Wealth Warehouse

Join David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse! When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides. In this week’s episode, the guys address a question from a fan that...

Join David Befort and Paul Fugere on Episode 33 of the Wealth Warehouse! For this week’s episode, the guys grabbed some general questions that they received from clients and listeners alike about IBC, how it works and how you should manage policy. They cover basics like “what is cash value?” and “when should I add another policy?” to more advanced topics such as the drawbacks of a 10/90 policy. Ep...

Join David Befort and Paul Fugere on Episode 32 of the Wealth Warehouse! So you’ve diligently followed Dave and Paul’s advice, you’ve made all the right decisions about your policy, you’ve done everything the right way - but once you retire and lose your income, how do you keep going? How can you continue to fund your premiums? This week’s episode revisits retirement: the misconceptions most peopl...

Join David Befort and Paul Fugere on Episode 31 of the Wealth Warehouse! In life, you want to be able to say “yes” to opportunities - especially opportunities that can help you grow your money. IBC helps you do that, but that doesn’t mean your work is done yet. In this episode Dave and Paul respond to a listener's question, “what does being well capitalized mean?”.  Drawing from a decade plus...

Join David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse! This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden. Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the i...

Join David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse! In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC? Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, ho...

Join David Befort and Paul Fugere on Episode 28 of the Wealth Warehouse! The common perception around retirement is that “having less is just the way it is”. Or at least that’s what most of the financial advisors would tell you. But is that how it has to be? Working your whole life to end up with “less”? In this episode, the guys revisit retirement and address how to set yourself up to be more sec...

Join David Befort and Paul Fugere on Episode 27 of the Wealth Warehouse! Have you ever noticed that all of the big financial gurus always talk about where to invest your money, rather than where to save it? In today’s episode, David and Paul are talking about savings - but not just any old inflation discussion. They cover where to park your money and even what you need to know when you take it out...

Join David Befort and Paul Fugere on Episode 26 of the Wealth Warehouse! “Would you rather save $112,000 or earn $411,000?” In today’s episode, David and Paul examine this question within the context of mortgages. More specifically, 15 year mortgages vs. 30 year mortgages and the difference they can make for your immediate and future finances. The guys explain all the variables that you should car...

Join David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse! In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered! In this episode you’ll learn about: -The different ways you can receive div...

Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse! Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC. In this ep...

Join David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse! In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return. In th...

Join David Befort and Paul Fugere on Episode 22 of the Wealth Warehouse! It should be obvious by now that IBC doesn’t mesh with most traditional wealth building strategies. This week’s show is no different as the guys tackle conventional ideas around saving money, spending it and what your perspective should be on all of it. In this episode you’ll learn about: -Why you shouldn’t be paying for that...

Join David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse! This week, the guys break down the popular TV series “Breaking Bad” –  and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight. Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble. In this episode, you’ll le...

Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse! This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance. In this episode you’ll get answers to questions such as: -Is there a lim...

Join David Befort and Paul Fugere on Episode 19 of the Wealth Warehouse!   Economic uncertainty is one of the biggest obstacles to financial freedom. How can you prepare for something you don’t even know is going to happen yet? David and Paul discuss all of the recent economic turmoil, as well as how to best address uncertainty and keep your nest egg intact.   In this episode you’ll lear...

We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results? Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance.   In this episode you’ll learn about:   -The difference between whole life insurance and term life insura...

Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse! There are so many advantages that IBC can bring to your finances and in turn, your life. In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy. In this episode, you’ll learn about: -How IBC is able to avoid external economic pressures -What you avoi...

Join David Befort and Paul Fugere on Episode 16 of the Wealth Warehouse . David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC....

Join David Befort and Paul Fugere on Episode 15 of the Wealth Warehouse . We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up agains...

Join David Befort and Paul Fugere on Episode 14 of the Wealth Warehouse . When you have capital, opportunities seek you; but to find opportunities, you, too, must search for them. In this episode, David and Paul discuss the elements that help you find opportunities and help opportunities find you. They also brief through David's quick principle on how to think like the bank, the significance of re...

Join David Befort and Paul Fugere on Episode 13 of the Wealth Warehouse . People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. In this episode, David and Paul gather the top frequently asked questions about IBC. How many policies can you own? Can you copy someone else's policy? What's the best thing you...

Join David Befort and Paul Fugere on Episode 11 of the Wealth Warehouse . Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. In this episode, David and Paul answer questions like, why would I pay interest to an insurance...

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse . Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanentl...

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse . In part 2 of this bid-your-middle-class-mindset-goodbye special, David and Paul simplify how the infinite banking concept helps make your money function differently. Today, David and Paul discuss what accumulation theory is, the biggest fallacies when it comes to investing, and the top issues that pose a challenge to the wea...