You Don't Know What You Don't Know!

In this episode Kristen and Robin review the PID and MUD special assessment taxes you may find notice of when looking to buy your first home. Understanding what these mean to you, the community you are looking to buy in, as well as how they affect your taxes, is all beneficial during your search to insure you are getting the best possible home! If you have additional questions about special assesm...

Kristen and Robin continue their missin to educate, prepare, and equip you with the knowledge and understanding you need to be a confident first time home buyer. Underwriting is a process that ultimately determines whether or not you are going to be apprved for your loan and can close on your home. Special guest Denis Barr joins the show today to talk all things underwriting. She has been an under...

On today's episode Kristen and Robin have Sr. Loan Officer Julie Velasco back to talk about what homebuyers need for down payments. Have you been under the impression that you need 20% down to achieve homeownership? Tune in to find out how to buy even if you don't have that much to put down and for the possibility of gettig a loan with as little 3% down to sometimes 0% down!! If you would like to...

Kristen and Robin give you the run down on PMI, and how it helps first time home buyers get into their dream home without having 20% cash for a down payment. They also explain what it is and how to get it removed once your home value meets the criteria. If you have additional questions about PMI or other home buying topics please reach out to Kristen or Robin at kristenandrobinknow@gmail.com or by...

Kristen and Robin share important questions to ask your mortgagge lender when getting ready to buy your first home. These questions help you understand the process of financing a home as well as the cost, and how to find the best fit for you! If you have additional questions please email kristenandrobinknow@gmail.com or reach out to Kristen and Robin in person by calling or texting: Kristen- 903.2...

Kristen and Robin discuss the pros and cons of different sites and apps to search for homes online and where they recomend looking first. They also discuss different ways to find homes in the areas of interest in a competitive market, before they are listed online as well as a tip for finding a realtor to work with!

Kristen and Robin discuss whether or not lenders require home inspections, how lenders determine the home value, and what you NEED to know! Your feedback is welcomed and appreciated, and we enjoy all the great questions! You can reach reach us at kristenandrobinknow@gmail.com Kristen- (903)245-4778 Robin-(936)208-6808

Kristen and Robin jump into the discussion about the current stte of the market and whether now is still a good time for home shopping. Is the impending recession a reason to wait? If you have additional questions or feedbacl for Kristen and Robin please send us an email at kristenandrobinknow@gmail.com Kristen Sparkman (903)245-4778 Robin Partino (936)2086808

In this episode Kristen and Robin review the final walk-thru. What to bring, what to evaluate, and what to expect should anything unexpected arise! As always your questions and feedback and be directed to Kristen and Robin via email at kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin- (936)208-6808

Today Kristen and Robin have guest speaker Howard join them to discuss all things appraisal. Howard is a double major graduate from Baptist University with a BA in Finance and Mgmt. He has been a certified appraiser for 35 years and most of his work has been in Houston, TX. He spent a few years in Austin, San Antonion, Dallas and McAllen, and a short period in other states. His knowledge and wisdo...

In today's episode Kristen and Robin share with you what to expect for the big closing day! What to bring, and where you are going are great to know, along with a little insight into what you get to look forward to as new homeowners! As always Kristen and Robin welcome your feedback, and look forward to hearing from you with any questions!! They can be reached at: kristenandrobinknow@gmail.com Kri...

In this episode Kristen and Robin have special guest and title expert, Alex Kushner, review and explain what title commitiment and insurance is. Having the security of of clear ownership when buying a home is very important, and this episode explains how you are protected in your purchase when you work with an escrow officer to clear and insure your transaction! If you have additional questions an...

Kristen and Robin review what to prepare for after completing the inspection, before your option period expires! You can contact us at kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin-(936)208-6808 If you have a question you would like us to address on the show please send to the above email. We always welcome your feedback, and the opportunity to better serve you!

Joey O'Brian, owner of Inspect it Austin, joins Kristen and Robin and dives into all things inspections for the first time home buyer! What to expect, what to know, and when to arrive to meet with and review your inspection report! Inspect it Austin is a veteran owned company taking a tactical apprach to home inspections! To schedule an inspection or ask additional questions you can reach them at...

In this episode Kristen and Robin have a special guest, Julie Velasco with Network Funding, review what happens and what to expect from your lender once you are under contract. Julie has been in lending for over 20 years, and is an expert who serves locally here in Texas and in several other states nation wide! If you have more questions, or want more information on home lending you can reach Juli...

Let the inspections begin! It's time to dig in and gete to know the property better! Kristen and Robin go over this important next steps after the contract is executed! Have Questions? Or wanna hear about a specific topic? Let us know Kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin-(936)208-6808

This episode highlights parts of the contract for the home purchase! Kristen and Robin review time sensitive sections, and important documents to expect for your review during the contract period. Have questions? Or want to hear about a specific real estate topic? Let us know! Kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin-(936)208-6808

In this weeks episode Kristen and Robin share what you need to know to make a strong offer! Have questions? Or want to hear about a specific real estate topic? Let us know! Kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin-(936)208-6808

Today Kristen and Robin dive into home touring preparation! What you need to know before go, and what to take with you! Have questions? Or want to hear about a specific real estate topic? Let us know! Kristenandrobinknow@gmail.com Kristen-(903)245-4778 Robin-(936)208-6808

You're on your way to finding the perfect home! You've found your realtor, your lender, and you have an approved budget! Today Kristen and Robin share the next step in successfully finding where you want to buy! Reviewing important factors that go into finding a location that best suits your needs, and getting you ready to start touring! Have questions? Or want to hear about a specific real estate...

Now that we've got the first step out of the way, we are ready to move forward! With special guest, Jessica Martin from First Mortgage Lending, Kristen and Robin review the next step to becoming a homeowner with Jessica! Jessica has been a lender for 20 years, 10 of those years right here in Texas! She is an expert in her field, and a great advocate for her clients. She shares insights into the di...

You don't know what you don't know! In the world of real estate this can be intimidating, and quite daunting. Kristen and Robin have teamed up to bring you tips, and knowledge on where to start and what's next! In this episode they discuss the first step to buying real estate. Have questions? Or want to hear about a specific real estate topic? Let us know! Kristenandrobinknow@gmail.com Kristen-(90...