Women on Wealth, By Women For Women

What does the "power of control" mean to you?  My special guest, Lyly Ha is a successful woman, both personally and professionally.  Listen to her story as she describes the fall of Saigon at the age of ten, which resulted in financial devastation for her once, upper class family.  She describes the game of monopoly as she managed finances at a young age, and some of the emotional and fi...

Three key facts:  deferrals, flexibility and contributions.  How do these key facts affect you? In this episode, Julina addresses one of the more common questions around financial planning, what you need to know around Individual Retirement Accounts (IRA's).  This brief but detailed podcast will review the key facts to know and the different options that are available in an IRA. If you enjoy...

In this episode, Julina interviews Linda Duessel, a senior equity strategist at Federated Hermes.  This discussion includes;  what is bitcoin, how it works, how to invest, and considerations on why to own it.  Linda compares the growth of bitcoin to the internet, addressing some of the recent changes in this space, and whether it's considered currency.  Finally, she discusses the types of ris...

This episode, Navigating Social Security is an interview with Julina and her colleague Megan Maruzo.  This discussion includes three components: the essentials that we need to know, our options of benefits, and some key strategies to consider.  They will answer the popular questions; when is the right time to start claiming benefits?  Are social security benefits taxable?  How do earnings affect b...

In this episode Julina interviews Deborah Pratt Johnson Burns, founder of Literacy to Legacy Mentors, who shares more than thirty years of experience as a business and personal finance mentor.  They discuss the following key topics: the importance of family values as it relates to money, the lack of financial literacy education and its impact, the importance of working with a financial mentor and...

What are the key issues affecting the markets today?  In this episode, Julina explains optimism for the U.S. economy and recovery efforts post pandemic.  She also discusses the rotation in the equity market returns, what "meme" stocks are and the sustainability of this trend.  Lastly, what can impact interest rates and investments including: the potential for rising rates, inflationary p...

Jenine Garrelick is our special guest discussing "What Keeps You Up At Night". As women, we have a lot to think about financially.  Knowing to ask questions is the first step toward finding solutions.  Jenine explains how the role of women has changed and how the pandemic has disproportionately affected more women than men.   She also describes the three stages of our lives and the chall...

What is financial abuse, and why do abusers use this tactic? How does this cause mental health issues? Join guest expert Christine Cocchiola, tenured college educator in the field of social work where she explains how financial abuse is often part of a larger, new term known as coercive control.    Finally, listen to how to better equip yourself, how to remove it, and prevent this type of control...

Many woman have admitted lately that they don’t have an estate plan, or even a will.  This compelled her to create this discussion about the benefits of having a well-thought-out estate plan. In this episode, Julina interviews Alessandra Long, Founder and Principle of the Law Offices of Alessandra M. Messineo Long & Assoc.  She discusses the importance of having an estate plan, the most import...

This episode is a recent interview with Julina and CEO & Portfolio Manager of Gilman Hill Asset Management, Jenny Harrington.  Using her twenty years of experience, she provides insight into the views of the market going forward including: the challenges, opportunity, and volatility that may come with it.  She discusses the popularity of social media and reminds us of the importance of fundame...

In this episode, Julina addresses how to simplify investing by referencing baking concepts.  With help from her niece and daughter, she discusses how ingredients, measurements, time and temperature relate to investing fundamentals.  Despite how complex one may invest, it always starts with a foundation. If you enjoy this podcast, please consider leaving a review so others can find this, subscribe...

In this episode, Julina addresses one of the most important financial concepts that most choose to ignore, how to build a budget.  She uses a simple rule of thumb to create guidelines to make a budget work for you.  The concept is 50/30/20, she reviews these 3 pieces and explains why the 20 is the most important, and may be the most difficult to manage. Let’s stop thinking about budgets as a feeli...

In this episode, Julina interviews her first guest speaker, Dr. Patty Ann Tublin on the topics of money and emotions for women.  Dr. Patty Ann has authored two best-selling books and appears frequently as a subject matter expert on major media outlets.    This discussion highlights: The emotional toil money takes on women, and how that influences a woman’s career choice The gender wage gap and wha...

Emotions are not going away.  In this episode, Julina shares how emotions can impact investment decisions.   She begins with the correction of 2020 and compares to past periods of volatility.  She also addresses how investors have tried to time the market and why it's so difficult to do successfully. With all this emotion, creating guidelines help us manage our investment decisions. If you en...

In this episode, Julina shares a recurring past experience that she refers to as “the investment guy” to compare the distinct difference between the men and women she met at investment seminars.  The topic she addresses is how women invest differently than men and the consequence that it may have on investment return (this is the good news!).  The not so good news is the silent risk you can create...

In this first episode, Julina addresses why she felt compelled to create Women on Wealth.  This comes from both her experiences at a younger age which led her to the financial industry, and subsequent observations from working with financial advisors over the last 20 years.   The takeaway is a staggering statistic of 90%. Specifically, Julina will discuss: -          The importance of this 90% and...