Wealth Michigan with the McIntoshs'

Many people think they will pay less in taxes once they stop working, but that may not always be the case. Mindy and Nolan take a look at the structure of taxes as they involve retirement accounts, and why tax planning - including Roth conversions - may help to lower the amount you need to pay. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of fin...

Taxes - will they or won't they go up? Mindy and Nolan address this issue and what Congress may or may not do before the end of 2025, as well as unknown factors such as longevity and health care that may well affect your plan as retirements get longer and longer. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McInto...

There has been plenty of volatility in the markets this year, and it's likely to continue. Nolan discusses how best to deal with it and why timing the market is usually not productive to your investments or your plan. Later Mindy joins him to take a look at hidden obstacles that could derail your retirement if not carefully planned for, such as health care costs and taxes. Wealth Michigan with the...

Mindy and Nolan revisit a couple of subjects, including the top five things to avoid in retirement, as well as how to preserve your retirement from unnecessary taxes and keep more of your savings in your pocket. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh...

Mindy and Nolan look back at the battle coming in Congress as to whether or not the 2017 Tax Cuts and Jobs Act will be extended, along with new policies President Trump would like to implement. They also revisit the idea of making retirement money last and ways to do it with tax efficiency. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financi...

The income you need for regular expenses in retirement has to be protected - that is come from a guaranteed source such as Social Security, a pension or an annuity. Mindy and Nolan discuss these sources as well as the various types of annuities, and how they can make sense in your retirement plan.  Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of...

Taxes may be going up at the end of this year - or they may stay the same. No one knows yet, but Mindy and Nolan take a look ahead and how to plan for either scenario so you can keep more of your hard earned savings in your pocket. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan M...

Longevity, health care costs, taxes and stock market performance are four areas that can't be known at the time a retirement plan is being put together. But they can be accounted for. Mindy and Nolan go over ways where proper planning can help account for these variables so funds can be there when they are needed. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband...

Taxes and inflation are two huge unknown factors going into retirement. Mindy takes a look at how planning can help mitigate these factors so your retirement can be less stressful and more enjoyable. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associat...

When can I retire? Have I saved enough? Will my money last? Will my loved ones be okay if something happens to me? These are four huge questions surrounding retirement, and Mindy and Nolan take a look at how you can answer each of these to help determine if your plan is on target for retirement. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of fi...

Today Mindy and Nolan revisit a big mistake many people make when rolling their 401K into an IRA that is costing them millions of dollars in potential gains for their retirement. They also tackle how to take control of your retirement with a properly designed plan. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIn...

Mindy is solo today to discuss end of year items that must be done, then goes into the increasing government debt issue and how taxes will be involved to help pay for it. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michig...

Rebalancing your portfolio is an issue not always understood. Today Mindy and Nolan address what it is and how the proper mix of stock, bond and other investments can help provide the funds you need for retirement, as well as the proper amount of risk for each individual plan. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professiona...

Nolan takes a look at this week's re-election of Donald Trump to the presidency and what it could mean economically going forward. Later he revisits decisions which need to be made regarding 401Ks and IRAs. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and A...

Women face their own unique challenges in planning for retirement. Today Mindy and Nolan discuss these challenges and how to overcome them. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliot...

Social Security is a popular - and complex - program for retirees. How can you be sure you are getting the most from it? Mindy and Nolan discuss how planning can help optimize, as opposed to maximize, your benefits for your own unique situation. They also take a look at the upcoming open enrollment period for Medicare and showings for the movie The Psychology of Retirement in area theaters over th...

With events of recent years, you may feel you have less control over retirement planning than ever. Today Mindy and Nolan discuss what you can be doing to take back control of your retirement future, especially when it comes to risk mitigation and planning for future taxes. They also take a look at upcoming showings of the film The Psychology of Retirement, where they served as co-executive produc...

With longer life spans, taxes likely to go up, inflation and other factors, your retirement savings needs to be able to grow and last during your post-working years. Mindy and Nolan discuss the factors that put pressure on your nest egg, and some strategies to use to help the process so your money can last. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wif...

Mindy and Nolan discuss estate planning, and the importance of leaving your possessions to your designated beneficiaries in the most efficient way possible - as well as having this plan make sure they are left to who you want and not subjected to court battles. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh...

More people are coming in with 401K accounts of a half million dollars or more. But what are they supposed to do with all that money for retirement income, especially when it comes to paying taxes? Today Mindy and Nolan discuss strategies to help you keep more money in your pocket and pay less - legally - to Uncle Sam. Wealth Michigan with the McIntoshes is a weekly radio program featuring the hus...

Mindy and Nolan look ahead at the upcoming presidential election and the future of the Tax Cuts and Jobs Act, and how people can take advantage of tax planning opportunities now that may not be available if the TCJA sunsets at the end of 2025 as is currently the case. They also discuss the upcoming Olympic Games in Paris and how preparing for that event relates to retirement planning. Wealth Michi...

Nolan McIntosh runs solo in this episode with a discussion about the popular 401K retirement savings vehicles and decisions people need to make concerning them and their IRA's, which many 401Ks provide money for. He also discusses pensions and how to decide whether to take the monthly payments or a lump sum buyout which can be rolled over to a personal IRA. Wealth Michigan with the McIntoshes is a...

No one likes to think about the bad things that can happen in the future, but the truth is they do, and they need to be planned for. Mindy and Nolan cover some of these potential events and some strategies which can be used so that your money can provide for the situation at hand. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial profess...

First, Mindy and Nolan discuss whether we may or may not have a recession sometime in 2024, then they look at how small business owners can plan for their own retirement, whether it may be by selling the business or passing it on to a family member or an employee. Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McInt...

Mindy and Nolan take a look at the relatively new category of behavioral finance and how people look at money and what it means to them. They discuss how proper planning can help keep clients away from making emotional decisions with their money, as studies have shown that many folks make less than the S & P 500 index because they buy and/or sell at the wrong time. Wealth Michigan with the McI...