Mary Jo Irmen

Without the Bank Podcast

Business EN ↓ 277 episodes

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

Author

Mary Jo Irmen

Category

Business

Podcast website

withoutthebank.com

Latest episode

Jul 9, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

Ep. 127 - Insurance Company Updates 18.08.2023

Here are some updates from the insurance company that I write with. Most likely very similar to any company, but good information for policy-holders to know. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 126 - Haven't Drank the Kool-Aid 11.08.2023

3 things I do not buy into 100% are gold/silver, cryptocurrencies, and velocity banking. Are they useful? Perhaps... yet I don't understand a lot of the hype or why these are the end-all, be-all for some folks. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 125 - Approach is Everything 04.08.2023

Keep in mind, if you are looking for advice from others, your approach will determine your success. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 124 - Pick Your Hard 28.07.2023

The naysayers will always say your new idea will be too hard, too much work, etc. However, your new response is, "pick your hard." You may be willing to put the hard work in because you have a passion for what you are doing. Their passion lies somewhere else. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 123 - Generation vs. Generation 21.07.2023

Who is right in this fight? Who is the door mat, and how long do we sit around waiting? Audio Production by Podsworth Media - https://podsworth.com  

Ep. 122 - Credit Score 14.07.2023

Here are some things that will raise your credit score quickly with minor effort. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 121 - Bonus Money Doesn't Make You Debt Free 07.07.2023

You don't get to count your debt as paid-off if you come into money. Be honest and keep paying yourself; those are the basics of the Infinite Banking Concept. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 120 - Infinite Wealth Podcast Interview 30.06.2023

This is my appearance on the Infinite Wealth Podcast from a couple years ago. Thanks to Cameron and Matt for letting me re-broadcast this! Go check out their YouTube channel here: https://www.youtube.com/@InfiniteWealthConsultants Audio Production by Podsworth Media - https://podsworth.com  

Ep. 119 - FAQs 23.06.2023

Today's topics: How to get money in for a faster start, when to start new policies, how much death benefit do I need, and don't feel guilty using cash. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 118 - Bankers 16.06.2023

Bankers are normally nice, but when they aren't, they can harm you more than help you. Today's RANT is about how they can actually harm ya! Audio Production by Podsworth Media - https://podsworth.com  

Ep. 117 - Dream Big 09.06.2023

Don't let people kill your dreams, and by gosh, don't be scared to share them with me! Audio Production by Podsworth Media - https://podsworth.com  

Ep. 116 - Not A Salesperson 02.06.2023

Audio Production by Podsworth Media - https://podsworth.com  

Ep. 115 - Lies, Lies, Lies, with Chris Kirkpatrick 26.05.2023

The big IBC debate around IUL vs. whole life has come to a head with the document I received last week. It is full of lies and was given to clients. Chris is a leading expert in IUL and why those policies are not good, so I had him on as a guest to speak about the IUL debate. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 114 - Modified Endowment Contract (MEC) 19.05.2023

We hear a lot about the MEC when we talk about Infinite Banking, but rarely do we hear the ins and outs of it. Here are the ins and outs, why it matters, when it happens, and how to avoid or work around it. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 113 - Windfalls 12.05.2023

Nelson Nash talks about windfalls within the world of Infinite Banking, but loans should not be taken with a windfall in mind to repay, unless it's a unique circumstance. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 112 - 3 Types of IBC-ers 05.05.2023

There are normally three types of people that take the step to meet with me, but they get there differently and over a different period of time. Who are you? Audio Production by Podsworth Media - https://podsworth.com  

Ep. 111 - Real Examples of Why Universal Life is Not Good 28.04.2023

In this episode, you will see evidence and real policies demonstrating why universal, variable universal, and indexed universal life policies are not a good options for the long term. IBC uses whole life and only whole life for a reason. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 110 - NNI Council and Taxes on Loan Interest 21.04.2023

What is the NNI Council, and why is it a good thing? Also, let's tell the full truth on leasing vehicles to your company and putting that back into your IBC policy. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 109 - Action Leads to Success 14.04.2023

You can think about something all day, but that makes nothing happen. If you want to be successful, take action, and get started, regardless of if it's Infinite Banking or business. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 108 - Are Life Insurance Companies Financially Secure? 07.04.2023

This is a hot topic right now with multiple banks failing and lots of digital currency talk. It's about more than just these two factors; it's mostly about how companies manage a product and how agents sell it. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 107 - NEED-to-Know for Business Starters 31.03.2023

This is a great episode going over what you should know and expect when starting a business, how the business structure can help with taxes, and what you need to know to be the most financially sound. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 106 - Building Now is Important 24.03.2023

Many waited as the last 10 years were great, and now they wish they had started building their bank in the past. It is never too late; we just have to think differently. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 105 - How Does Banking Work & Affect IBC 17.03.2023

With the recent bank failures in the headlines, this is a good time to talk about fractional reserve banking and why we do IBC. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 104 - 5 Principals of IBC 10.03.2023

Getting back to the basics of WHY Nelson created IBC and what we have done to forget that. Audio Production by Podsworth Media - https://podsworth.com  

Ep. 103 - How to Introduce IBC to Friends and Family 03.03.2023

It's not easy sharing something new, but here are some tips for ya. I sure hope they help. Audio Production by Podsworth Media - https://podsworth.com  

Listen to the Without the Bank Podcast podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.