What's Your 1 More?

Why is the Federal Reserve finally acknowledging the need for a rate cut? This episode examines the recent developments at Jackson Hole and the implications for the labor market and inflation. We explore the potential scenarios for rate cuts - 25, 50, or even 75 basis points - and what they mean for the economy. Learn how the unemployment rate and revisions to job creation numbers are influencing...

What does it take to become a golf legend? In this captivating episode, PGA Hall of Famer Vijay Singh shares his incredible journey from a young golfer in Fiji to becoming a world-renowned professional. Singh recounts his early days of self-taught practice, the challenges of coming from a small island nation, and the relentless dedication that led him to the top of the golfing world. He offers a r...

Have you ever wondered why your Credit Karma score differs from what lenders see? In this eye-opening episode, we unpack the mysteries of credit scores with an industry expert. Learn the real factors that make up your credit score, why medical collections are treated differently, and how to navigate the often confusing world of credit reports. We debunk common myths about credit inquiries and reve...

Have you ever wondered what it takes to survive the unthinkable? In this gripping episode, Lieutenant Brian Murphy shares his harrowing experience of being shot 15 times during the 2012 Sikh Temple shooting in Oak Creek, Wisconsin. Murphy recounts the intense 90-second encounter that changed his life forever, detailing his thought process, actions, and the incredible circumstances that led to his...

In this eye-opening episode, we explore the alarming trend of Americans using Buy Now, Pay Later services for essential items like groceries. We break down the latest New York Fed report, revealing that 50% of BNPL debt is now tied to necessities. The conversation shifts to the current state of consumer credit, with credit card delinquencies approaching dangerous levels despite a seemingly strong...

Are you worried about another housing market crash? In this episode, Quinton Harris sits down with Logan Mohtashami, lead analyst for HousingWire and renowned housing market expert. Logan breaks down why 2024 isn't shaping up to be a repeat of the 2008 crisis, using data-driven analysis to dispel common myths. He explains the current state of the housing market, discusses the Federal Reserve's imp...

What's the real cost of keeping an NFL team in a mid-sized city? In this episode, former Jacksonville Mayor Lenny Curry discusses the Jaguars' stadium renovation deal and its implications for the city. He explains why NFL owners won't allow billionaire team owners to fully fund stadiums themselves, and the complex negotiations behind such deals. Curry outlines the projected economic impact on Jack...

Wondering why your mortgage rate doesn't match what you see in the news? This episode uncovers the hidden factors driving 30-year fixed mortgage rates higher than expected. We explore the unusual gap between the 10-year Treasury and mortgage rates, explaining how an extra 100 basis points are affecting your loan terms. Learn which economic indicators could trigger a rate drop before the next Fed m...

Are you ​curious about the Federal Reserve's latest decision and what it means for your wallet? This episode breaks down the recent Fed meeting, exploring the signs of internal disagreement among Fed members. We examine Jerome Powell's unusually shaky performance at the podium and what it might reveal about upcoming rate decisions. The episode highlights the critical role of the labor market in sh...

  Did you know Florida homeowners could be leaving thousands of dollars on the table in property tax savings? In this episode of the Watch More podcast, host Quinton Harris talks with Casey and Steve Vockell from My Exemption Check about a lesser-known strategy to reduce property taxes in Florida. The father-son duo explain the Save Our Homes Act, homestead exemptions, and the concept of port...

Wondering how the latest economic data could affect your mortgage? In this episode, we explore the recent PCE reading and its implications for upcoming Federal Reserve decisions. We break down Fannie Mae's forecast of two potential rate cuts by year-end and what this means for the 30-year fixed mortgage rates. The discussion covers the concept of the "near money pipeline" - a staggering $2.7 trill...

Are you on the fence about buying a home in the current market? In this episode, Quinton Harris and Daniel Halvorsen explain why waiting could be a costly decision. They examine the Federal Reserve's potential rate cuts, dissect recent job reports, and unpack the relationship between the 10-year Treasury and mortgage rates. They shed light on why builders are cautious about new construction and wh...

Are you confused by the conflicting information about today's housing market? This episode cuts through the noise, presenting clear facts about current home buying trends. Quinton Harris and Daniel Halvorsen break down recent consumer surveys, revealing surprising misconceptions about down payments and market timing. They discuss the popular Florida Hometown Heroes program, which offers substantia...

How do recent political events impact your financial future? In this episode, Quinton examines the surprising market rally following a turbulent weekend. He shares an interview with a Fannie Mae official who predicts how different presidential administrations might affect the housing market. The episode explores the link between political uncertainty and market behavior, explaining why mortgage ra...

In this episode, Quinton Harris analyzes the latest economic indicators that could force the Federal Reserve's hand on interest rates. With unemployment creeping up to 4.1% and a surprising CPI reading coming in below expectations, Quinton breaks down why these factors might compel the Fed to cut rates as early as July. He breaks down Jerome Powell's recent Senate Banking Committee testimony, high...

In this episode, Quinton tackles the controversial topic of a potential housing market crash head-on. Armed with a wealth of data and insights, Quinton challenges the popular narrative of an impending crisis, drawing stark contrasts between current market conditions and those leading up to the 2008 crash. He dives deep into key metrics like new listings, equity positions, and credit availability,...

Quinton Harris examines recent job reports and their potential impact on Federal Reserve rate cuts. He breaks down the latest ADP private report and BLS report, noting correlations between them and emphasizing the significant increase in the unemployment rate to 4.1%. He emphasizes the significance of this number, as it reaches a threshold that concerns many Federal Reserve members. The episode an...

In this episode, we examine modern tipping culture. From unexpected tip requests at airport kiosks to the awkward dance of digital tipping screens, we explore how the landscape of gratuities has changed in recent years. Quinton shares personal experiences and challenges listeners to reconsider their tipping habits, particularly in situations where service levels may not justify additional fees. We...

In this episode, Quinton analyzes recent housing market data that confirms his stance: there's no housing bubble, just steady increases. He discusses the Case-Shiller and FHFA indexes, both showing a significant year-over-year appreciation. Quinton explains why increasing inventory isn't necessarily negative and what factors could lead to more balanced price points. He also touches on the upcoming...

In this episode, Quinton Harris and special guest Nick Labyak examine the world of credit scores and debunk common myths. Using a recent quiz released by Vantage Score, they explore surprising facts about how different types of missed payments impact credit scores, with a particular focus on credit card debt. Quinton and Nick discuss strategies for building credit, the impact of closing credit car...

In this episode, Quinton and Daniel look at the economic landscape shaping potential Federal Reserve rate cuts in 2024. They explore three critical factors: inflation trends, labor market conditions, and initial jobless claims, discussing how these elements could influence the Fed's decision-making process. They offer expert predictions on the timing and impact of potential rate cuts, while also e...

In this episode, Quinton Harris and Daniel Halvorsen dive deep into the realities of the current housing market, addressing common fears and misconceptions about a potential crash. With a combined 45 years of industry experience and over 10,000 closed loans between them, Quinton and Daniel present five compelling reasons why a housing bust is unlikely. They discuss the historical rarity of housing...

In this episode, we discuss the passionate reactions and comments sparked by our previous analysis of why the 2024 housing market is drastically different from the 2008 crash. We'll explore the current dynamics between sellers and buyers, the illusion of the housing bubble, and the lack of data supporting crash predictions. By examining equity positions, interest rates, and inventory levels, we'll...

In this episode, Quinton looks at the current state of the US housing market, focusing on the astounding $17 trillion in home equity held by American households. Despite media headlines predicting a housing crash reminiscent of 2008, the significant equity positions of homeowners today make a repeat of the 2008 crisis unlikely. Quinton examines the impact of the Federal Reserve's tightening polici...

In this episode, Quinton Harris analyzes the latest jobs report, which surprisingly showed 272,000 jobs created, far exceeding expectations. Quinton breaks down the numbers, discussing the potential impact on the Federal Reserve's decision-making process, the consequences for mortgage rates, and the concerning rise in unemployment to 4%.This episode is a must-listen for anyone interested in unders...