WSJ Your Money Matters

Workers who are rejecting the idea of going above and beyond in their job have attracted a significant amount of backlash. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss the reasons for the backlash , and options workers could pursue to find career success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of federal student-loan borrowers will see all or part of their student debt forgiven under a plan announced by President Biden on Wednesday. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss forgiveness eligibility requirements , what borrowers need to do, and the potential challenges the plan could face. Learn more about your ad choices. Visit megaphone.fm/...

Retailers are slashing prices in hopes that cost-conscious shoppers will help reduce their big backlogs of unsold inventory. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss which discounted products consumers can get at a deep discount now , and which they might want to wait to buy until later in th e year. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Inflation Reduction Act includes tax credits for electric-vehicle buyers, but it also tightens eligibility rules. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how consumers can work around those rules and put more tax-credit money in their pocket .  Learn more about your ad choices. Visit megaphone.fm/adchoices

As smartphone makers roll out their newest models, the best phone to use may be the one you already have. Wall Street Journal personal tech columnist Nicole Nguyen joins WSJ Your Money Briefing host Daniella Cheslow to discuss how to get the most from your current phone and put off the cost of replacing it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Now that the Inflation Reduction Act has become law, the IRS will get $80 billion in additional funding over the next decade. WSJ tax reporter Laura Saunders joins host Daniella Cheslow to discuss what the IRS is expected to do with its new funding, and what it means for taxpayers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Airlines are aggressively trying to sell travelers on seats with extra legroom. WSJ travel columnist Dawn Gilbertson joins Daniella Cheslow to run down what travelers need to know about pricing and perks for premium seating. Learn more about your ad choices. Visit megaphone.fm/adchoices

From school supplies to gun safes, 20 states have announced temporary tax breaks to help shoppers cope with this year’s record inflation. WSJ reporter Lauryn Azu joins host Daniella Cheslow to discuss how shoppers can make the most of state tax holidays and where they fall short.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising prices and two years of pandemic-induced tumult have increased the financial stress on people without shared assets. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why single people’s finances are getting left further behind . Learn more about your ad choices. Visit megaphone.fm/adchoices

More Gen Z and younger workers are rejecting the idea of going above and beyond in their careers in order to focus on time spent outside of the office. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss the potential benefits and risks of “quiet quitting.” Learn more about your ad choices. Visit megaphone.fm/adchoices

While some cryptocurrency investors have sold their positions in the face of harsh declines this year, others have held on and even added to their positions . Host J.R. Whalen is joined by the WSJ’s Pia Singh, who explains the split in investment strategies, and 25-year-old Zachary Bertucci, who recently added to his crypto holdings. Learn more about your ad choices. Visit megaphone.fm/adchoices

People receiving Social Security benefits are likely to see the largest cost-of-living increase in 40 years after July’s annual inflation rate came in at 8.5%. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how large an increase retirees should expect.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Inflation Reduction Act would provide billions of dollars in tax credits to homeowners who make energy-efficient improvements to their homes. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Data from the Department of Education analyzed by The Wall Street Journal indicates gender disparities in pay begin as early as three years after men and women enter the workforce. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to discuss why it is happening and in which fields the pay gap is the widest .  Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates ticked down to 4.99% last week but are still two full percentage points higher than a year ago, giving home buyers more leverage . WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how the cooling housing market is causing sellers to revisit their playbook. Learn more about your ad choices. Visit megaphone.fm/adchoices

Even as businesses see a decline in consumer demand for goods and services, many continue to hire and aren’t considering layoffs . WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of Americans’ applications for mortgages, credit cards and other loans were jeopardized after Equifax misreported their credit scores to lenders. WSJ reporter Andrew Ackerman joins host J.R. Whalen with tips on clearing up errors in your own credit report . Learn more about your ad choices. Visit megaphone.fm/adchoices

As the economy enters a downturn, makers of household products are reevaluating how they will attract already-cautious shoppers . WSJ reporter Saabira Chaudhuri joins host J.R. Whalen to discuss what shoppers should expect. Learn more about your ad choices. Visit megaphone.fm/adchoices

The collapse of cryptocurrency brokerages Celsius and Voyager has left many individual investors without access to their cash, after being promised their investments were safe. Host J.R. Whalen is joined by WSJ reporter Rachel Louise Ensign as well as individual investor Dave Jachelski, whose money is tied up during Voyager’s bankruptcy process. Learn more about your ad choices. Visit megaphone.fm...

After a decade of cheap, plentiful energy in the U.S., Americans are paying substantially more for everything from gasoline to electricity to natural gas. WSJ energy reporter Katherine Blunt joins host J.R. Whalen to explain why higher costs could be the new normal, and what’s being done to hold energy costs in check .  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Wall Street Journal tracked flight delays at hundreds of airports worldwide in June and July. Host J.R. Whalen is joined by WSJ travel reporter Jacob Passy, who explains what’s causing the delays and how passengers can work around them .   Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve continues to raise interest rates, WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss alternate ways consumers should consider to borrow in order to keep interest payments in check . Learn more about your ad choices. Visit megaphone.fm/adchoices

The government has told federal student-loan servicing contractors to hold off on sending out billing statements to borrowers. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to explain why that could mean another extension to the moratorium on student-loan repayments could be imminent. Learn more about your ad choices. Visit megaphone.fm/adchoices

People who have switched jobs for higher pay got bigger raises than those who stayed . Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter, who discusses the differences in pay, risks job switchers face, and potential benefits of staying put.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Companies frustrated over not finding qualified workers are reverting to in-person meetings with job applicants . WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how job seekers can use live interviews to highlight skills that don’t necessarily come through on a resume. Learn more about your ad choices. Visit megaphone.fm/adchoices