Richard Canfield & Jayson Lowe

Wealth On Main Street

Business EN ↓ 325 episodes

Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets for a financial future you can bank on. Discussing the Infinite Banking Concept and strategy of Becoming Your Own Banker in North America.

Author

Richard Canfield & Jayson Lowe

Category

Business

Podcast website

wealthwithoutbaystreet.com

Latest episode

Jul 3, 2026

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Episodes

305: The Ultimate Wealth Strategy for Families Who Think Long-Term 23.01.2026

For more than three decades, Jayson has quietly built something most people never see coming. No hype. No speculation. No “get rich quick” tactics. Just a boring-looking system that produces extraordinary results. In this special anniversary episode of Wealth On Main Street, Jayson pulls back the curtain on a journey he’s kept mostly private for 32 years and explains why 2026 is the year he’s fina...

304: What’s Really Costing Farmers Control of Their Money? 15.01.2026

Farmers don’t ask for easy. They wake up early. They work long days. They carry a risk most people will never understand. Weather. Markets. Fuel prices. Equipment failures. And decisions made far away by people who’ve never set foot on a farm. In this episode of Wealth On Main Street , Richard, Jayson, and Dan Allen sit down to talk about the one thing farmers can control, capital and why that con...

303: Why Traditional Management Fails and What Actually Works 14.01.2026

Most leaders believe they’re accountable for results. Michael Walsh disagrees. In this episode of Wealth On Main Street , business coach and author Michael Walsh explains a radical but practical truth: You’re not accountable for the result. You’re accountable for supporting the people who generate it. That single mindset shift changes everything. After more than 30 years of coaching businesses to...

302: New Dad, New Mission – Garrett Gastil on Family Banking 29.12.2025

Banking Will Happen to You, or You Control It (Garrett Gastil) Most people don’t realize they’re “doing banking” every day. They call it car payments, mortgages, credit cards, and lines of credit. Here’s the truth Garrett Gastil shares in this episode: Banking will happen to you, or you’ll be in control of it. Garrett is one of Ascendant Financial’s newest teammates in the United States. He may be...

301: Never Too Old for IBC: Mary Hadfield’s Story at 71 18.12.2025

https://youtu.be/OvPaaOUaCNM Are You Ever Too Old to Start Infinite Banking? Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.” The Learning Curve: Real Talk About Reading the Book Why This Felt Different: “It’s Stabilizing” The Big Shift: Control Over Cash Flow Legacy Thinking: Beyond Mary Stan’s Reminder: You’re Not Too Late Listen: Spotify Want Help Building Your Own...

300: The Powerful Trades Story That Will Motivate You 11.12.2025

Most people dream about starting a business. Cory Brewer accidentally built one. The Accidental Entrepreneur: From Lawn Care to Leadership Why Culture, EOS, and Collaboration Changed the Game AI, Remote Teams & Buying Back Time Why the Trades Will Mint the Next Wave of Millionaires The Mindset Shift: From Competitive → Collaborative → Scalable Episode Highlights Free Resources Mentioned If You...

299: The Hidden Threat Stealing Your Wealth 04.12.2025

Most people feel the pressure long before they understand where it’s coming from. The grocery bill creeps up, mortgage renewals pinch harder, and the paycheck seems to vanish faster every single month. FULL TRANSCRIPT available here → CLICK HERE! In this two-part “Triple Threat” series , Jayson Lowe , Richard Canfield , and Henry Wong sit down to unpack why everyday Canadians and Americans are fee...

298: Canada’s New Budget | The Hidden Debt Crisis 26.11.2025

When Policy Meets Reality “If you think you’re going to bring our trade with the United States down to zero, you’re dreaming.” – Kim Moody Canada’s economy is inseparable from the United States. Nearly 70 percent of our economic activity depends on that relationship. So when the federal government drops a new budget promising $60 billion in savings, public-service cuts, and “sacrifice,” the ripple...

297: US–Canada Tariffs: The Hidden Cost to Your Wealth 13.11.2025

If Parliament Hill or Capitol Hill can move your wealth, you never really owned it. That single idea frames today’s conversation with Jayson Lowe, Richard Canfield, and returning guest Henry Wong. We tackle tariffs, inflation, business valuation, and why control, not prediction, is the real edge for Main Street entrepreneurs. The Short Version Tariffs are taxes on imports. They don’t just raise pr...

296:The Hidden Dividend Lever That Builds Wealth 05.11.2025

https://youtu.be/rCWQtMTaK_o Why we recorded this First principles The five dividend elections (and when they backfire) 1) Paid in Cash 2) Reduce Premium 3) Dividends on Deposit 4) Paid-Up Additions (PUAs) Our default for IBC 5) Enhanced/Blended Option (Term + Auto-Convert) A simple, concrete illustration Nelson’s lesson (why this changed how many of us think) FAQ: fast answers to the questions we...

295: How to Build a Sale-Ready Brand | Neil Twa 30.10.2025

The System Behind Success (and Why Most Entrepreneurs Miss It) From Amazon FBA to AI: The New Frontier of Entrepreneurship Mindset Over Mechanics: The Platinum Principle Capital, Control, and Cash Flow: The Infinite Banking Connection Automation Meets Faith and Family Key Takeaways from Neil Twa’s Episode Watch the Full Episode The System Behind Success (and Why Most Entrepreneurs Miss It) If time...

294: Faith, Freedom & Fearless Wealth | The Texas Boys’ Story 23.10.2025

What would make someone leave an 11-year career as a financial planner, walk away from spreadsheets and suits, and trade it all for a pair of work boots? That’s exactly what our guest, T.D. Ford from The Texas Boys did. In this conversation, he proves that stepping out on faith can lead to more abundance, peace, and purpose than most people ever find chasing money. The Wake-Up Call: Seeing the Sys...

293:  Infinite Banking Made Simple for Business Owners 16.10.2025

How Infinite Banking Creates Financial Peace for Business Owners What if your company could run on peace of mind instead of pressure from the banks? In this episode of Wealth on Main Street , Jayson Lowe and Richard Canfield sit down with Troy Treleaven , a corporate trainer with decades of experience at the Dale Carnegie Organization . Troy shares his inspiring journey from corporate leadership c...

292: How to Secure Your Crypto Wealth with Infinite Banking 09.10.2025

Success or regret often comes down to one thing: guidance . In this episode, Richard Canfield and Jayson Lowe reveal how to combine crypto and the Infinite Banking Concept (IBC) to keep control, minimize risk, and protect your wealth through every market swing. Learn the basics of Infinite Banking The Big Mistake Most Crypto Investors Make Process vs. Product (Why This Distinction Matters) Why Pol...

291: Silver, CBDCs & Infinite Banking: Secure Lasting Wealth 02.10.2025

The Core Problem: Money, Power, and Control Why Silver and Sound Money Matter Infinite Banking + Sound Money: A Practical Pair CBDCs: The Trojan Horse (Explained) What To Do Next (Step-By-Step) Key Quotes & Ideas from David Morgan FAQs Ready to Build Real Financial Control? Money touches every part of our lives, but what if the very system behind it is designed for control, not freedom? In thi...

290: Infinite Banking Risks & How to Avoid Them 25.09.2025

When people hear “Infinite Banking,” they’re told it’s either a magic bullet or a massive risk. The truth lives in between. This post strips away hype and reveals the  real  risks, most of which stem from behaviour, not the product, and how to mitigate them. If you want long-term control over how you finance life, start here and turn IBC into a durable advantage, not a headache. Let’s Be Real The...

289: Infinite Banking FAQs | Chey & Garrett, US Advisor 18.09.2025

When families first discover the Infinite Banking Concept (IBC) , they often ask the same essential questions. What’s the real benefit of policy loans? Do loan repayments grow the policy? Should every dollar flow through the system? In this episode of Wealth On Main Street , Richard Canfield is joined by US Agents Chey O’Brien and Garrett Gastil to break down some of the most common Infinite Banki...

288: IBC Legacy: Living Wealth Joins Ascendant Financial 11.09.2025

Some conversations go beyond money; they touch faith, family, and legacy. In this episode, Jayson and Richard sat down with Nate Scott and Holly Reed to reflect on the story of Living Wealth , the company their father, Raymond Poteet , founded in 1972. What began as a life insurance agency grew into a mission to help families break free from financial slavery through the Infinite Banking Concept (...

287: Five Years Practicing Infinite Banking with Gastil Brothers 10.09.2025

What happens when you commit to the Infinite Banking Concept (IBC) for five years? How does it shape your business, your family, and the way you think about money? In this episode of Wealth On Main Street , Richard Canfield is joined by two brothers, Garrett and Miles Gastil . Meanwhile, Miles shares his five-year journey practicing Infinite Banking as a contractor, father, and entrepreneur. How I...

286: Building Generational Wealth & Legacy Through Infinite Banking with Thomas O’Connell 29.08.2025

What does it mean to retire on your own terms and create a ripple effect of wealth that lasts for generations? What does it mean to retire on your own terms and create generational wealth that lasts? In this episode of Wealth On Main Street , Richard Canfield and Thomas O’Connell explore the Infinite Banking Concept and how it empowers families to build freedom and legacy. A Career Rooted in Servi...

285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza 20.08.2025

Wealth On Main Street 285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza Picture having complete control over your money and the freedom to decide exactly how it works for you.  In a recent episode of Wealth On Main Street, Richard Canfield welcomed Riccardo Manazza to share an uplifting and empowering story of how the Infinite Banking Concept (IBC) can change the way yo...

284: Taking Financial Control: Being the Pilot of Your Finances with John T. Urbik IBCP 13.08.2025

Wealth On Main Street 284: Taking Control: Being the Pilot of Your Finances with John T. Urbik IBCP You are the pilot of your own financial aircraft. If you don’t take the controls, someone else will, often without your best interests in mind. Thousands of hours logged in the cockpit. Countless missions flying B-52 bombers through war zones. In this episode of the Wealth On Main Street podcast, Ri...

283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers 06.08.2025

Wealth On Main Street 283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers Imagine having a financial system where your savings are safe from government overreach and bank restrictions, while your child’s first major purchase is financed through your family’s own private banking system.  In a recent episode of the Wealth On Main Street podcast, Richard Canfie...

282: How Millennials Are Rewriting the Money Rules with Infinite Banking 30.07.2025

Wealth On Main Street 282: How Millennials Are Rewriting the Money Rules with Infinite Banking If you’ve ever wondered why the old money advice doesn’t quite sit right with you, you’re not alone. Millennials have lived through economic upheaval, student debt crises, housing bubbles, and a digital revolution. In this episode of the Wealth On Main Street podcast, three millennial advisors—Taran Sous...

281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell 23.07.2025

Wealth On Main Street 281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell You’ve worked tirelessly to build a thriving business, but there’s a quiet question you carry: Am I just earning a high income, or am I truly building wealth that will last beyond me?  It’s a question that goes beyond bank accounts or investment portfolios. It’s about purpose, legacy, and how you sha...

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