Women's Money Wisdom

In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Kelli Anderson discuss the importance of work-life integration for working mothers and how to move from an unhappy work situation to a fulfilled career. Kelli Anderson is a career coach for working moms and the founder of Mindset Mamas and Get The Job Shop. Kelli specializes in helping women gain clarity and take action when conside...

In this episode Melissa Fradenburg, financial advisor, RJFS and Chiara Mattieson discuss the common mistakes made in estate planning. As an estate planning attorney with extensive experience in litigating probate and related civil matters, Chiara understands what can happen when estate planning goes wrong.  You will learn: ·       A full estate plan does a lot more than "say who gets what whe...

In this episode Melissa Joy, CFP® and Brooke Kent discuss the secrets to a successful career move.  They cover everything from writing a resume that stands out, updating your LinkedIn profile to attract recruiters, to mastering the interview process. Brooke has spent two decades helping executives and professionals craft personalized, achievement focused, persuasive and visually appealing resumes...

In this episode Melissa Fradenburg , financial advisor, RJFS will be sharing some of her favorite clips from episodes in season 2.  Together with Pearl Planning founder and podcast co- host Melissa Joy, CFP® , this season has explored topics from budgeting and improving your net worth to work-life happiness and college savings. It is our mission to provide bite-sized tips and actionable advice on...

In this episode Melissa Joy, CFP® and Danika Waddell, CFP®, CSLP® discuss employee planning when your company goes public. Danika focuses on working with women who are in the tech industry, receive equity compensation or are small business owners, typically in the early to mid-career stages. In this episode Danika uses her experience specific to equity compensation to cover the ways in which an em...

In this episode, Melissa Fradenburg is joined by Alexa Kane, CFP®, Financial Advisor with Pearl Planning, to discuss ways to improve your net worth.  We will discuss: ·       What is Net Worth and how do you calculate it? ·       How incremental increases in retirement contributions can really increase assets over time. ·       Why paying down debt on the liability side makes sense. ·       How re...

In this episode Melissa Fradenburg financial advisor, RJFS covers common financial questions that come up in the divorce process with family law attorney, Anthony Urbani II J.D. and Realtor, Jennifer Adlhoch, Esq. Divorce is an emotional process in which many important financial decisions need to be made. These decisions can have lasting impact on an individuals’ financial health and ability to bu...

In this episode Melissa Joy, CFP® and Anna N'Jie-Konte, MBA, CFP® talk about the importance of financial planning for entrepreneurs. Anna is the founder of Dare to Dream Financial Planning , and specializes in working with high-earning women and entrepreneurs of color, who want to build generational wealth.  You will learn: ·       How to give yourself permission to pay yourself as a business...

In this episode Melissa Fradenburg, Financial Advisor, RJFS and Karen Dybis discuss creating a budget. Karen is a published author, journalist, and self-proclaimed finance nerd. Her passion for budgeting and experience as a retail reporter make Karen the perfect guest to discuss how to create a budget. She has found ways to celebrate success along the way and create friction on her savings to make...

In this episode Melissa Fradenburg, Financial Advisor, RJFS, and Shana Sine Cameron, Realtor® with Sine & Monaghan Realtors Real Living, discuss the current fast paced sellers-market and how you can increase the probability of having your offer accepted in a market where bidding wars have become common place. Shana Sine Cameron has over 25 years of experience in the Real Estate business, is co...

In this episode Melissa Fradenburg, Financial Advisor, RJFS, and Joe Tiberi, licensed, multi-line insurance agent and owner of The Tiberi Agency in Ann Arbor, MI discuss the recent water damage issues and some common questions with coverage and filing claims.   You will learn: Most basic homeowners policies do not cover flood damage. What is the difference between flood insurance and drain backup...

In this episode Melissa Joy, CFP® and Maya Philipson, Co-Founder of Adasina Social Capital, discuss an investing strategy intended to organize investors to stop giving their dollars to companies that exacerbate racial, gender, economic and climate inequities. Maya and her partner, Rachel Robasciotti, launched Adasina Social Capital as a company dedicated to serving as a bridge between social justi...

In this episode Melissa Joy, CFP® and Dr. Tracy Brower PhD. discuss the secrets to happiness at work. Dr. Tracy Brower is a PhD sociologist studying work-life fulfillment and happiness. She is the author of a new book, The Secrets to Happiness at Work as well as her previous book, Bring Work to Life by Bringing Life to Work . She is a principal with Steelcase’s Applied Research + Consulting group...

Melissa Joy, CFP® is joined by Marina Hernández, EA, CFP®, CEPA™, a US/Swiss Crossborder Wealth, Tax & Value Advisor and fee-only wealth and tax advisor for families with US and Swiss ties through Dynamic Wealth Advisors. Marina also runs The Crossborder Academy and The Crossborder Planner as public benefit initiatives providing educational tax planning resources for US immigrants and expats....

In this episode, Melissa Fradenburg is joined by Alexa Kane, CFP®, Financial Advisor with Pearl Planning, to discuss life insurance basics. Life insurance helps provide some financial protection while you are building wealth, but often people are under-insured and unsure how to protect themselves. We try to simplify the terms and answer some of the common questions in this informative episode.  We...

In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Jill Carr, CFP®, CPA, Financial Advisor at Stephens Wealth Management, discuss ways to save for your children’s college education. In addition to her experience as a financial advisor, Jill is a Certified Public Accountant, previously worked for the IRS, and is currently saving for her two children's college education. They tal...

In this episode Melissa Joy, CFP® and Perth Tolle discuss freedom-centric investing and why looking at investing through a humanitarian lens can impact returns. Perth is the founder of The Life + Liberty Freedom 100 Emerging Markets Index, which is a freedom-weighted EM equity strategy that uses personal and economic freedom metrics as primary factors in the investment selection process. Born in B...

In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Erica Galvan, LMSW, discuss the unique challenges mothers face when it comes to allocating time and financial resources. Erica has a bachelor’s degree in Psychology and a master’s degree in social work from the University of Michigan and is the owner of Bloom Wellness Counseling, LLC. In this episode, Erica uses both her professiona...

In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Amalia Miralrio, LCSW, LMSW discuss knowing your worth both in relationships and after a relationship has ended. Issues of self-worth can be sneaky and do not necessarily have anything to do with money. While Melissa helps people to understand the financial numbers in a split, Amalia focuses on helping people know their emotional wo...

If you are seeking financial planning advice this episode is for you! There are many financial advisors to choose from, but they do not all deliver advice or do business the same way. And if you have never worked with an advisor before, it might be even more challenging to know what to look for. While licenses, experience, and cost structure are important, fit is just as key. Melissa Joy , CFP®, C...

Melissa Joy, CFP® is joined by retired financial Advisor and long-time mentor, Dan Boyce to discuss financial life planning. Have you ever thought about if you had all the money you needed to live a satisfying life, how would you spend it? Dan is a retired CFP®, with over 35 years of industry experience, who now helps people look for things that will make their life more meaningful beyond the fina...

In this episode, Melissa Joy, CFP®, and Jennifer Lawrence discuss the basics of prenuptial agreements. Jennifer is a family law attorney specializing in divorce, custody, estate planning, and prenuptial agreements. If you and your significant other are considering having one drafted or you are just curious about the process, this is a must-listen episode. You will learn: Who should have a prenupti...

In this episode Melissa Joy, CFP®, and Cathy Curtis, CFP® discuss the common mistakes they see clients make when it comes to receiving an inheritance. Cathy is the founder of Curtis Financial Planning, a fee-only financial advisory firm dedicated to addressing the financial planning and wealth management needs of independent women. Through their combined experience, Melissa and Cathy share some id...

In this episode, Melissa Fradenburg and Sarah Jelinek share tips to reach your fitness and financial goals. They discuss the similarities of the best practices to break habits that are not serving you.  Sarah is a Certified Personal Trainer and fitness nutrition specialist, with a Master of Science in Kinesiology and concentration in sports conditioning. She helps her clients tap into their potent...

In this episode, Melissa Joy, CFP®, and Lindsay Bryan-Podvin discuss the societal and cultural stigma surrounding money conversations and how to change that mindset.  Lindsay Bryan-Podvin is a social worker-turned-financial therapist, author, and speaker. Her financial therapy practice helps people get their minds and money in balance to reach their financial goals. You will learn: ·       How our...