Women's Money Wisdom

In this episode of Women’s Money Wisdom, Melissa Fradenburg explores the intricate dynamics of managing finances within relationships. With a focus on the importance of financial transparency and communication, Fradenburg draws from her own experiences to shed light on the complexities couples face when merging their financial lives. Tune in to gain valuable insights on managing finances within re...

Join Melissa Joy as she simplifies the often-overwhelming world of filing your taxes. In this episode, Melissa dives into strategies for managing taxes effectively while providing tools to enter tax season with confidence and organization. Listen and learn: How to get organized and reduce your tax season stress Key points to start collecting important documents Why paying "zero" in taxes...

Ever feel like your financial confidence takes a hit every election year? You're not alone, and that's exactly why we've dedicated this episode to discussing the current economic enviroment as well as looking at historical election year markets.   We all know that political cycles can bring uncertainty, but today, we present compelling reasons backed by statistics for why you should...

Are you guilty of comparing your financial decisions to others? In this episode of Women's Money Wisdom, Melissa Fradenburg, delves into the pitfalls of financial comparison. It all started with the outrageous ticket prices for a Detroit Lions home playoff game, reminiscent of those Taylor Swift tickets at Ford Field. Melissa shares her personal insights and explores how comparing finances wi...

Have you updated your resume recently? If you're thinking of making a career change or change employers this episode is a must listen. Linda Olejniczak, owner of Phases Career Services brings over 25 years of experience in human resources, coupled with a deep understanding of marketing. Linda is committed to helping women stand out by crafting resumes that not only highlight their unique skil...

In this episode, we explore whether those pricey skincare products and dermatological treatments are worth the investment. Did you know that on average, women spend over $250,000 on beauty products in their lifetime, with a shocking 90% of these products going unused? Our host, Melissa Fradenburg, is joined by Dr. Meredith Price, MD, FAAD , a board-certified dermatologist from Grosse Pointe Dermat...

In this episode, Co hosts Melissa Joy and Melissa Fradenburg kick off the new year with a lively discussion on how to set and achieve your financial resolutions for 2024. They emphasize the importance of taking a strategic approach to your financial planning and share practical tips to help you get organized and stay on track throughout the year. The Melissa's share actionable steps you can t...

Have you considered starting a side hustle thrifting and reselling items?  In this episode special guest and life long thrifter, Ruth Fradenburg, we discuss the nitty-gritty of making sales on sites like Poshmark, Ebay and Facebook marketplace. Ruth shares tips on what to look for as well as how to post and price items for resale. Her tales of trials and triumphs in the online marketplace are not...

In this festive episode, host Melissa Joy, CFP®️, dives into the world of holiday giving with a twist. The focus is on gifts that aren't just thoughtful but also contribute to financial wellness. Melissa Joy opens the discussion by sharing her excitement for the holiday season and the importance of meaningful gift-giving. She emphasizes how charitable gifts can teach younger generations about...

In this episode, hosted by Melissa Fradenburg, we explore Paige Pritchard's remarkable transformation from an impulsive shopper to a financially savvy individual. By age 29, Paige had achieved notable financial milestones: she paid off $40,000 in student loan debt, cash-flowed her MBA, became a homeowner, and built a substantial six-figure investment portfolio. As a certified life coach, she...

Do you feel like you're hemorrhaging money every holiday season? I've been there, and want to share some things that help to navigate holiday spending without breaking your budget. Join Co-host Melissa Fradenburg as she unpacks five effective strategies drawn from her own experiences and missteps. Melissa breaks down how to set clear gift-giving expectations, stick to a fixed budget, and...

Ever thought about the power of your generosity? We celebrate Giving Tuesday with a deep dive into making your charitable contributions more impactful. Co-Host Melissa Joy, CFP®️ discusses building a solid donation strategy, pinpointing the organizations that tug at your heartstrings, and involving your family in this profound process. She also shares how you can leverage the tax benefits of phila...

Ready to step up your fashion game this holiday season? Our recent discussion with personal stylist and wardrobe consultant, Kelley Muzingo might just be the inspiration you need. Kelley's passion for fashion is contagious, as she shares her journey into the industry and how she helps clients feel their best. In this episode, we give you the lowdown on this season's must-haves from sequi...

Are you ready to wrap up your financial year and set yourself up for success in the next? In this episode of the Women's Money Wisdom Podcast,  with Co-Host Melissa Joy, CFP® and guest  Alexa Kane, CFP ®  we discuss what you can do in the last few weeks of the year to get your finances in order. We all know how chaotic this time of year can become with the holiday season approaching. Alexa sh...

Ever find yourself caught in the spending to impress trap, also known as 'Keeping up with the Joneses'? Listen in as we draw examples from celebrities like Taylor Swift and Travis Kelce to discuss this age-old phenomenon. We delve into the allure of maintaining a lifestyle akin to those around us, even when it's not financially prudent. From the luxury of rented restaurants to the a...

This Halloween special episode uncovers scary financial blunders people commit, especially in relation to retirement planning and emergency savings. Melissa Fradenburg will walk you through the chilling implications of being too conservative with long-term investments and the terror of having your cash sit idle. We underline the importance of securing your own financial future before extending hel...

Do you ever stop to marvel at the incredible intricacies of the human body and the wisdom it possesses? This episode of Women's Money Wisdom Podcast welcomes Cass Ghiorse, a brilliant mind at the confluence of science and spirituality, who teaches us to do just that. Cass unravels the often confusing web of the wellness industry, highlighting how simple, low-cost methods like breathwork can f...

 Join  Co-Host Melissa Fradenburg, CDFA®️, AIF®   for an enlightening conversation with Melissa Coulier , author, entrepreneur, and co-founder of Living Well with Mel . We dive into her journey navigating through her partner's fame, and how she defined her own success while building a thriving career. Melissa bares her soul, discussing her struggles and triumphs, from her successful career in...

Ever wondered why a Health Savings Account (HSA) is often described as the holy grail in personal finance? Co-hosts Melissa Joy and Melissa Fradenburg  discuss the nuts and bolts of HSAs and high deductible health plans in this episode of Women's Money Wisdom Podcast. We're delving into the potential savings from lower premiums and employer contributions, and the importance of striking a...

Have you ever wondered about the cost of the popular injectable weight loss drugs? In this candid episode, Co-Host Melissa Fradenburg, CDFA®️, AIF® is pulling back the curtain on her personal journey, navigating the costs and side effects of weight loss medication.  With an overwhelming response on social media to her weight loss story, it's clear that many of us are in the same boat. From ex...

Get ready to be empowered! Our guest on this episode, Nancy McKenna , is here to help single midlife women take control of their financial futures. With over 35 years of experience in corporate accounting and a successful 17-year stint in real estate investing, Nancy is brimming with practical insights to help you navigate your financial picture. In this episode, Co-Host Melissa Fradenburg, CDFA®️...

Ready to unravel the reel of real estate investment? Join us as we share a promising discussion with Natalie Bruno, a savvy entrepreneur and enthusiastic real estate investor. Natalie opens up to Melissa Joy, CFP®, CDFA® about her journey into the realm of real estate. We talk about the importance of guest feedback and how Natalie successfully used it to improve her Airbnb. Just as investments req...

Welcome to season 4! Co-hosts Melissa Joy and Melissa Fradenburg  discuss the significance of ‘girl money’ and ‘girl math’ in shaping budgeting and making financial decisions. The concept of 'girl money' and 'girl math' is currently trending on Tik Tok.  Can these ideas really play a role in financial decisions and budgeting? Can they change the way we perceive purchasing and s...

Want to get a grip on your finances? Then you'll absolutely love this week's episode of 52 Pearls Weekly Money Wisdom Podcast, where we dive into the art of cleaning up your budget. This week, Melissa Fradenburg shares strategies and personal stories of the everyday struggles of groceries, mobile app purchases, and personal shopping pitfalls. We pull back the curtain on our own experienc...

What if the back-to-school season wasn't just a time of frantic shopping and schedule juggling, but also an opportunity for a financial reset? Melissa Fradenburg discusses how this transitional period can be used as a stepping stone towards financial wellness, offering insights on re-evaluating your financial status and achieving your goals. We tackle a range of topics, from checking up on yo...