult, and it doesn't mean that you can't save money while doing so. Our guest today, Tanja Hester, knows this topic very well. Tanya is the author of two award-winning books, Work O...

It is never too early to learn about scholarships and the impact they can make on not only your education, but also your entire life. In this episode, we are shining a spotlight on two of the Young Money Scholarship recipients: Alain Lavoie and Alexandra Snider. These post secondary students are incredibly bright and will share so many great tips with you about their post secondary experiences and...

After going through financial problems herself, Alyssa Davies discovered a need for a safe and non-judgemental space for people to discuss their finances. This discovery led to the creation of her finance blog, Mixed Up Money , which has now won Canadian Personal Finance Blog of the Year twice. Today Alyssa joins the show to discuss the importance of having open conversations about finances so tha...

When I started podcasting in 2017, I was nervous about the technology and apprehensive about how I would sound, not sure I'd have enough to say or that anyone would want to listen. Once I started creating these episodes and receiving your feedback, all of my worries washed away. I love knowing that this show is helping so many people begin their financial journey and work their way to a financiall...

Canadians choose Interac products an average of 18 million times a day to pay and exchange money. Through their world-class privacy, fraud mitigation, governance, and digital identity and authentication expertise, they help keep Canadian customers safe and secure when transacting. Anurag Kar, Associate Vice President of Money Movement Products at Interac Corp., joins the show today to discuss the...

The earlier you can master your money, the more you can make it work for you to accomplish the things you want to in life. And given that the school system doesn't do a good job of preparing young adults for the harsh economic realities they will be facing personally or as business owners, being able to support someone achieve their goals has always been my dream. So, in this episode, I am so exci...

Buy Now, Pay Later (BNPL) arrangements are becoming an increasingly popular payment option, especially when shopping online. BNPL is a type of short-term financing that allows consumers to make purchases and pay for them at a later date, often interest-free. Although this method was traditionally used for larger, more expensive items such as vehicles and houses, this has become far more popular am...

Eva Sachs is a Certified Financial Planner, Chartered Financial Divorce Specialist, and Certified Divorce Financial Analyst who is a recognized expert in financial planning in divorce. She is also an author and a team member at Love and Money, a resource for modern marriage contracts that helps protect the romance by taking care of the finance. In this episode, Eva shares the things that everyone...

Financial fitness (aka financial literacy) is a fundamental life skill.  It's not about knowing everything - it's about taking those small imperfect actions that increase your foundation of financial knowledge so you can navigate your life, personally and professionally, with confidence. To me that means being comfortable asking questions, following up if you don't understand something, being kind...

Everyone experiences their own set of issues, and while they're not all related to finances, eliminating financial issues can provide more clarity in other areas of your life. No one knows this better than our guest today, Elke Rubach. Elke is a sought-after speaker on wealth management, estate planning, and philanthropy, as well as the founder of Rubach Wealth. In this episode, she will be sharin...

We often tell ourselves stories to excuse the wrong-doings that we allow to happen in our finances. These limiting beliefs that we have, or excuses we create, can end up hurting our financial situation long-term if we don't shift our mindset. So, how can we avoid falling into these traps? In this episode, I will be sharing the most common money myths that I see and explaining what you can do if yo...

This time of year, spring cleaning is in full force, and it's a great time to be thinking about home maintenance. Now, I'm not talking about property taxes, utilities, and all of the regular bills that come with owning a home. I am speaking specifically about the costs to keep our homes in good working order. In this episode, I'll be sharing several things I did to maintain my home recently to hop...

We all have different motivators for wanting money. For some, it's the freedom to have the things they truly want; for others, it's not having to worry about paying bills or the ability to donate to charities. Our views around money form at a young age, and it is this money mindset that then carries out the way we perceive and desire money throughout the remainder of our lives. So, in this episode...

Many animal lovers will readily agree that dogs offer more than just companionship; having a dog enriches your life in so many ways. However, this enrichment does come with a cost. If you're a long-time listener, you know that I have two golden retrievers, and in this episode, I thought I would break down the various costs that come with owning a pet so you can make your decision about adopting on...

Sandy Yong is a self-directed investor who successfully generated a 6-figure investment portfolio and owns several rental properties. As a keynote speaker, she teaches female millennials how to invest in the stock market and real estate. In this episode, Sandy joins the show to discuss the importance of taking control of your finances, as well as tips on how you can get started today. Listen in as...

Zandile Chiwanza is a self-proclaimed "budget warrior" and personal finance journalist. Although Zandile is committed to empowering newcomers to Canada with the tools they need to make sound financial decisions, her overarching message is for everyone: No matter your circumstances, financial wealth and wellness are attainable for everyone. In this episode, she joins the show to discuss the connect...

As we continue to celebrate Fraud Prevention Month in Canada, it's important to remember that we should be aware of scammers all year long. I recently spoke with one of my friends, Bonnie, who shared some of her recent interactions with fraudsters and how she switched things around to have the joke on them. So, in this episode, I wanted to share some of these stories with you. Although all fraud s...

In Canada, the top scam is an investment scam that cost Canadians over $163 million in 2021. Any solicitation for investments into false or deceptive investment opportunities falsely promises higher-than-normal returns, but—unsurprisingly—investors lose most or all of their money. Ongoing investment scams include cryptocurrency, fixed income, the "pump and dump," Ponzi, Initial Coin Offerings, fra...