WOW Me! - Women on Wealth Management Education

25 Quick Minutes on Important Facts and Things to know about Dementia including: Understanding Normal Aging Recognizing Signs and Symptoms of Dementia Community Resources Supporting Cognitive Decline Presentation by Lolita Tramel FNP-BC, PMHNP-BC, CDP, CADDCT NURSE PRACTITIONER & DEMENTIA EDUCATOR

25 Quick Minutes on Important Facts and Things to know about a new type of Life Insurance including: How to transform idle dollars into an increased financial legacy How to access your cash should an emergency arise How your beneficiaries can be paid tax-free Presented by Trent Baumgartner, Advisors Excel

25 Quick Minutes on Important Facts and Things to know about Funding Your Child's College Education including: When to Start Planning for College Is Community College Always the Most Affordable Option? Resources to Fund College without Depleting Your  Retirement Savings Presented by  Kathy Knecht, Knecht for Success LLC

25 Quick Minutes on Important Facts and Things to know about Hospice Care including: What is Hospice? What are the members of the Hospice Team? Who pays for Hospice Care? Presented by  Linda Camp, BS CSW LBSW, Hospice Promise LLC

25 Quick Minutes on Important Facts and Things to know about Estate Planning including: What is Probate Court? What is the difference between a Will and a Trust? What is the 90 in 90 FORMula? Presented by  Ciara Lister, ESQ and Carter Wilcoxson, Epic  Services

25 Quick Minutes on Important Facts and Things to know about Charitable Remainder Trusts including: How to avoid Capital Gains tax on the sale of assets How to increase your income with a Tax Exempt Trust How to create a charitable deduction and still receive income from that asset

 25 Quick Minutes on Important Facts and Things to know about Fiduciaries and Your Trust including: How to prepare for a confident and secure legacy Breaking down complex matters into terms you understand How to properly implement and administer your Trust Presented by Sal M Capizzi, Executive Vice Presdent, Dunham Trust Company

Join Keystone Capital in learning about Veteran Benfits, including: - What are the Veteran Benefits for Long Term Care? - How Veterans can receive assistance for both in-home care and long-term care. - How Veterans can prepare in advance to take full advantage of the VA benefits you have earned! Presented by Sandy Messer, VA Accredited Claims Agent, Certified Medicaid Planner

25 Quick Minutes on Important Facts and Things to know about Medicare Enrollment including: When Can You Make Changes to Your Medicare Plan? Has anything changed in your health over the past year and how might this effect your plan? Is Your Current Plan Still the BEST Plan for You? Presented by Michelle Jewell, The Insurance Lady Az

Join Keystone Capital in learning about Tax Risk and Retirement, including: - Why taxes may be the biggest, least understood retirement risk most savers face - Three ways your taxes could rise in the years to come - How to protect your retirement approach from legislative risk Presented by Becky Ruby Swansburg, Partner and Chief Marketing Officer, Stonewood Financial.

Join Keystone Capital in learning about an Indexed Universal Life Insurance Policy, including: - Will it protect your savings in the case of a stock market crash? - What is my contribution limit? - Should I use an IUL for extended health care planning? Presented by John Giblett, Regional Vice President, Midland National.

You know the saying, " The only things certain in this life are death and . . . .  taxes! " On this podcast, Kim Dyer helps us organize and plan for tax season. As she says,"It is never too early to start planning for next year's taxes!"

The laws are constantly changing and with bothe the SECURE Act going into effect in 2020 and the change of Administration in 2021, you need to keep on your toes to be up to speed when planning your legacy. In this podcast, Pamela Prine, shares some important considerations for legacy planning.

A back door Roth IRA is not an official type of retirement account. Instead, it is an informal name for a complicated IRS-sanctioned method for high-income taxpayers to fund a Roth. Listen in as Kim Dyer helps you understand the why and the how to create a back door Roth.

Did you know your Social Security benefit may be taxable? Most workers pay into the Social Security program throughout their career. Most people also pay taxes on part of their Social Security payments in retirement. Pam Prine shares some strategies to reduce your tax bill in retirement.

Receive one or more IRS Forms 5498 in the mail? This form is a review of your IRA contributions and distributions from the previous tax year. That's great information, but what are you supposed to do with this information when you are filing your taxes?? Kim Dyer is here to let you know just that and more! 

Retirement planning when you have a special needs child, requires special consideration. Pam Prines shares a long-term care staregy that could help  protect your assets from depleting so you can have peace of mind that your child will continue to be taken care of after you are gone.

When it comes to saving money for your child, you have several options - depending on what you are trying to accomplish. For parents that college isn't the primary focus you may want to consider opening an UTMA account (Universal Transfer to Minors Act). Kim Dyer will talk you through exactly what that means and how an UTMA works compared to a 529 colleges savings account.

The legal and financial decisons you need to make after losing someone you love can be difficult. The last things you want to think about are financial. Listen in as Pam Prine shares 11steps to help manage the overwhelm.

You may have heard that along with your will and/or trust, it is important to have your estate "organized". What exactly does that mean and why is it so important? These are a few of the questions, Kim Dyer will be answering on today's episode.

You've worked hard to reach the retirment summit! Listen in as Pam Prine shares four questions to help shape your strategy for spending the  retirement income you’ve worked a lifetime to build.

Roth IRAs have attracted retirement savers since their introduction in 1998. They offer the potential for tax-free retirement income, provided Internal Revenue Service rules are followed. Do Roth IRAs seem even more attractive these days? Perhaps. You can cite two factors: current tax rates and the passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Listen in as Kim...

To say there are many things to consider when preparing for your retirement is an understatement.  That's why it is good to have a plan and stick with it! Planning for retirement may seem like a daunting task, but listen as as Pam Prine shares the top ten things you should consider before retiring.

You've been paying for a life insurance policy for years. And now you either cannot afford to continue the payments or you just no longer feel you have the need for one. Did you know that you may be able to sell that policy and receive a life settlement? Well before you decide to explore that option, it is important to get all the facts!

The holidays are a favorite time of year for many of us, no matter what our age! And if you are like us here at Keystone, you believe that the holidays should be about spending time together rather than receiving gifts. So how can we impart that philosophy to our loved ones? Today we are sharing some holiday gift ideas that can make a difference.