Wealth Talks

How to best finance large ticket items like homes, real estate investments, college education and even cars to keep the most money in your pocket.

Exploring elements of the Perpetual Wealth Code you can leverage to grow and protect your wealth - Volume of Interest, Velocity of Money and Free Cash Flow.  See Podcast Resources for Velocity of Money Video Example: http://www.life-benefits.com/podcast.html

The 2017 Wealth Summit is coming up in a few short months: October 6-8th. Discover the value of this seminar and then register for the best savings before June 30th. www.wealthsummit.net

If you're serious about building wealth, then protecting your assets is a MUST.  Today we share tips on Asset Protection and how to establish a solid legal foundation AND bypass expensive attorney fees to establish a good asset protection framework.  Get Resources here: http://www.life-benefits.com/podcast.html

An illustration is to a life insurance policy what a blueprint is for a house. Michele McFie joins Tom and John to share how to read and understand the numbers on a Life Insurance illustration.

Tax time doesn't have to be stressful IF you plan ahead of time.  Keep more of the money you make by planning in advance, and discover some helpful tips and information for tax planning.  Get the End of Year Checklist download from Podcast Resources at: www.life-benefits.com/podcast.html

Communicating Clearly and Effectively. Money, Politics and Religion are usually taboo topics in social circles of friends and family. But it doesn't have to be this way. Discover how to communicate clearly about Money. Close families especially should b

Solutions to help you increase and protect your wealth. From Education, Live Events and The Perpetual Wealth Code™, to online software, calculators and blueprints, we want you to keep more of the money and grow wealthier every year.

Planning for Retirement and future Passive Income are top priorities for many people we talk with on a weekly basis.     Today on Wealth Talks, discover why the "4% rule" is no longer relevant and some things you can do now to start planning proactively for your future.

Preserving your family values for handling money and wealth.  Discover some simple practical activities you can do with your children to plant the values of Perpetual Wealth and Wise Stewardship even at a young age.  Here is the link to get the children books discussed in this episode: http://www.life-benefits.com/store.html

The greatest downside of The Perpetual Wealth Code™ and options for passive income in your Golden years.  Hint: The downside is also your greatest benefit in using The Perpetual Wealth Code™.   Psst…be sure to check our YouTube channel to see the office tour video Jesse is sharing this week.

Do you want a withdrawal or a policy loan? Discover the important difference between these two, and how they affect Cash Value and Death Benefit growth in various life insurance policies.

Different insurance companies call the Paid Up Additions Rider by different names, and provide different payment options.  Basically this rider is used to jump-start early cash value in a policy.  There are technical terms in today's episode so get the big idea and remember we're here to help with the details.

Discover the ins and outs of Variable Universal Life Insurance (VUL). Does it make sense to buy VUL if you want to invest in stocks and don't need the death benefit? Get the answer to this question + more perspective in this episode.

Discover the dangers of Guaranteed No-Lapse Universal Life insurance and why guarantees in this product are not the same as the quality conservative Guarantees found in Participating Whole Life Insurance.

Ben and Jesse McFie join Tom and John in the studio sharing some recent news and conversations. Then we talk about being a good Money Manager and why you should think twice before borrowing from one policy to pay another.

Whether you're comparing whole life policies, or deciding whether it's the right time to take a policy loan, it is most profitable to Think in Percent.  But a rate of return can be too deceptively simplistic.  Discover what percentages are truly important.  

Planning for the future with Convertible Term Insurance.  Explore the rates on good Convertible Term Insurance and get a sense of the future Whole Life Premiums for converting.  Be sure to download the resource charts for this episode at www.life-benefits.com/podcast.html

In this episode Michele McFie joins Tom and John to talk about Dividends and how to practically compare illustrations. She will also share with you some helpful tips and techniques. To have us review your Illustrations and/or inforce policies, Contact: team@life-benefits.com

Insight on Real Estate Investing and The Perpetual Wealth Code™ with a "lump sum" of money versus an income stream. Discover why balancing life insurance with other investment opportunities is more important than trying to get the max $ into life insurance premiums immediately.  Episode Resources: Podcast. Life-Benefits.com

Listen to this podcast and better understand Universal Life and the risk assumed by the policy owner.  Discover why basing your financial foundation on guarantees which are maximized in a properly designed Whole Life product is of such importance to you and your financial well being.

Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends work in a whole life insurance policy with a mutual company.  Discover why dividend rates vary from company to company and the best ways to compare the performance of insurance products.

How to manage debt wisely whether it's a mortgage, car loan, business loan or policy loan.  Life Insurance plays a key role in providing protection against outstanding debt and becomes the best environment for savings and a foundation for other investment opportunities.

This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses.