What do YOU want to accomplish with YOUR mortgage?

A.I. on the Roof, A.I in the Loan File: The Future of Home Buying & Home Repair by Jo Garner

Behind the Numbers: Real-Life Stories & Real-World Real Estate Appraisal Tips by Jo Garner

Homewise Real Estate & Mortgage Inside Tips from the Pros by Jo Garner

Bid Smart, Borrow Smart: How to Buy & Finance Real Estate Through An Auction by Jo Garner

Like a champion football player, you can score well buying or financing real estate when you pay attention to the market and move on the opportunity that puts you on the scoreboard.

How to Score on Your Next Real Estate Move in a Changing Market by Jo Garner

Whether you own a home or you are thinking about becoming a homeowner, today we are sharing stories of people and what they did to thrive comfortably economically and in their home through the winds of change.

Want to feel good about your home purchase or home repair? Jo Garner, Mortgage Loan Officer NMLS# 757308 shares stories about people who used smart strategies dealing with required home repairs, Cost-to-Wait scenarios and setting up multiple exit strategies. Ed Hill shares important rules to follow when hiring contractors to do repairs. Pat Goldstein, Realtor, points out some details on the home p...

Follow us on a treasure hunt to find funds for buying or repairing a home or achieving other life dreams. Uncover money you didn’t know you have. Explore bargain methods to get repairs done with the least costs. (Take some tips for Santa too)

Did you know that mortgage rates are NOT tied to the Federal Reserve? Last September 2024 when the Fed dropped their rate, mortgage rates actually spiked upward. Experts are predicting that mortgage rates have already made their drop to a 12-month low and are not predicted to move precipitously next week. Is this the right time for you to buy a home or refinance?

Where can you take advantage of the Big Beautiful Bill with your taxes, your real estate and the mortgage market 2025? Jo Garner shares some examples of how mortgage clients are getting bragging rights in today’s market. Ken Sullivan of Tax Matters Solved shares some tax tips. Pat Goldstein gives some good real estate tips.

What’s the real secret to that feeling complete with your home and financing? It is the right loan with terms that fit your budget. It is the right look. Today I will be sharing some mortgage tips and John Lawhon of Lawhon Landscaping will be share his expert tips on creating curb appeal that makes you happy with your home.

Expert Tips On Downsizing With Less Stress -Real Estate, Financing, Moving & More by Jo Garner

If you are planning to buy a home and get a mortgage, take some of the latest tips from an experienced realtor and mortgage lender. More tips from other experts too. Top tips and stories of homebuyers who overcame obstacles and took the right actions to enjoy success with their real estate purchases.

Today we are going to give you some tips on how to strategize the top four aspects of getting your mortgage approved. Want to add thousands in value without spending a fortune? Appraisers Tom King and Allen McCool will be talking about what to fix, what to skip, and what can sink your loan before you ever list your home.

“Build Smart, Borrow Right-Tips from Your Homebuilder and Your Mortgage Lender” by Jo Garner

What happens when you realize you have become the victim of a scam? Did someone steal your house? Did your life savings get wired to the wrong place? What are the next steps you take? What are some actions you can take to avoid being a victim? Jo Garner, Mortgage Loan Officer and real estate attorneys, Shelley Rothman and Rob Draughon of Griffin Clift Everton and Maschmeyer share some true stories...

Have you or someone you know run into a barrier with getting their mortgage approved or getting a repair completed at your house? Ed Hill Masters Roofing and podcast host for The Home Maintenance Show show you the paths to overcome some of the most common barriers with the right fix-it tool.

So many people have cost themselves years of building wealth because they hold tightly held false beliefs about some aspects of the home buying and mortgage process. Today we are dispelling these common myths and showing ways people have bought homes or refinanced to better their financial situation and really build wealth and a happier life.

What is your vision for a happy life for yourself and those you love? In today’s show we will share some ideas that have worked for others to realize a happy, more prosperous life. Probate and Estate Planning attorney, Preston Wilson, shares the answers to frequently asked questions, and warnings for some questions that should have been asked but didn’t get asked.

Have you been thinking about building some passive income and wealth by owning some money-making real estate? Today full-time investment realtor, developer and contractor, Brett Bernard and Jeff McKnett share some winning strategies they help their clients use when investing in income-producing properties. Jo Garner shares the newest, most popular ways to get financing for these investments.

THERE’S GOLD IN THEM THERE HILLS… There’s gold in them hills. Slower home price growth in many markets = more negotiating power. Less competition from other buyers. Sellers offering concessions like closing cost help or rate buydowns. There are some valuable opportunities for home buyers and people wanting to refinance their mortgage to include paying off high interest credit cards.

Do you remember how you felt when YOU had legitimate storm damage or fire damage to your home, but your insurance company denied the claim? Do you remember being told “NO” for a home loan application, even though you knew other people like you with good credit and funds to close who got their mortgages approved? Today on Real Estate Mortgage Shoppe we are going to show you some ways some of our cl...

Can you remember how you felt when you missed out on a great deal or when you were lured into a bad one because you believed something to be true that wasn’t? In this episode of Real Estate Mortgage Shoppe we are going to be dispelling some myths and sharing with you the “inside scoop” to prevent you making a mistake that could cost you money.

How do you know when the time is right to make a big change, a big decision? Realtor expert, Pat Goldstein with Jo Garner, mortgage expert share examples of how to SEE the signposts and examples of customers have had great timing on their purchases. Good tips from Lawren Bogard of Shelby Gardens Memory Care too.