Wealth Michigan with the McIntoshs'

Make Your Money Work for You by McIntosh & Associates Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the nece...

Retiring Today by McIntosh & Associates Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas fo...

SECURE Act 2.0 and Risks in Retirement by McIntosh & Associates Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement an...

In a Christmas themed show, Mindy and Nolan take a look at the Christmas Price Index, which tracks the cost of the items in the song "The Twelve Days of Christmas" and how inflation affects them, and also determines how certain people are either naughty or nice when it comes to certain items regarding retirement planning. Wealth Michigan with the McIntoshes is a weekly radio program featuring the...

It's the end of 2022, so what moves may you need to make before the end of the year? Today Mindy goes over what some of those important items are, including tax planning strategies, possible Roth conversions, charitable donations, and more. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial adviso...

There comes a time when potential retirees may choose to downsize their home, and if that happens, they also need to downsize the amount of stuff they have. Today Mindy and Nolan take a look at downsizing, some of its benefits, and ways to make sure the things being given up go to where they are supposed to, whether it is to other family members or to charity or other sources. Wealth Michigan with...

Open Enrollment is here for Medicare. Through December 7th you can make changes to various aspects of your plan if you are on Medicare, or find plans for your situation if you are enrolling for the first time. Mindy talks about the maze of decisions that need to be made for you to have the Medicare plan that fits your situation. Wealth Michigan with the McIntoshes is a weekly radio program featuri...

Until recently, a mix of 60% stocks and 40% bonds was considered a perfect blend for retirement income. But with both stocks and bonds on the skids right now, that mix just isn't getting the job done. Today Mindy and Nolan take a look at why this is, and how to look at different strategies to help produce the retirement income you need to fund your lifestyle. Wealth Michigan with the McIntoshes is...

The death of a spouse or partner is devastating enough, but life goes on, even through the grieving process. Mindy and Nolan discuss the financial steps to take to at least make that part of the process a bit easier on the remaining partner and others left behind. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McInt...

There are four things you need from a solid retirement plan - income, growth, liquidity and protection. Mindy and Nolan look at each of these pillars and how they come together in a plan so that your money meets your goals and wishes. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nola...

Retirees who are most comfortable in retirement have four things in common. Today Mindy and Nolan discuss what they are and why they are important in developing a retirement plan that works for you. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associate...

Estate and legacy planning can be a difficult issue to talk about because no one really likes having to address their own mortality. Today Mindy and Nolan look at this issue and some of the ways to best approach it with family members to make sure everyone knows what to expect, as well as planning for the surviving partner or spouse to be sure they still have the resources needed to keep their lif...

Money has a strong emotional side to it, as explained in the book The Psychology of Money by Morgan Housel. Mindy and Nolan talk about how the right advisor can help people set their emotions aside when it comes to their money and make good decisions on investing and withdrawing it for their retirement. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife te...

For many small business owners, their work has been their life and they may not know what to do when the time comes to slow down or leave work altogether. Today Mindy and Nolan discuss how having a succession plan can help relieve these concerns, whether it is selling the business or passing it on to the next generation. It also addresses certain retirement savings tools specifically designed for...

A recent interview with a retired professor from the University of Kansas - who taught retirement planning for years - indicates that his own reality of retirement is much different than what he was teaching about. Mindy and Nolan discuss his talking points and how a written and structured retirement plan should take into account what to do with your time and structure your finances around what it...

Saving money in an employer based retirement plan is something most Americans are able to do - to the tune of $19 trillion plus as of 2020. But there are lots of decisions to be made when the time comes to distribute that money in retirement. Mindy and Nolan discuss some of these, especially as it revolves around tax efficiency, and ways you can keep more of that money for yourself instead of hand...

It's not what you make, it's what you keep that counts in retirement. Today Mindy and Nolan discuss some of the ways to make your money work to provide what your retirement lifestyle needs regardless of how much you have to work with. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nola...

More often than not, women outlive their spouses or partners, meaning they will need to take over their own finances, some perhaps for the first time ever. Mindy and Nolan talk about the unique challenges women face and how proper planning can help them through the transition process if they should find themselves suddenly single. Wealth Michigan with the McIntoshes is a weekly radio program featu...

A survey by the American College of Financial Services revealed that most Americans failed a quiz dealing with knowledge of retirement issues. Today Mindy and Nolan talk about the issues most people struggle with in retirement planning and how help from a trusted financial professional can help ready them for the many challenges ahead. Wealth Michigan with the McIntoshes is a weekly radio program...

A great deal of basic retirement savings is tax deferred, meaning folks will have to pay taxes later when the money is withdrawn. If not properly planned for, this could mean thousands of dollars could be going to the government rather than into your pocket. Nationally know actuary Marty Ruby will be coming to the area for a seminar in late May, and he joins Mindy and Nolan on this show to explain...

Today's retirement lifestyle is much different than in past generations - today's retirees are more active and are living longer. So are the ways people need to save for their retirements, with pensions much less prevalent. Nolan addresses these issues and how a financial advisor can help turn savings in a 401K into not just income, but help it to cover other areas of concern such as covering heal...

Retirees have a lot to be concerned about and aware of when it comes to their finances. Inflation and health care costs are just two of the many issues. Today Mindy and Nolan take a look at these and other areas where proper planning can help make sure people are prepared for whatever the future may bring. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife...

There are many things that a solid retirement plan needs to cover, and today Mindy and Nolan tackle three of them: income, health care and taxes. If not properly accounted for, any of these areas could cost you thousands in retirement. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nol...

Today Mindy and Nolan look back at how retirement planning has changed, and how you can take what retirees of the past have learned and apply it to your own plans. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Alo...

Everyone's retirement dreams and desires are different, meaning that their financial plans are also different. Today Mindy and Nolan discuss the variety of instruments, or tools, they have access to in order to create a fully customized financial plan for each individual or couple that meets their needs and goals. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband...