Wealth Talks

Fear and greed are called the two big motivators in this world, but they won't help you build a strong and sustainable financial future. Today on Wealth Talks, Tom and John discuss the mindset you need to have to build a successful financial future. Listen Now!

Socialism is supposed to be where everyone shares with other people. The needy are taken care of by those who have an abundance, everything is fair, equal, just, and the sun sets in a golden glow over the ocean every night. Sounds nice! Socialism has been tried many times, and it hasn't worked. But could it? Listen now on Wealth Talks. Resources: Livestream and in-person registration; https://www....

Sticks and stones may break my bones, but words can never hurt me . Today on Wealth Talks, Tom and John discuss this age-old children's rhyme, and how it is still very relevant even in the "grown-up" world. Also, there is something happening in Las Vegas you should probably know about. Listen now!   Resources: Register here : https://www.life-benefits.com/wealth-seminar/ *Livestream* option can be...

Turns out, winning is easy... if you keep changing the goal posts! Our government is reeling the goal posts in with an electric winch in overdrive! Gas prices have risen 117% in 18 months, but the "official" percentage is only 46%. Our economy isn't in recession... but only because they changed the definition of "recession". Today Tom and John are back in the studio to unpack everything. You don't...

Getting rich is something a lot of people want to do. But there are startling consequences along the way which many people overlook. Have you considered the consequences of getting rich? Tom and John are back on Wealth Talks discussing some of the startling dangers on the way to riches. Resources: Click here to register for the Wealth Seminar (if you are unable to purchase tickets, the seminar is...

Getting rich quick is simple. All you do is bet big and never lose at poker. Simple, straightforward, and statistically impossible. Simple doesn't mean easy. There are numerous such half-baked plans and schemes for getting rich quick, some people even believe life insurance is the method with which one can get rich quick. We love life insurance, but it's not a get rich quick formula. Today on Weal...

Ice cream containers are getting smaller, and the price is rising. Is this inflation? It's now called  shrinkflation! No matter what cutesy name inflation may masquerade under, it's still inflation and can hurt you financially. Today Tom and John discuss inflation, how we can appoint better politicians, and  something  happening in September (you are invited).  Resources:  Fri-Sat Wealth Seminar i...

If you need something messed up, call a politician, they're pretty good at it. Almost every economic problem we have today can be correlated to some stupid something a politician decided to do. On today's episode you'll hear about a lot of stupid things politicians have done with what disastrous results. And you'll also find out what we can do regain control of our own economics. Resources: Wealth...

Supply and demand have been regulating goods and prices for a long time and, when left alone, they do a very good job. But some people abuse supply and demand quite badly. When this happens, it mixes up the economy for everyone. How does supply and demand work? How is it abused? Listen in on Wealth Talks as Tom and John discuss supply and demand, how the elites try to manipulate it and what you ca...

Watching our economy is like watching a car hurtling down the interstate at 104 mph with 5% tread left on three tires, a bent rear axle and a spare rated for 45 on the front right... something is going to happen... but what? Today, Tom and John discuss what they foresee happening and what we should do to prepare. Resources: How to Build Sustainable Wealth

Our country is in trouble. Gas prices are at unprecedented highs, criminals go unpunished and gross corruption seems to be the only requirement for holding public office. America is almost to the 250-year mark at which, historically, many nations have fallen. Will America survive? Should we just blow everything up and start over? Or can we still save America? Rick Green, former Texas representativ...

The American system of government based upon " the Laws of Nature and Nature's God ", has facilitated the largest burst of creativity, wealth production and accumulation in all human history. Within this system there is always conflict between extremes which tends to find a working balance in different ways at different times. When a viable balance is achieved during the struggle for equilibrium,...

The percentage of people who own life insurance has been dropping big time. Fewer and fewer people understand the importance of being insured. This is too bad, because, while life insurance does help maintain the quality of life for people you love when you pass, life insurance can also increase the quality of your life while you are living. On today's episode, Tom and John discuss why they think...

We live in a world that too often blurs important distinctions between fact and feeling so far it becomes easy to question the existence of the fact.   But behind this facade, you can recognize the unflattering lawyer's adage -  if the facts are on your side argue the facts, if the law is on your side argue the law, if neither is on your side then change the subject and question the motives or att...

There are many legal ways to save on taxes, but there are also a lot of dangerous tax schemes. You can smell some tax schemes from a mile away, but others are more subtle – these are the ones that can get good people into trouble. Let's face it, everyone wants to save on taxes, but nobody wants to get in trouble with the IRS. Today on Wealth Talks, Tom and John are joined by Jack Cohen CPA who ser...

Ignorance and Stupidity, Greed and Fear will be some of your leading enemies when trying to achieve success of any kind – especially financial success. Understanding the characteristics of these ailments can help you to identify and overcome them before they have time to impose the entirety of their destructive behavior and results in your life. It's been said that "man's biggest enemy is ignoranc...

It's a nice big word... but what is it, and is it relative to life? Cognitive Dissonance is the name for a common, if detrimental, human behavior phenomena. Listen as Tom and John explain cognitive dissonance, and how you can respond to it in your life. Resources: Winning Your Financial GAME , How to Build Sustainable Wealth

Interest rates are a vital part of our economy and can quickly turn a boom into a bust or vice versa. Today, Tom and John tell you everything you need to know about the recent shift in interest rates, what they foresee happening to interest rates, and some ways to prepare for the coming changes. Resources: Winning Your Financial GAME , Financial Class Recording

"Free Range" chicken is better than regular chicken... or is it? While it certainly commands a higher price over other birds at the grocery store, "Free Range" doesn't mean what many people think it does. "Free Range" isn't the only misleading label... there are many others, and not just in the food industry. Don't get taken-in by misleading labels! Listen now to Wealth Talks.

High cash value life insurance policies are often referred to as banks... but is this correct? Learn about what goes into the process of starting a bank and why this is important to you. Not only are there different practices on this topic, but there are

We can't control the "what ifs" of life... but we can choose to live in faith. Faith for the future does not entail thinking raw positive thoughts or screaming "I am a hero" in the mirror. In fact, such raw positivity, unfounded on a solid base, leads to fear and frustration. On Wealth Talks, join Tom and John as they discuss how to live with faith and balance for the future.

How should you manage your money? Is it a good idea to let an adviser or planner manage your money for you? Should you be concerned about getting the highest rate of return? All this and more on the latest episode of Wealth Talks.

Why do so many airplanes crash after heavy maintenance (engine overhaul, etc.)? Why do cars sometimes have more problems when they come out of the shop? Why do patients become worse after surgery? Why are some people losing money even when their money is actively managed? There is something to explain this phenomenon, it's called "Maintenance Induced Failure."   How much Maintenance is too much? L...

Making money is one thing, keeping it is quite another! There are many places to keep money, IRA, 401K, 529 plan, etc., but where should you keep yours? On today's episode, Tom and John discuss some of the different places you can keep your money. Listen Now!