You Have My Interest - Getting Personal With Property Finance

In this episode, Maddie takes you through a quick property world update and then dive into the episode centred around our clients who used equity in their home to invest in a profitable real estate portfolio. You'll learn from their experience and gain expert advice on how you can use equity withdrawal to build wealth through real estate investment. Don't miss this episode if you're lo...

In this episode, Evelyn and Maddie sit down with buyer and vendor advocate Aife Horsley from Raveche Property Group to learn more about how buyer’s advocates can benefit homebuyers.   A buyer's advocate is a professional who works solely on behalf of the buyer during the home buying process. They can help buyers navigate the complicated real estate market, source un-advertised properties, nego...

On this episode, Evelyn and Maddie explore the benefits of using equity in your property and how it can be a powerful tool in building wealth and securing your financial future.  First, we discuss what equity is and how it's calculated. We also talk about the difference between personal-purpose equity and investment-purpose equity, and why understanding this distinction is important.  Next, we...

Property finance can be tricky if you're a business owner! In this episode of Finance Files, Maddie shares an important case study with important lessons and insights if you own a business and pay yourself a wage. Enjoy! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and emp...

Bank valuations are a key part of the property finance process for home owners and investors, so it is crucial to know everything you can about how bank valuations work and what it will take to maximise your opportunity. Maddie asks Evelyn all of the most important questions on the topic. Tune in! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mo...

US real estate influencer Ruben Garcia joins the podcast to shift your mindset about what's really possible in property. Ruben is a real estate agent, coach, consultant and investor based on the US east coast. He's had huge success in sales and business development and is now focused on giving away all of his secrets and strategies. There's many key lessons for Australians who are used...

Continuing on from our previous episode's Deep Dive on Pre Approvals, Maddie hits Evelyn with the big questions on the topic including: - How important are Pre Approvals? - How long is a Pre Approval valid for? - When should you apply for a Pre Approval? - Do Pre Approvals impact your credit score? - Should you pay out your HECS debt before applying for a Pre Approval? Enjoy! Find out your nex...

Most people get a pre approval on their loan because they don’t know how much they can borrow, but in this Deep Dive episode Evelyn and Maddie talk about other reasons why it can be so critical to ensure you are fully assessed by a bank BEFORE you buy. This episode covers: - What a pre approval is and how the bank assesses this - The missing puzzle piece in a pre approval to go to formal approval...

In this Finance Files episode, Maddie unpacks an investor client story to reveal the benefits of talking to your current lender – including how to reduce your current interest rate, the benefits of rate lock, and how we withdraw equity. Tune in and let us know if you have any questions! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and...

Auctions have become increasingly popular for property sellers, so it is essential for buyers to get equipped with strategies for success. But it is easier said than done - auctions are high pressure and intimidating, especially for those who lack experience. So to help you navigate the tricky world of auctions, we've brought in auctioneer Andy Reid.  Andy was named  Australian Auctionee...

In this Q & A episode, Maddie hits Evelyn with the big and common questions around borrowing capacity, with some important answers for anyone who has goals and aspirations as a home buyer, owner or investor. Tune in!  Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and e...

Every Australian borrower has been feeling the financial pinch with rising interest rates. But if you've had plans to buy another home or investment property, or refinance, your borrowing capacity has been impacted too.  In this episode, Evelyn and Maddie sit down to unpack the ins and outs of borrowing capacity and the impact of interest rates, and what you can do about it. Find out your nex...

In this 'finance files' episode, host Maddie unpacks the story of a couple who was able to use the First Home Guarantee (FHG) Scheme to borrow up to $600,000, without needing to come up with a lot of up front cash for a deposit.  Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can kno...

Australian property can be a tough place for would-be buyers, but there are few people who know how to navigate it better than Emily Wallace.   Emily is one of Melbourne's top buyer's advocates, co-host of the My Millennial Property podcast and founder of EW Education and The Buying Coach. She joined Evelyn and Maddie to take you inside the mind of a buyer's advocate, so you can understand wh...

In the world of property finance there are thousands of loan products, many home loan types and various terminologies. How do you make sense of it all, let alone narrow it all down to find the best option for your circumstances and strategy? In this episode, Evelyn and Maddie cover off all the important questions. Find out your next step in property finance: You Have My Interest is brought to you...

The cliff is approaching! 75% of all loans issued in Australia in 2020 were fixed rates, and many of these borrowers will be coming off these deals in 2023.  If you find yourself in this situation, what should you expect, how can you prepare and how do you work out your next move in property finance?  In this episode, Evelyn and Maddie cover all the ins and outs around your fixed rate ex...

In our first 'finance files' episode, host Maddie unpacks all the details of her own recent refinancing story, including her goals, the key numbers and the outcome.  Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can know their position and learn from their experience.  Get the...

It has been wild times in Australian property over the last few years. We've had prices at record highs, 'interesting' interest rates and plenty of doom and gloom headlines in the mainstream media.  So where is Australian property heading, and what does it mean for home owners and investors? To unpack the detail, Evelyn and Maddie talk to Eliza Owen, Head Of Australian Research at CoreLogic a...

After kicking off the show last episode introducing what You Have My Interest is all about, as well as the ins and outs of mortgage broking, Maddie now gets straight to business - grilling co-host Evelyn with some saucy questions on finance, property, investing and much more.  Tune in! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage...

Welcome to You Have My Interest!  As we kick off the show, hosts Evelyn and Maddie reveal what you can expect. They talk about their pathways in to property and finance broking, and why education is so important (which is the whole purpose of this podcast!). The duo also chat about the benefits of brokers, the property finance process, tips on interest rates, dealing with lenders and much mor...